{"id":778700,"date":"2025-12-26T08:26:19","date_gmt":"2025-12-26T07:26:19","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=778700"},"modified":"2025-12-26T08:26:19","modified_gmt":"2025-12-26T07:26:19","slug":"studimi-hyrja-e-shqiperise-ne-sepa-kursen-71-milione-euro-ne-vit","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/12\/26\/studimi-hyrja-e-shqiperise-ne-sepa-kursen-71-milione-euro-ne-vit\/","title":{"rendered":"Studimi, hyrja e Shqip\u00ebris\u00eb n\u00eb SEPA kursen 71 milion\u00eb euro n\u00eb vit","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/span><\/p>\n

An\u00ebtar\u00ebsimi n\u00eb SEPA pritet t\u00eb kursej\u00eb m\u00eb shum\u00eb se 71 milion\u00eb euro n\u00eb vit n\u00eb transfertat nd\u00ebrkomb\u00ebtare t\u00eb kryera nga Shqip\u00ebria dhe drejt Shqip\u00ebris\u00eb.<\/span><\/p>\n

Sipas nj\u00eb studimi nga ekspert\u00eb t\u00eb German Economic Team, GET (ent konsulence i financuar nga Ministria Gjermane p\u00ebr Ekonomin\u00eb dhe Energjin\u00eb), reduktimi i kostove t\u00eb transfertave nd\u00ebrkomb\u00ebtare do t\u00eb arrij\u00eb n\u00eb 62 milion\u00eb euro p\u00ebr pagesat e lidhura me tregtin\u00eb e jashtme dhe m\u00eb shum\u00eb se 9 milion\u00eb euro p\u00ebr remitancat.<\/span><\/p>\n

Studimi i ekspert\u00ebve t\u00eb GET llogarit kursimin n\u00eb kostot dypal\u00ebshe t\u00eb transfertave, pra, jo vet\u00ebm ato t\u00eb d\u00ebrguesve ose marr\u00ebsve n\u00eb Shqip\u00ebri, por edhe t\u00eb pal\u00ebs tjet\u00ebr, jasht\u00eb Shqip\u00ebris\u00eb.<\/span><\/p>\n

Studimi ka treguar se p\u00ebr vitin 2024 volumi i t\u00eb gjitha transaksioneve t\u00eb tregtis\u00eb s\u00eb jashtme t\u00eb Shqip\u00ebris\u00eb me vendet e zon\u00ebs SEPA (duke p\u00ebrfshir\u00eb edhe vendet e Ballkanit Per\u00ebndimor, q\u00eb priten t\u00eb an\u00ebtar\u00ebsohen s\u00eb bashku me Shqip\u00ebrin\u00eb), arrit\u00ebn n\u00eb 15.2 miliard\u00eb euro. Kosto e vler\u00ebsuar e komisioneve t\u00eb transfertave ishte sa 0.44% e totalit t\u00eb tyre, ose 67.1 milion\u00eb euro.<\/span><\/p>\n

Me hyrjen n\u00eb zon\u00ebn SEPA, kjo kosto pritet t\u00eb ulet n\u00eb 0.03% e volumit t\u00eb transaksioneve ose rreth 5 milion\u00eb euro.<\/span><\/p>\n

Sipas vler\u00ebsimit t\u00eb GET, nga diferenca potenciale prej 62.1 milion\u00eb eurosh, kursimi i pal\u00ebs shqiptare n\u00eb transaksion \u00ebsht\u00eb 29.2 milion\u00eb euro, nd\u00ebrsa kursimi i pal\u00ebs jasht\u00eb Shqip\u00ebris\u00eb vler\u00ebsohet n\u00eb 32.9 milion\u00eb euro.<\/span><\/p>\n

N\u00eb segmentin e remitancave, studimi vler\u00ebson se volumi i d\u00ebrgesave nga vendet e zon\u00ebs SEPA n\u00eb vitin 2024 ishte 574.4 milion\u00eb euro. Kosto e vler\u00ebsuar e transaksionit ishte rreth 2.27% e volumit t\u00eb tyre ose 13 milion\u00eb euro. N\u00eb skenarin e hyrjes n\u00eb SEPA, pritet q\u00eb kostoja e remitancave t\u00eb ulet n\u00eb 3.8 milion\u00eb euro. Kursimi i pritsh\u00ebm i vler\u00ebsuar nga studimi \u00ebsht\u00eb rreth 9.2 milion\u00eb euro.<\/span><\/p>\n

Studimi \u00ebsht\u00eb i mb\u00ebshtetur n\u00eb vler\u00ebsimin e shifrave t\u00eb vitit 2024, pa marr\u00eb parasysh rritjen e pritshme n\u00eb volumet e tregtis\u00eb s\u00eb jashtme apo t\u00eb remitancave, q\u00eb i b\u00ebn kursimet potenciale nga SEPA edhe m\u00eb t\u00eb m\u00ebdha.<\/span><\/p>\n

P\u00ebrve\u00e7 efektit direkt, studimi v\u00eb n\u00eb dukje se implikimet e plota ekonomike afatgjata t\u00eb p\u00ebrfshirjes s\u00eb SEPA-s ka t\u00eb ngjar\u00eb t\u00eb shkojn\u00eb p\u00ebrtej nj\u00eb uljeje t\u00eb kostove t\u00eb pagesave nd\u00ebrkufitare.<\/span><\/p>\n

Bashkimi me SEPA-n do t\u00eb ndikoj\u00eb pozitivisht n\u00eb marrjen e fondeve nga Plani i ri i Rritjes s\u00eb BE-s\u00eb n\u00eb afat t\u00eb mes\u00ebm, si edhe do t\u00eb ndikoj\u00eb pozitivisht n\u00eb procesin e pranimit t\u00eb Shqip\u00ebris\u00eb n\u00eb BE n\u00eb afat t\u00eb gjat\u00eb.<\/span><\/p>\n

Bashkimi me SEPA-n mund t\u00eb \u00e7oj\u00eb n\u00eb rritjen e konkurrenc\u00ebs n\u00eb tregun vendas t\u00eb pagesave, duke ulur edhe kostot e transfertave bankare vendase. Nj\u00eb ulje e kostove t\u00eb transfertave bankare vendase mund t\u00eb \u00e7oj\u00eb n\u00eb rritjen e pranimit t\u00eb metodave t\u00eb pagesave jo-cash, t\u00eb cilat nga ana tjet\u00ebr do t\u00eb ulnin ndjesh\u00ebm kostot p\u00ebr pagesat me vler\u00eb t\u00eb vog\u00ebl.<\/span><\/p>\n

Nj\u00eb rritje e p\u00ebrdorimit ta pagesave n\u00eb kanalet bankare, sidomos ato dixhitale, do t\u00eb \u00e7onte n\u00eb m\u00eb shum\u00eb transparenc\u00eb dhe nj\u00eb ulje t\u00eb ekonomis\u00eb informale.<\/span><\/p>\n

Gjithashtu, ulja e kostove t\u00eb d\u00ebrgimit t\u00eb remitancave n\u00ebp\u00ebrmjet kanaleve bankare do t\u00eb \u00e7onte n\u00eb nj\u00eb rritje t\u00eb p\u00ebrdorimit t\u00eb kanaleve formale.\/Monitor<\/strong><\/span><\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

An\u00ebtar\u00ebsimi n\u00eb SEPA pritet t\u00eb kursej\u00eb m\u00eb shum\u00eb se 71 milion\u00eb euro n\u00eb vit n\u00eb transfertat nd\u00ebrkomb\u00ebtare t\u00eb kryera nga Shqip\u00ebria dhe drejt Shqip\u00ebris\u00eb. Sipas nj\u00eb studimi nga ekspert\u00eb t\u00eb German Economic Team, GET (ent konsulence i financuar nga Ministria Gjermane p\u00ebr Ekonomin\u00eb dhe Energjin\u00eb), reduktimi i kostove t\u00eb transfertave nd\u00ebrkomb\u00ebtare do t\u00eb arrij\u00eb n\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":778701,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-778700","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/778700","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=778700"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/778700\/revisions"}],"predecessor-version":[{"id":778702,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/778700\/revisions\/778702"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/778701"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=778700"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=778700"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=778700"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}