{"id":787116,"date":"2026-02-19T09:09:07","date_gmt":"2026-02-19T08:09:07","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=787116"},"modified":"2026-02-19T09:09:07","modified_gmt":"2026-02-19T08:09:07","slug":"sektori-bankar-ka-investuar-gati-1-1-miliarde-euro-ne-eurobonde-te-qeverise-shqiptare","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2026\/02\/19\/sektori-bankar-ka-investuar-gati-1-1-miliarde-euro-ne-eurobonde-te-qeverise-shqiptare\/","title":{"rendered":"Sektori bankar ka investuar gati 1.1 miliard\u00eb euro n\u00eb Eurobonde t\u00eb qeveris\u00eb shqiptare","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/a>
\nSektori bankar rriti m\u00eb tej investimin n\u00eb Eurobondet e qeveris\u00eb shqiptare gjat\u00eb vitit 2025.<\/p>\n

T\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb se letrat me vler\u00eb n\u00eb valut\u00eb t\u00eb huaj t\u00eb qeveris\u00eb shqiptare n\u00eb bilancin e sektorit bankar n\u00eb fund t\u00eb vitit 2025 arrit\u00ebn vler\u00ebn e 103.2 miliard\u00eb lek\u00ebve ose af\u00ebrsisht 1.07 miliard\u00eb euro (me kursin e dit\u00ebs s\u00eb fundit t\u00eb vitit t\u00eb kaluar).<\/p>\n

Krahasuar me fundin e vitit 2024, vlera e k\u00ebtyre aseteve \u00ebsht\u00eb rritur me 11.5%.<\/p>\n

Megjithat\u00eb, n\u00ebse e zhveshim rritjen nga efekti i kursit t\u00eb k\u00ebmbimit, ajo do t\u00eb rezultonte edhe pak m\u00eb e lart\u00eb. Kursi i k\u00ebmbimit Euro-Lek e mbylli vitin 2025 n\u00eb nivelin 96.77 lek\u00eb. Ky \u00ebsht\u00eb kursi m\u00eb i ul\u00ebt historik i regjistruar n\u00eb fund t\u00eb vitit kalendarik dhe af\u00ebr nivelit minimal historik t\u00eb t\u00eb gjitha koh\u00ebrave, prej 96.46 lek\u00ebsh, t\u00eb regjistruar vet\u00ebm nj\u00eb jav\u00eb para mbylljes s\u00eb vitit 2025.<\/p>\n

Krahasuar me fundin e vitit 2024, kursi i k\u00ebmbimit t\u00eb Euros me Lekun n\u00eb 31 dhjetor ka r\u00ebn\u00eb me 1.4%.<\/p>\n

Pesha specifike e Eurobondeve t\u00eb qeveris\u00eb shqiptare n\u00eb bilancin e sektorit bankar ka sh\u00ebnuar nj\u00eb rritje t\u00eb leht\u00eb, n\u00eb 4.4% t\u00eb aktiveve nga 4.3% q\u00eb p\u00ebrb\u00ebnte nj\u00eb vit m\u00eb par\u00eb.<\/p>\n

Nd\u00ebrkoh\u00eb, duke p\u00ebrfshir\u00eb edhe letrat e borxhit n\u00eb lek\u00eb, ekspozimi total i sektorit bankar ndaj qeveris\u00eb shqiptare p\u00ebrb\u00ebnte 26.9% t\u00eb vler\u00ebs totale t\u00eb aktiveve, n\u00eb r\u00ebnie t\u00eb leht\u00eb prej nivelit 27.1% t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/p>\n

Instrumentet e borxhit n\u00eb valut\u00eb t\u00eb qeveris\u00eb shqiptare kan\u00eb t\u00ebrhequr nj\u00eb interes n\u00eb rritje t\u00eb sektorit bankar shqiptar n\u00eb vitet e fundit. Investimi n\u00eb k\u00ebto instrumente ka ofruar kthime t\u00eb k\u00ebnaqshme, p\u00ebrgjat\u00eb nj\u00eb periudh\u00eb kur normat e interesit p\u00ebr monedh\u00ebn euro kan\u00eb qen\u00eb shum\u00eb t\u00eb ul\u00ebta.<\/p>\n

Investimi n\u00eb Eurobonde n\u00eb disa prej emetimeve t\u00eb tyre \u00ebsht\u00eb favorizuar edhe nga kushtet leht\u00ebsuese t\u00eb p\u00ebrkohshme t\u00eb mund\u00ebsuara nga Banka e Shqip\u00ebris\u00eb, q\u00eb ka lejuar bankat q\u00eb k\u00ebto investime t\u00eb ponderohen me nj\u00eb koeficent rreziku m\u00eb t\u00eb ul\u00ebt, krahasuar me nivelet standarde t\u00eb k\u00ebrkuara nga kuadri rregullator, p\u00ebr efekt t\u00eb llogaritjes s\u00eb treguesit t\u00eb mjaftueshm\u00ebris\u00eb s\u00eb kapitalit.<\/p>\n

Rritja e lart\u00eb e depozitave n\u00eb valut\u00eb gjat\u00eb viteve t\u00eb fundit ka krijuar sasi t\u00eb konsiderueshme likuiditetesh t\u00eb lira p\u00ebr bankat. N\u00eb fund t\u00eb vitit 2025, depozitat n\u00eb monedh\u00ebn europiane arrit\u00ebn shifr\u00ebn rekord t\u00eb 8.75 miliard\u00eb eurove, n\u00eb rritje me 8.7% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/p>\n

Nga ana tjet\u00ebr, kuadri rregullator i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tenton ta b\u00ebj\u00eb m\u00eb t\u00eb kushtuesh\u00ebm kreditimin n\u00eb valut\u00eb t\u00eb huaj p\u00ebr subjektet me t\u00eb ardhura n\u00eb Lek\u00eb, \u00e7ka i kufizon hap\u00ebsirat e rritjes s\u00eb kredis\u00eb n\u00eb euro p\u00ebr sektorin privat shqiptar. N\u00eb k\u00ebt\u00eb m\u00ebnyr\u00eb, Eurobondet n\u00eb vitet e fundit kan\u00eb sh\u00ebrbyer edhe si nj\u00eb instrument p\u00ebr thithjen e likuiditeteve t\u00eb lira n\u00eb valut\u00eb t\u00eb sektorit bankar.<\/p>\n

Duke pasur parasysh se i gjith\u00eb stoku i emetuar dhe i pashlyer i Eurobondeve shqiptare n\u00eb fund t\u00eb vitit 2025 ishte rreth 2.55 miliard\u00eb euro, mund t\u00eb llogaritet se sektori bankar zot\u00ebronte af\u00ebrsisht 42% t\u00eb gjith\u00eb portofolit t\u00eb tyre. \/ Monitor<\/span><\/a><\/span>.<\/p>\n

\"\"<\/a><\/p>\n

Burimi: BSH<\/p>\n<\/div>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Sektori bankar rriti m\u00eb tej investimin n\u00eb Eurobondet e qeveris\u00eb shqiptare gjat\u00eb vitit 2025. T\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb se letrat me vler\u00eb n\u00eb valut\u00eb t\u00eb huaj t\u00eb qeveris\u00eb shqiptare n\u00eb bilancin e sektorit bankar n\u00eb fund t\u00eb vitit 2025 arrit\u00ebn vler\u00ebn e 103.2 miliard\u00eb lek\u00ebve ose af\u00ebrsisht 1.07 miliard\u00eb euro (me kursin […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":32,"featured_media":776343,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-787116","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/787116","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=787116"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/787116\/revisions"}],"predecessor-version":[{"id":787117,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/787116\/revisions\/787117"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/776343"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=787116"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=787116"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=787116"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}