{"id":802062,"date":"2026-05-20T08:44:56","date_gmt":"2026-05-20T06:44:56","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=802062"},"modified":"2026-05-20T08:44:56","modified_gmt":"2026-05-20T06:44:56","slug":"bsh-e-mbylli-2025-me-fitim-por-forcimi-i-lekut-solli-perseri-ndikim-negativ","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2026\/05\/20\/bsh-e-mbylli-2025-me-fitim-por-forcimi-i-lekut-solli-perseri-ndikim-negativ\/","title":{"rendered":"BSH e mbylli 2025 me fitim, por forcimi i Lekut solli p\u00ebrs\u00ebri ndikim negativ","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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\nBanka e Shqip\u00ebris\u00eb e mbylli vitin 2025 me rezultat financiar pozitiv, pavar\u00ebsisht se forcimi i m\u00ebtejsh\u00ebm i Lekut n\u00eb kursin e k\u00ebmbimit vazhdoi t\u00eb ushtroj\u00eb efekt negativ mbi bilancin.<\/span><\/p>\n

Sipas pasqyrave t\u00eb audituara financiare t\u00eb Bank\u00ebs Qendrore, rezultati financiar neto p\u00ebr vitin 2025 ishte me fitim n\u00eb vler\u00ebn e 2 miliard\u00eb lek\u00ebve.<\/span><\/p>\n

Fitimi neto p\u00ebsoi r\u00ebnie me 61% krahasuar me nj\u00eb vit m\u00eb par\u00eb, por megjithat\u00eb q\u00ebndroi n\u00eb vlera pozitive p\u00ebr t\u00eb dytin vit radhazi, duke kompensuar pjes\u00ebrisht humbjet e larta t\u00eb regjistruara n\u00eb vitet 2022-2023.<\/span><\/p>\n

P\u00ebr vitin 2023, Banka e Shqip\u00ebris\u00eb kishte raportuar humbje neto n\u00eb vler\u00ebn e 27 miliard\u00eb lek\u00ebve, nd\u00ebrsa n\u00eb vitin 2022 humbjet kishin vler\u00ebn e af\u00ebrsisht 17.7 miliard\u00eb lek\u00ebve.<\/span><\/p>\n

Faktori me impaktin kryesor n\u00eb ecurin\u00eb e rezultatit t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb n\u00eb vitet e fundit ka qen\u00eb efekti i kursit t\u00eb k\u00ebmbimit.<\/span><\/p>\n

Banka e Shqip\u00ebris\u00eb mban nj\u00eb rezerv\u00eb t\u00eb madhe n\u00eb valut\u00eb t\u00eb huaj, si mjet i domosdosh\u00ebm p\u00ebr t\u00eb p\u00ebrballuar nevojat emergjente q\u00eb mund t\u00eb ket\u00eb ekonomia dhe sektori financiar.<\/span><\/p>\n

Duke qen\u00eb se bilanci i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb raportohet n\u00eb monedh\u00ebn vendase, forcimi i vazhduesh\u00ebm i Lekut n\u00eb kursin e k\u00ebmbimit e ka ulur vler\u00ebn n\u00eb monedh\u00ebn vendase t\u00eb rezervave t\u00eb mbajtura n\u00eb valut\u00eb t\u00eb huaj.<\/span><\/p>\n

P\u00ebr vitin 2025, humbjet neto nga ndryshimet e kurseve t\u00eb k\u00ebmbimit kishin vler\u00ebn e 24.1 miliard\u00eb lek\u00ebve. Humbjet n\u00eb k\u00ebt\u00eb z\u00eb u rrit\u00ebn me 79% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

Humbjet nga kursi u balancuan pjes\u00ebrisht nga rritja e vler\u00ebs s\u00eb arit monetar t\u00eb mbajtur nga Banka Qendrore, si rezultat i rivler\u00ebsimit t\u00eb tij me vler\u00eb tregu n\u00eb dat\u00ebn e raportimit.<\/span><\/p>\n

E ardhura nga ndryshimi neto n\u00eb vler\u00ebn e drejt\u00eb t\u00eb arit monetar kishte vler\u00ebn e 11.9 miliard\u00eb lek\u00ebve, n\u00eb rritje me 109% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

N\u00ebse i referohemi rezultatit t\u00eb t\u00eb ardhurave gjith\u00ebp\u00ebrfshir\u00ebse t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb (q\u00eb p\u00ebrfshijn\u00eb z\u00ebrat q\u00eb nuk klasifikohen si pjes\u00eb e fitimit ose humbjes s\u00eb vitit ushtrimor), viti 2025 sh\u00ebnoi nj\u00eb rezultat m\u00eb t\u00eb lart\u00eb, me nj\u00eb vler\u00eb totale prej 3.7 miliard\u00eb lek\u00ebsh. Edhe n\u00eb k\u00ebt\u00eb z\u00eb, rezultati ishte m\u00eb i ul\u00ebt krahasuar me vitin 2024, me 52% m\u00eb pak.<\/span><\/p>\n

T\u00eb ardhurat gjith\u00ebp\u00ebrfshir\u00ebse p\u00ebr vitin 2025 p\u00ebrfshin\u00eb edhe nj\u00eb ndryshim pozitiv prej 1.7 miliard\u00eb lek\u00ebsh n\u00eb vler\u00ebn e drejt\u00eb t\u00eb letrave me vler\u00eb t\u00eb borxhit.<\/span><\/p>\n

R\u00ebnia e m\u00ebtejshme e normave t\u00eb interesit edhe gjat\u00eb vitit 2025 ndikoi n\u00eb rritjen e m\u00ebtejshme t\u00eb \u00e7mimit t\u00eb instrumenteve financiare, duke b\u00ebr\u00eb q\u00eb, p\u00ebr t\u00eb dytin vit radhazi, totali i t\u00eb ardhurave gjith\u00ebp\u00ebrfshir\u00ebse t\u00eb rezultoj\u00eb m\u00eb i lart\u00eb se rezultati neto p\u00ebr periudh\u00ebn.<\/span><\/p>\n

Banka e Shqip\u00ebris\u00eb e mbylli edhe vitin 2025 me kapital negativ, n\u00eb vler\u00ebn e rreth -5.3 miliard\u00eb lek\u00ebve. Megjithat\u00eb, vlera negative e kapitalit u p\u00ebrmir\u00ebsua p\u00ebr t\u00eb dytin vit radhazi, krahasuar me nivelin prej -9 miliard\u00eb lek\u00ebsh t\u00eb fundit t\u00eb vitit 2024.<\/span><\/p>\n

P\u00ebrmir\u00ebsimi i gjendjes s\u00eb kapitalit neto ka ardhur fal\u00eb rezultatit m\u00eb t\u00eb mir\u00eb financiar t\u00eb vitit t\u00eb kaluar dhe shtesave n\u00eb rezervat ligjore t\u00eb realizuara. Efektin kryesor e ka s\u00ebrish nj\u00eb rezerv\u00eb e posa\u00e7me p\u00ebr forcimin e kapitalit. Sipas sh\u00ebnimeve t\u00eb pasqyrave financiare, rezerva \u00ebsht\u00eb krijuar me vendimin e K\u00ebshillit Mbik\u00ebqyr\u00ebs, dat\u00eb 4 mars 2026.<\/span><\/p>\n

Rezerva \u00ebsht\u00eb krijuar nga fitimi i Bank\u00ebs, me q\u00ebllim forcimin e kapitalit, n\u00eb kushtet kur, pavar\u00ebsisht fitimit t\u00eb realizuar, Banka p\u00ebr nj\u00eb periudh\u00eb kat\u00ebrvje\u00e7are ka kapital negativ, shkaktuar kjo nga rivler\u00ebsimi i kurseve t\u00eb k\u00ebmbimit, si rezultat i vler\u00ebsimit t\u00eb monedh\u00ebs Lek p\u00ebrkundrejt monedhave t\u00eb huaja.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, balanca negative n\u00eb z\u00ebrin e rezervave t\u00eb rivler\u00ebsimit t\u00eb parealizuara \u00ebsht\u00eb thelluar m\u00eb tej 2025, duke arritur n\u00eb af\u00ebrsisht 73 miliard\u00eb lek\u00eb, n\u00eb rritje me 17% krahasuar me nj\u00eb vit m\u00eb par\u00eb. Arsyeja kryesore ishte pik\u00ebrisht forcimi i Lekut dhe zhvler\u00ebsimi i valutave t\u00eb huaja n\u00eb rezerv\u00ebn valutore t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb.<\/span><\/p>\n

Pavar\u00ebsisht se gjendja e kapitalit ngelet negativ, Banka e Shqip\u00ebris\u00eb, n\u00eb sh\u00ebnimet e pasqyrave financiare vler\u00ebson edhe nj\u00ebher\u00eb se mbetet e mir\u00ebkapitalizuar n\u00eb baz\u00eb t\u00eb kapitalit t\u00eb realizuar, edhe pse forcimi i monedh\u00ebs Lek p\u00ebrkundrejt monedhave ku \u00ebsht\u00eb investuar rezerva valutore, ka g\u00ebrryer kapitalin e saj.<\/span><\/p>\n

Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, fitimet apo humbjet nga rivler\u00ebsimi jan\u00eb t\u00eb luhatshme dhe i n\u00ebnshtrohen faktor\u00ebve ekonomik\u00eb jasht\u00eb kontrollit t\u00eb drejtp\u00ebrdrejt\u00eb t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, q\u00eb mund t\u00eb kthehen me ndryshimin e kushteve ekonomike bot\u00ebrore.\/Monitor<\/em><\/span><\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Banka e Shqip\u00ebris\u00eb e mbylli vitin 2025 me rezultat financiar pozitiv, pavar\u00ebsisht se forcimi i m\u00ebtejsh\u00ebm i Lekut n\u00eb kursin e k\u00ebmbimit vazhdoi t\u00eb ushtroj\u00eb efekt negativ mbi bilancin. Sipas pasqyrave t\u00eb audituara financiare t\u00eb Bank\u00ebs Qendrore, rezultati financiar neto p\u00ebr vitin 2025 ishte me fitim n\u00eb vler\u00ebn e 2 miliard\u00eb lek\u00ebve. Fitimi neto p\u00ebsoi […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":802064,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-802062","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fast-foodi"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/802062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=802062"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/802062\/revisions"}],"predecessor-version":[{"id":802066,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/802062\/revisions\/802066"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/802064"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=802062"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=802062"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=802062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}