{"id":800958,"date":"2026-05-13T12:05:47","date_gmt":"2026-05-13T10:05:47","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=800958"},"modified":"2026-05-13T12:05:47","modified_gmt":"2026-05-13T10:05:47","slug":"memorandumi-shtet-banka-sipermarrje-rama-program-mbeshtetjeje-per-te-gjitha-ndermarrjet-e-vogla-dhe-te-mesme","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2026\/05\/13\/memorandumi-shtet-banka-sipermarrje-rama-program-mbeshtetjeje-per-te-gjitha-ndermarrjet-e-vogla-dhe-te-mesme\/","title":{"rendered":"Memorandumi Shtet-Banka-Sip\u00ebrmarrje, Rama: Program mb\u00ebshtetjeje p\u00ebr t\u00eb gjitha nd\u00ebrmarrjet e vogla dhe t\u00eb mesme","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/span><\/p>\n

Kryeministri Edi Rama<\/span><\/span> deklaroi se programi \u201cDyfisho sip\u00ebrmarrjen t\u00ebnde\u201d synon t\u2019u jap\u00eb mund\u00ebsi nd\u00ebrmarrjeve t\u00eb vogla dhe t\u00eb mesme t\u00eb zgjerojn\u00eb aktivitetin p\u00ebrmes kredive t\u00eb buta dhe garancive sovrane.<\/span><\/p>\n

Rama tha se gjat\u00eb takimeve me sip\u00ebrmarr\u00ebs n\u00eb vend ka par\u00eb shum\u00eb histori suksesi t\u00eb krijuara nga shqiptar\u00eb t\u00eb kthyer nga emigracioni, t\u00eb cil\u00ebt kan\u00eb ngritur biznese fal\u00eb inovacionit dhe d\u00ebshir\u00ebs p\u00ebr t\u00eb investuar n\u00eb komunitetet e tyre, por q\u00eb jan\u00eb p\u00ebrballur me v\u00ebshtir\u00ebsi n\u00eb sigurimin e financimit.<\/span><\/p>\n

Sipas kreut t\u00eb qeveris\u00eb, programi nisi fillimisht si nj\u00eb projekt i fokusuar te bujq\u00ebsia, por tashm\u00eb \u00ebsht\u00eb zgjeruar n\u00eb mb\u00ebshtetje t\u00eb t\u00eb gjitha SME-ve. Ai b\u00ebri t\u00eb ditur se do t\u00eb vihet n\u00eb dispozicion nj\u00eb linj\u00eb kredie me interesa minimale nga 2 deri n\u00eb 3%, e shoq\u00ebruar me garanci sovrane nga 30% deri n\u00eb 70%, n\u00eb var\u00ebsi t\u00eb nivelit t\u00eb riskut.<\/span><\/p>\n

\u201cKam mundur t\u00eb shoh nj\u00eb s\u00ebr\u00eb nd\u00ebrmarrjes t\u00eb vogla q\u00eb bazuar n\u00eb eksperienc\u00ebn e shqiptar\u00ebve dhe shqiptareve t\u00eb kthyer nga emigracioni, bazuar n\u00eb shpirtin inovativ, vullnetin p\u00ebr t\u00eb b\u00ebr\u00eb di\u00e7ka dometh\u00ebn\u00ebse n\u00eb komunitet dhe p\u00ebr t\u00eb pun\u00ebsuar familjen dhe njer\u00ebzit p\u00ebrreth kan\u00eb qen\u00eb eksperienca t\u00eb jasht\u00ebzakonshme, prek\u00ebse dhe nd\u00ebrkoh\u00eb eksperienca q\u00eb m\u00eb kan\u00eb treguar se me nj\u00eb mb\u00ebshtetje financiare t\u00eb arsyeshme, ato realitete mund t\u00eb rriten dhe sjellin t\u00eb reja kuptimplota p\u00ebr ekonomin\u00eb ton\u00eb. <\/em><\/span><\/p>\n

N\u00eb fund t\u00eb \u00e7do bisede ka qen\u00eb problem financimi i arsyesh\u00ebm n\u00eb pamund\u00ebsi p\u00ebr t\u00eb marr\u00eb kredi normale komerciale t\u00eb cilat nuk mund t\u2019i p\u00ebrballojn\u00eb p\u00ebr t\u00eb hedhur hapin tjet\u00ebr.<\/em><\/span><\/p>\n

Ishte nj\u00eb projekt i dedikuar p\u00ebr bujq\u00ebsin\u00eb, nga i cili ne nxor\u00ebm m\u00ebsimet tona dhe sot \u00ebsht\u00eb nj\u00eb projekt q\u00eb \u00ebsht\u00eb kthyer n\u00eb nj\u00eb program mb\u00ebshtetje t\u00eb qeveris\u00eb p\u00ebr t\u00eb gjitha nd\u00ebrmarrjet e vogla dhe t\u00eb mesme. <\/em><\/span><\/p>\n

Ata q\u00eb kan\u00eb nd\u00ebrmarrje, pas firmosjes futet n\u00eb zbatim nj\u00eb program q\u00eb i hapet der\u00eb p\u00ebr t\u00eb dyfishuar sip\u00ebrmarrjen e tyre. 5 vjet m\u00eb par\u00eb kredia n\u00eb Shqip\u00ebri ka qen\u00eb rreth 5 mld euro, sot pas 5 vjet\u00ebsh kredia n\u00eb Shqip\u00ebri \u00ebsht\u00eb 10 mld euro, jemi n\u00eb nj\u00eb dyfishim t\u00eb kapacitete financues nga banka t\u00eb nivelit t\u00eb dyt\u00eb. <\/em><\/span><\/p>\n

Do vihet n\u00eb dispozicion linj\u00eb kredi me interes minimal 2% dhe maksimal 3%. K\u00ebrkojm\u00eb bashk\u00ebpunim t\u00eb plot\u00eb nga ana juaj, e shoq\u00ebruar me garanci sovrane p\u00ebr t\u00eb ulur riskun e kredis\u00eb p\u00ebr bankat. Garanci sovrane q\u00eb varion nga 30-70% sipas nivelit t\u00eb riskut”, theksoi Rama.\u00a0<\/em><\/span><\/p>\n

Kreu i qeveris\u00eb u ndal edhe tek sektori agro, duke k\u00ebrkuar nga bankat t\u00eb tregohen m\u00eb kurajoze n\u00eb financimin e bujq\u00ebsis\u00eb dhe agrobiznesit.<\/em><\/span><\/p>\n

Bankat duhet t\u00eb jen\u00eb pak m\u00eb kurajoze edhe n\u00eb raport me sektorin e bujq\u00ebsis\u00eb. Niveli i riskut \u00ebsht\u00eb i lart\u00eb dhe kemi m\u00ebsuar se projektet nga ky sektor duhet t\u00eb jen\u00eb projekte q\u00eb kan\u00eb nj\u00eb risk m\u00eb t\u00eb ul\u00ebt dhe q\u00eb lidhen me agrobiznesin, inovacionin\u201d,<\/em> tha Rama.<\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Kryeministri Edi Rama deklaroi se programi \u201cDyfisho sip\u00ebrmarrjen t\u00ebnde\u201d synon t\u2019u jap\u00eb mund\u00ebsi nd\u00ebrmarrjeve t\u00eb vogla dhe t\u00eb mesme t\u00eb zgjerojn\u00eb aktivitetin p\u00ebrmes kredive t\u00eb buta dhe garancive sovrane. Rama tha se gjat\u00eb takimeve me sip\u00ebrmarr\u00ebs n\u00eb vend ka par\u00eb shum\u00eb histori suksesi t\u00eb krijuara nga shqiptar\u00eb t\u00eb kthyer nga emigracioni, t\u00eb cil\u00ebt kan\u00eb ngritur […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":797548,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-800958","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/800958","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=800958"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/800958\/revisions"}],"predecessor-version":[{"id":800963,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/800958\/revisions\/800963"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/797548"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=800958"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=800958"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=800958"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}