{"id":787396,"date":"2026-02-20T20:01:52","date_gmt":"2026-02-20T19:01:52","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=787396"},"modified":"2026-02-20T20:01:52","modified_gmt":"2026-02-20T19:01:52","slug":"pagesat-me-karte-arriten-rekord-te-ri-ne-2025-per-here-te-pare-kaluan-terheqjet-cash-ne-atm","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2026\/02\/20\/pagesat-me-karte-arriten-rekord-te-ri-ne-2025-per-here-te-pare-kaluan-terheqjet-cash-ne-atm\/","title":{"rendered":"Pagesat me kart\u00eb arrit\u00ebn rekord t\u00eb ri n\u00eb 2025, p\u00ebr her\u00eb t\u00eb par\u00eb kaluan t\u00ebrheqjet cash n\u00eb ATM","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/p>\n

Pagesat me kart\u00eb bankare regjistruan p\u00ebrs\u00ebri nj\u00eb rritje t\u00eb fort\u00eb vitin e kaluar, duke arritur numrin dhe vler\u00ebn m\u00eb t\u00eb lart\u00eb historike.<\/span><\/p>\n

Sipas statistikave nga Banka e Shqip\u00ebris\u00eb, gjat\u00eb vitit 2025 pagesat me kart\u00eb n\u00eb terminalet POS (pikat elektronike t\u00eb shitjes) arrit\u00ebn n\u00eb 27.2 milion\u00eb, me nj\u00eb rritje prej 38.7% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

N\u00eb vler\u00eb transaksionesh, pagesat me kart\u00eb vitin e kaluar arrit\u00ebn n\u00eb 105.75 miliard\u00eb lek\u00eb, 27% m\u00eb shum\u00eb krahasuar me vitin 2024.<\/span><\/p>\n

P\u00ebr vitin 2025, volumi i pagesave n\u00eb terminale POS p\u00ebrb\u00ebnte 17.5% t\u00eb vler\u00ebs totale t\u00eb veprimeve me karta, nga 16% q\u00eb kishte qen\u00eb pesha e k\u00ebtyre veprimeve nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

Gjithashtu, vitin e kaluar, p\u00ebr her\u00eb t\u00eb par\u00eb numri i pagesave me kart\u00eb n\u00eb terminale POS p\u00ebr her\u00eb par\u00eb kaloi numrin e t\u00ebrheqjeve cash t\u00eb paras\u00eb n\u00eb bankomate. Ky \u00ebsht\u00eb nj\u00eb tregues mjaft dometh\u00ebn\u00ebs i rritjes s\u00eb p\u00ebrdorimit t\u00eb pagesave jo cash n\u00eb ekonomin\u00eb shqiptare.<\/span><\/p>\n

Pagesat me kart\u00eb n\u00eb vitet e fundit jan\u00eb nxitur sidomos nga shtimi i numrit t\u00eb turist\u00ebve t\u00eb huaj. K\u00ebrkesa e tyre p\u00ebr t\u00eb paguar me kart\u00eb ka shtyr\u00eb nj\u00eb num\u00ebr m\u00eb t\u00eb madh biznesesh t\u00eb pranojn\u00eb pagesa me k\u00ebto instrumente, duke krijuar nj\u00ebkoh\u00ebsisht hap\u00ebsirat p\u00ebr rritjen e aksesit dhe kultur\u00ebs s\u00eb pagesave jo cash edhe p\u00ebr nj\u00eb pjes\u00eb m\u00eb t\u00eb madhe t\u00eb publikut vendas.<\/span><\/p>\n

Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, numri i terminaleve POS p\u00ebr pranimin e pagesave me kart\u00eb n\u00eb fund t\u00eb vitit t\u00eb kaluar arriti shifr\u00ebn rekord prej n\u00eb 31 263 nj\u00ebsi, n\u00eb rritje me 27.7% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

P\u00ebrve\u00e7 k\u00ebrkes\u00ebs m\u00eb t\u00eb lart\u00eb t\u00eb tregut, shtimi i numrit t\u00eb terminaleve POS \u00ebsht\u00eb nxitur edhe nga programi promovues i nd\u00ebrmarr\u00eb nga nj\u00ebri prej operator\u00ebve m\u00eb t\u00eb m\u00ebdhenj globale t\u00eb pagesave me kart\u00eb, Mastercard. Programi i Mastercard, n\u00ebp\u00ebrmjet bankave tregtare, ofroi instalimin e pajisjeve POS pa kosto dhe pa komisione transaksionesh p\u00ebr nj\u00eb periudh\u00eb fillestare, deri n\u00eb vlera t\u00eb caktuara limit.<\/span><\/p>\n

Nd\u00ebrsa numri i kartave bankare aktive t\u00eb l\u00ebshuara nga sektori bankar shqiptar arriti n\u00eb 1.65 milion\u00eb, n\u00eb rritje me 9.4% krahasuar me nj\u00eb vit m\u00eb par\u00eb. Numri i kartave t\u00eb debitit arriti n\u00eb 1.46 milion\u00eb, n\u00eb rritje vjetore me 10%. Ky produkt ngelet dominues dhe p\u00ebrb\u00ebn rreth 88% t\u00eb numrit t\u00eb p\u00ebrgjithsh\u00ebm t\u00eb kartave bankare. Karta e debitit \u00ebsht\u00eb nj\u00eb instrument bazik pagese, i lidhur me llogarit\u00eb rrjedh\u00ebse t\u00eb bizneseve dhe individ\u00ebve.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, viti 2025 riktheu rritjen edhe n\u00eb segmentin e kartave t\u00eb kreditit. N\u00eb fund t\u00eb vitit t\u00eb kaluar, sektori bankar raportonte pothuajse 120 mij\u00eb karta krediti aktive, me nj\u00eb rritje vjetore prej 5.6%.<\/span><\/p>\n

Qeveria shqiptare ka shpallur objektivin p\u00ebr nj\u00eb ekonomi cashless brenda vitit 2030, q\u00eb synon zhvendosjen e pjes\u00eb m\u00eb t\u00eb madhe t\u00eb pagesave nga para fizike drejt kanaleve dixhitale. N\u00eb ligjin p\u00ebr \u201cProcedurat Tatimore\u201d, t\u00eb amenduar nga Kuvendi i Shqip\u00ebris\u00eb n\u00eb fund t\u00eb 2025, u vendos edhe detyrimi p\u00ebr pajisjen e bizneseve (me disa p\u00ebrjashtime) me terminal POS p\u00ebr pagesa elektronike brenda vitit 2026.<\/span><\/p>\n

Kjo pritet t\u00eb sjell\u00eb rritje t\u00eb m\u00ebtejshme t\u00eb dep\u00ebrtimit t\u00eb terminaleve POS dhe zgjerim t\u00eb m\u00ebtejsh\u00ebm t\u00eb pagesave me kart\u00eb. \/ E.Shehu<\/span><\/p>\n

VINI RE<\/strong><\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Pagesat me kart\u00eb bankare regjistruan p\u00ebrs\u00ebri nj\u00eb rritje t\u00eb fort\u00eb vitin e kaluar, duke arritur numrin dhe vler\u00ebn m\u00eb t\u00eb lart\u00eb historike. Sipas statistikave nga Banka e Shqip\u00ebris\u00eb, gjat\u00eb vitit 2025 pagesat me kart\u00eb n\u00eb terminalet POS (pikat elektronike t\u00eb shitjes) arrit\u00ebn n\u00eb 27.2 milion\u00eb, me nj\u00eb rritje prej 38.7% krahasuar me nj\u00eb vit m\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":787397,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-787396","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/787396","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=787396"}],"version-history":[{"count":1,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/787396\/revisions"}],"predecessor-version":[{"id":787398,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/787396\/revisions\/787398"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/787397"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=787396"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=787396"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=787396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}