{"id":781662,"date":"2026-01-16T21:15:35","date_gmt":"2026-01-16T20:15:35","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=781662"},"modified":"2026-01-16T21:15:35","modified_gmt":"2026-01-16T20:15:35","slug":"transfertat-kombetare-ne-euro-u-rriten-per-te-tretin-vit-radhazi-ne-2025","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2026\/01\/16\/transfertat-kombetare-ne-euro-u-rriten-per-te-tretin-vit-radhazi-ne-2025\/","title":{"rendered":"Transfertat komb\u00ebtare n\u00eb Euro u rrit\u00ebn p\u00ebr t\u00eb tretin vit radhazi n\u00eb 2025","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Transfertat komb\u00ebtare n\u00eb Euro u rrit\u00ebn p\u00ebr t\u00eb tretin vit radhazi n\u00eb 2025.\u00a0 Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, p\u00ebr vitin e kaluar n\u00eb sistemin komb\u00ebtar t\u00eb pagesave n\u00eb Euro, AIPS Euro, u kryen 399 mij\u00eb transferta n\u00eb monedh\u00ebn europiane.<\/span><\/p>\n

Transfertat n\u00eb euro jan\u00eb rritur me 22.7% krahasuar me vitin 2024. N\u00eb vler\u00eb, transfertat p\u00ebr vitin e kaluar arrit\u00ebn n\u00eb pothuajse 6.33 miliard\u00eb euro, me nj\u00eb rritje vjetore prej 21.3%.<\/span><\/p>\n

Megjith\u00ebse transfertat nd\u00ebrbankare n\u00eb Lek\u00eb ngelen ende dominuese (ve\u00e7an\u00ebrisht pagesat n\u00eb vler\u00eb t\u00eb vog\u00ebl), ritmi i rritjes s\u00eb tyre \u00ebsht\u00eb m\u00eb i ul\u00ebt krahasuar me rritjen e transfertave n\u00eb Euro.<\/span><\/p>\n

K\u00ebshtu, numri i veprimeve n\u00eb sistemin e klerimit t\u00eb pagesave me vler\u00eb t\u00eb vog\u00ebl n\u00eb Lek\u00eb (AECH) vitin e kaluar u rrit me 19.3% krahasuar me nj\u00eb vit m\u00eb par\u00eb, nd\u00ebrsa numri i transaksioneve n\u00eb sistemin e pagesave me vler\u00eb t\u00eb madhe n\u00eb Lek\u00eb (AIPS) u rrit leht\u00eb me 0.8% krahasuar me vitin 2024. N\u00eb vler\u00eb, volumi i transaksioneve n\u00eb sistemin AECH u rrit me 54.8%, nd\u00ebrsa n\u00eb sistemin AIPS n\u00eb Lek\u00eb vlera e transaksioneve u rrit me 9.5%.<\/span><\/p>\n

Rritja e shpejt\u00eb e numrit dhe volumit t\u00eb transfertave n\u00eb Euro duket t\u00eb jet\u00eb nj\u00eb efekt i rritjes s\u00eb prurjeve valutore n\u00eb ekonomi dhe ve\u00e7an\u00ebrisht shtim n\u00eb numrin e transaksioneve t\u00eb lidhura me turizmin. Ky \u00ebsht\u00eb gjithashtu tregues i nj\u00eb euroizimi t\u00eb lart\u00eb t\u00eb pagesave n\u00eb ekonomin\u00eb shqiptare.<\/span><\/p>\n

Sistemi i pagesave AIPS Euro filloi funksionimin n\u00eb janar t\u00eb vitit 2022, me q\u00ebllimin uljen e kostove t\u00eb transfertave bankare n\u00eb monedh\u00ebn europiane. Para ngritjes s\u00eb k\u00ebtij sistemi, transfertat komb\u00ebtare n\u00eb Euro mund t\u00eb b\u00ebheshin vet\u00ebm n\u00ebp\u00ebrmjet p\u00ebrdorimit t\u00eb llogarive q\u00eb bankat shqiptare kan\u00eb n\u00eb banka korrespondente jasht\u00eb vendit. Kjo rrug\u00eb krijonte vonesa n\u00eb koh\u00eb dhe, mbi t\u00eb gjitha, kosto shum\u00eb m\u00eb t\u00eb larta krahasuar me transfertat n\u00eb Lek\u00eb. Komisionet e larta b\u00ebnin q\u00eb shum\u00eb shpesh klient\u00ebt e sektorit bankar t\u2019i zhvendosnin fondet nga nj\u00ebra bank\u00eb tek tjetra n\u00ebp\u00ebrmjet t\u00ebrheqjeve dhe derdhjeve cash n\u00eb ark\u00eb.<\/span><\/p>\n

Sistemi AIPS Euro solli nj\u00eb ulje t\u00eb ndjeshme t\u00eb komisioneve dhe nj\u00eb rritje t\u00eb p\u00ebrdorimit t\u00eb kanaleve bankare p\u00ebr transfertat komb\u00ebtare n\u00eb Euro.<\/span><\/p>\n

N\u00eb ve\u00e7anti, ndryshimet e miratuara vitin e kaluar n\u00eb rregulloren \u201cP\u00ebr funksionimin e sistemit AIPS EURO p\u00ebr shlyerjen e transfertave vendase p\u00ebr klient\u00eb n\u00eb Euro\u201d, parashikojn\u00eb ulje t\u00eb m\u00ebtejshme nivelit t\u00eb komisioneve q\u00eb klient\u00ebt e sektorit financiar do t\u00eb paguajn\u00eb p\u00ebr kryerjen e transfertave n\u00eb Euro.<\/span><\/p>\n

Rregullorja e re ul nivelin e komisionit minimal q\u00eb bankat mund t\u00eb aplikojn\u00eb p\u00ebr transfertat n\u00eb sistemin AIPS Euro, n\u00eb 4 euro, nga 6 euro q\u00eb ishte m\u00eb par\u00eb.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, totali i komisioneve p\u00ebr \u00e7do transfert\u00eb me vler\u00eb deri n\u00eb 150 mij\u00eb euro nuk mund t\u00eb jet\u00eb m\u00eb i lart\u00eb se 0.02% e vler\u00ebs s\u00eb transferuar.<\/span><\/p>\n

Ashtu si\u00e7 ndodh me transfertat n\u00eb Lek\u00eb, edhe rregullorja p\u00ebr transfertat n\u00eb Euro do t\u00eb stimuloj\u00eb p\u00ebrdorimin e kanaleve elektronike p\u00ebr kryerjen e transfertave, duke parashikuar komisione t\u00eb p\u00ebrgjysmuara p\u00ebr veprimet q\u00eb kryhen n\u00ebp\u00ebrmjet k\u00ebtyre kanaleve.<\/span><\/p>\n

Komisioni minimal q\u00eb bankat mund t\u00eb aplikojn\u00eb p\u00ebr transfertat komb\u00ebtare n\u00eb monedh\u00ebn europiane, t\u00eb kryera n\u00ebp\u00ebrmjet e-banking, nuk mund t\u00eb jet\u00eb m\u00eb i lart\u00eb se 2 euro. Nd\u00ebrsa totali i komisioneve p\u00ebr \u00e7do transfert\u00eb me vler\u00eb deri n\u00eb 150 mij\u00eb euro nuk mund t\u00eb jet\u00eb m\u00eb i lart\u00eb se 0.01% e vler\u00ebs s\u00eb transferuar.\/ E.Shehu<\/span><\/p>\n

VINI RE<\/strong><\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span><\/span><\/p>\n

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Transfertat komb\u00ebtare n\u00eb Euro u rrit\u00ebn p\u00ebr t\u00eb tretin vit radhazi n\u00eb 2025.\u00a0 Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, p\u00ebr vitin e kaluar n\u00eb sistemin komb\u00ebtar t\u00eb pagesave n\u00eb Euro, AIPS Euro, u kryen 399 mij\u00eb transferta n\u00eb monedh\u00ebn europiane. Transfertat n\u00eb euro jan\u00eb rritur me 22.7% krahasuar me vitin 2024. N\u00eb vler\u00eb, transfertat […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":781664,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-781662","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/781662","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=781662"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/781662\/revisions"}],"predecessor-version":[{"id":781665,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/781662\/revisions\/781665"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/781664"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=781662"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=781662"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=781662"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}