{"id":779343,"date":"2025-12-30T10:39:07","date_gmt":"2025-12-30T09:39:07","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=779343"},"modified":"2025-12-30T10:39:07","modified_gmt":"2025-12-30T09:39:07","slug":"ngecin-depozitat-ne-nentor-rriten-lehte-ne-leke-bien-ne-valute","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/12\/30\/ngecin-depozitat-ne-nentor-rriten-lehte-ne-leke-bien-ne-valute\/","title":{"rendered":"Ngecin depozitat n\u00eb n\u00ebntor, rriten leht\u00eb n\u00eb lek\u00eb, bien n\u00eb valut\u00eb","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-779344\" src=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/12\/depozita-bankare-1024x844-1.jpg\" alt=\"\" width=\"1024\" height=\"844\" srcset=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/12\/depozita-bankare-1024x844-1.jpg 1024w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/12\/depozita-bankare-1024x844-1-300x247.jpg 300w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/12\/depozita-bankare-1024x844-1-768x633.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>Muaji n\u00ebntor ka sjell\u00eb nj\u00eb ngadal\u00ebsim t\u00eb kursimeve n\u00eb banka, t\u00eb ndikuar kryesisht nga ecuria e dob\u00ebt e depozitimeve n\u00eb valut\u00eb, por edhe ato n\u00eb lek\u00eb kan\u00eb sh\u00ebnuar rritje m\u00eb t\u00eb ul\u00ebt krahasuar me muajt e m\u00ebparsh\u00ebm.<\/span><\/p>\n<p><span style=\"color: #000000;\">Statistikat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb b\u00ebn\u00eb t\u00eb ditur, se stoku i kursimeve n\u00eb lek\u00eb n\u00eb fund t\u00eb muajit n\u00ebntor ishte 690 miliard\u00eb lek\u00eb, me nj\u00eb rritje prej 0.4%, ose rreth 2.8 miliard\u00eb lek\u00eb m\u00eb shum\u00eb n\u00eb krahasim me muajin e m\u00ebparsh\u00ebm. (nj\u00eb muaj m\u00eb par\u00eb, kursimet u shtuan me 6.6 miliard\u00eb lek\u00eb).<\/span><\/p>\n<p><span style=\"color: #000000;\">Rritja n\u00eb muajin n\u00ebntor ka ardhur pothuajse t\u00ebr\u00ebsisht nga individ\u00ebt, q\u00eb kan\u00eb shtuar depozitimet n\u00eb banke, si pa afat ashtu dhe me afat, pavar\u00ebsisht ciklit n\u00eb ulje t\u00eb normave t\u00eb interesit, pas leht\u00ebsimit t\u00eb politik\u00ebs monetare t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, q\u00eb e ka reduktuar norm\u00ebn baz\u00eb n\u00eb 2.5%, nga 3.25% q\u00eb ishte deri n\u00eb maj 2024.<\/span><\/p>\n<p><span style=\"color: #000000;\">Megjithat\u00eb ngadal\u00ebsimi i rritjes mund t\u00eb jet\u00eb nj\u00eb sinjal se r\u00ebnia e normave t\u00eb interesit ka filluar t\u00eb jap\u00eb efekt te preferencat e depozituesve.<\/span><\/p>\n<p><span style=\"color: #000000;\">Me baz\u00eb vjetore (n\u00ebntor 2025\/n\u00ebntor 2024), depozitat n\u00eb monedh\u00ebn vendase jan\u00eb rritur me 14%, ose gati 85 miliard\u00eb lek\u00eb m\u00eb shum\u00eb.<\/span><\/p>\n<p><span style=\"color: #000000;\">Ndryshe nga ato n\u00eb lek\u00eb, kursimet n\u00eb valut\u00eb ishin n\u00eb r\u00ebnie t\u00eb leht\u00eb n\u00eb n\u00ebntor.<\/span><\/p>\n<p><span style=\"color: #000000;\">Sipas statistikave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, stoku i depozitave n\u00eb monedh\u00ebn e p\u00ebrbashk\u00ebt ishte 8.62 miliard\u00eb euro n\u00eb fund t\u00eb muajt n\u00ebntor, me nj\u00eb r\u00ebnie prej 44 milion\u00eb euro, ose 0.5% m\u00eb pak n\u00eb raport me muajin e m\u00ebparsh\u00ebm. (nj\u00eb muaj m\u00eb par\u00eb depozitat n\u00eb euro ishin rritur me 36 milion\u00eb euro)<\/span><\/p>\n<p><span style=\"color: #000000;\">R\u00ebnia \u00ebsht\u00eb ndikuar m\u00eb shum\u00eb nga korporatat private e publike, por edhe indivi\u00ebt sh\u00ebnuan tkurrje.<\/span><\/p>\n<p><span style=\"color: #000000;\">Me baz\u00eb vjetore (n\u00ebntor 2025\/n\u00ebntor 2024), depozitat n\u00eb monedh\u00ebn e p\u00ebrbashk\u00ebt jan\u00eb rritur me 7.8%, ose 615 milion\u00eb euro m\u00eb shum\u00eb.<\/span><\/p>\n<p><span style=\"color: #000000;\">Banka e Shqip\u00ebris\u00eb e raporton totalin e kursimeve (lek\u00eb plus valut\u00eb) t\u00eb konvertuara n\u00eb lek\u00eb. N\u00eb fund t\u00eb n\u00ebntorit, stoku total i depozitave ishte 1.45 trilion\u00eb lek\u00eb, me nj\u00eb rritje me baz\u00eb vjetore prej 116 miliard\u00eb lek\u00ebsh, ose 8.7% m\u00eb shum\u00eb.<\/span><\/p>\n<p><span style=\"color: #000000;\">Stabilizimi i euros ka ulur ndikimin q\u00eb r\u00ebnia e k\u00ebsaj t\u00eb fundit dha n\u00eb tkurrjen e kursimeve n\u00eb valut\u00eb n\u00eb momentin q\u00eb ato raportohen n\u00eb euro.<\/span><\/p>\n<p><span style=\"color: #000000;\">T\u00eb matura sipas monedhave p\u00ebrkat\u00ebse, n\u00eb nj\u00eb vit depozitat n\u00eb lek\u00eb jan\u00eb rritur me 85 miliard\u00eb lek\u00eb (rreth 850 mln euro) dhe ato n\u00eb euro me 615 milion\u00eb euro, me nj\u00eb total prej gati 1.47 miliard\u00eb euro q\u00eb jan\u00eb shtuar n\u00eb sistem p\u00ebr nj\u00eb vit.<a href=\"https:\/\/monitor.al\/ngecin-depozitat-ne-nentor-rriten-lehte-ne-leke-bien-ne-valute\/\"><span style=\"color: #0000ff;\"><strong>\/Monitor<\/strong><\/span><\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>Muaji n\u00ebntor ka sjell\u00eb nj\u00eb ngadal\u00ebsim t\u00eb kursimeve n\u00eb banka, t\u00eb ndikuar kryesisht nga ecuria e dob\u00ebt e depozitimeve n\u00eb valut\u00eb, por edhe ato n\u00eb lek\u00eb kan\u00eb sh\u00ebnuar rritje m\u00eb t\u00eb ul\u00ebt krahasuar me muajt e m\u00ebparsh\u00ebm. Statistikat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb b\u00ebn\u00eb t\u00eb ditur, se stoku i kursimeve n\u00eb lek\u00eb n\u00eb fund t\u00eb muajit [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":779344,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-779343","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fast-foodi"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/779343","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=779343"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/779343\/revisions"}],"predecessor-version":[{"id":779345,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/779343\/revisions\/779345"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/779344"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=779343"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=779343"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=779343"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}