{"id":793849,"date":"2026-04-01T08:44:17","date_gmt":"2026-04-01T06:44:17","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=793849"},"modified":"2026-04-01T08:44:17","modified_gmt":"2026-04-01T06:44:17","slug":"sigurimet-e-papaguara-te-punonjesve-arrijne-270-mln-euro-me-2025-rreziqet","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2026\/04\/01\/sigurimet-e-papaguara-te-punonjesve-arrijne-270-mln-euro-me-2025-rreziqet\/","title":{"rendered":"Sigurimet e papaguara t\u00eb punonj\u00ebsve arrijn\u00eb 270 mln euro m\u00eb 2025, rreziqet","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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\nVera e detyrimeve t\u00eb papaguara t\u00eb bizneseve p\u00ebr sigurimet shoq\u00ebrore ka p\u00ebsuar nj\u00eb rritje t\u00eb m\u00ebtejshme gjat\u00eb vitit t\u00eb kaluar duke arritur nj\u00eb vler\u00eb n\u00eb 26.3 miliard\u00eb lek\u00eb (270 milion\u00eb euro) nga 24.4 miliard\u00eb lek\u00eb n\u00eb vitin 2024, sipas t\u00eb dh\u00ebnave zyrtare nga Drejtoria e P\u00ebrgjithshme e Tatimeve.<\/span><\/p>\n

Ky zgjerim i stokut t\u00eb borxhit me rreth 1.9 miliard\u00eb lek\u00eb ose 7.8% reflekton v\u00ebshtir\u00ebsit\u00eb n\u00eb rritje t\u00eb sektorit privat p\u00ebr t\u00eb p\u00ebrmbushur detyrimet ligjore ndaj punonj\u00ebsve dhe shtetit.<\/span><\/p>\n

Nd\u00ebrmjet 2022 dhe 2025 stoku i detyrimeve t\u00eb prapambetura n\u00eb form\u00ebn e sigurimeve shoq\u00ebrore \u00ebsht\u00eb rritur me 28.3%.<\/span><\/p>\n

Shkak kryesor i k\u00ebtij trendi negativ mund t\u00eb jet\u00eb r\u00ebnia e likuiditetit n\u00eb duart e bizneseve, e ndikuar nga rritja e kostove operative, sidomos rritja e nj\u00ebanshme e pag\u00ebs minimale dhe asaj mesatare ka krijuar nj\u00eb hendek mes fatur\u00ebs s\u00eb detyrimeve dhe aft\u00ebsis\u00eb paguese t\u00eb nd\u00ebrmarrjeve. Shum\u00eb biznese, p\u00ebrball\u00eb v\u00ebshtir\u00ebsive financiare, zgjedhin t\u00eb paguajn\u00eb pag\u00ebn neto p\u00ebr t\u00eb mbajtur stafin, duke l\u00ebn\u00eb pas dore derdhjen e kontributeve, \u00e7ka \u00e7on n\u00eb fryrjen e k\u00ebtij stoku vit pas viti.<\/span><\/p>\n

Nj\u00eb tjet\u00ebr faktor q\u00eb ka ndikuar n\u00eb rritjen e k\u00ebtyre detyrimeve lidhet me penalitetet dhe kamat\u00ebvonesat q\u00eb akumulohen mbi borxhin ekzistues. Rritja e numrit t\u00eb bizneseve q\u00eb hyjn\u00eb n\u00eb proces falimenti ose q\u00eb pezullojn\u00eb aktivitetin pa shlyer detyrimet e m\u00ebparshme, kontribuon drejtp\u00ebrdrejt n\u00eb k\u00ebt\u00eb shif\u00ebr prej, duke e b\u00ebr\u00eb k\u00ebt\u00eb z\u00eb nj\u00eb barr\u00eb gjithnj\u00eb e m\u00eb t\u00eb r\u00ebnd\u00eb p\u00ebr ekonomin\u00eb.<\/span><\/p>\n

Pasojat e k\u00ebsaj ecurie jan\u00eb mjaft serioze si p\u00ebr bizneset, por, sidomos p\u00ebr skem\u00ebn e mbrojtjes sociale. Bizneset do t\u00eb ekspozohen m\u00eb shum\u00eb ndaj gjobave, bllokimit t\u00eb llogarive bankare dhe pamund\u00ebsi p\u00ebr t\u00eb marr\u00eb pjes\u00eb n\u00eb tender\u00eb publik\u00eb apo p\u00ebr t\u00eb p\u00ebrfituar kredi bankare. P\u00ebr pun\u00ebmarr\u00ebsit, rritja e detyrimeve t\u00eb papaguara krijon n\u00eb vonesa ose mang\u00ebsi n\u00eb vitet e sigurimit, duke rrezikuar p\u00ebrfitimet e tyre t\u00eb ardhshme si pensionet apo pagesat e barre lindjes.<\/span><\/p>\n

Ndon\u00ebse ligji parashikon penalitete t\u00eb rrepta, p\u00ebrfshir\u00eb bllokimin e llogarive bankare (urdh\u00ebr-ekzekutimet), detyrimet krijohen n\u00eb momentin q\u00eb nj\u00eb subjekt deklaron liste pages\u00ebn n\u00eb sistemin e-Albania por nuk kryen derdhjen e vler\u00ebs monetare brenda afatit ligjor t\u00eb dat\u00ebs 20 t\u00eb muajit pasardh\u00ebs.<\/span><\/p>\n

Ky veprim gjeneron menj\u00ebher\u00eb nj\u00eb detyrim t\u00eb papaguar, i cili fillon e rritet n\u00eb m\u00ebnyr\u00eb progresive \u00e7do dit\u00eb p\u00ebrmes kamat\u00ebvonesave, duke e transformuar nj\u00eb vones\u00eb t\u00eb thjesht\u00eb n\u00eb nj\u00eb borxh afatgjat\u00eb.<\/span><\/p>\n

Shpesh bizneset e vogla dhe t\u00eb mesmet i japin p\u00ebrpar\u00ebsi mbijetes\u00ebs e p\u00ebrditshme dhe pagesat ndaj furnitor\u00ebve, duke e l\u00ebn\u00eb shtetin si kreditorin e fundit n\u00eb radh\u00eb, me shpres\u00ebn e nj\u00eb marr\u00ebveshjeje t\u00eb m\u00ebvonshme p\u00ebr pages\u00eb me k\u00ebste.<\/span><\/p>\n

Kjo situat\u00eb r\u00ebndohet m\u00eb tej nga rritja e pag\u00ebs minimale, e cila ka rritur automatikisht fatur\u00ebn e sigurimeve p\u00ebr \u00e7do punonj\u00ebs, duke b\u00ebr\u00eb q\u00eb edhe ato biznese q\u00eb dikur ishin korrekte, t\u00eb mos ken\u00eb m\u00eb fuqi qarkulluese p\u00ebr t\u00eb mbuluar rritjen e menj\u00ebhershme t\u00eb kostos s\u00eb pun\u00ebs.<\/span><\/p>\n

Gjithashtu sistemi tatimor vazhdon t\u00eb llogaris\u00eb gjoba dhe interesa mbi detyrimet ekzistuese, edhe n\u00ebse biznesi ka ndaluar aktivitetin, por nuk ka kryer procedurat e \u00e7regjistrimit total. Kjo krijon nj\u00eb efekt borxh mbi borxh, ku shuma rritet sepse vonesat e vjetra po b\u00ebhen m\u00eb t\u00eb shtrenjta p\u00ebr t\u2019u shlyer.\/Monitor<\/em><\/span><\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Vera e detyrimeve t\u00eb papaguara t\u00eb bizneseve p\u00ebr sigurimet shoq\u00ebrore ka p\u00ebsuar nj\u00eb rritje t\u00eb m\u00ebtejshme gjat\u00eb vitit t\u00eb kaluar duke arritur nj\u00eb vler\u00eb n\u00eb 26.3 miliard\u00eb lek\u00eb (270 milion\u00eb euro) nga 24.4 miliard\u00eb lek\u00eb n\u00eb vitin 2024, sipas t\u00eb dh\u00ebnave zyrtare nga Drejtoria e P\u00ebrgjithshme e Tatimeve. Ky zgjerim i stokut t\u00eb borxhit me […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":793851,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-793849","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/793849","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=793849"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/793849\/revisions"}],"predecessor-version":[{"id":793852,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/793849\/revisions\/793852"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/793851"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=793849"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=793849"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=793849"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}