{"id":774638,"date":"2025-12-02T20:31:38","date_gmt":"2025-12-02T19:31:38","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=774638"},"modified":"2025-12-02T20:31:38","modified_gmt":"2025-12-02T19:31:38","slug":"shqiptaret-online-por-jo-per-blerje-te-fundit-ne-europe-per-e-commerce-dhe-banking-dixhital","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/12\/02\/shqiptaret-online-por-jo-per-blerje-te-fundit-ne-europe-per-e-commerce-dhe-banking-dixhital\/","title":{"rendered":"Shqiptar\u00ebt online, por jo p\u00ebr blerje: T\u00eb fundit n\u00eb Europ\u00eb p\u00ebr e-commerce dhe banking dixhital","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Pavar\u00ebsisht se 83% e shqiptar\u00ebve jan\u00eb p\u00ebrdorues t\u00eb internetit \u00e7do dit\u00eb, kur vjen puna p\u00ebr blerje apo kryerje t\u00eb transaksioneve bankare, parap\u00eblqejn\u00eb rrug\u00ebt tradicionale.<\/span><\/p>\n

Gjat\u00eb vitit 2024, sipas Eurostat, vet\u00ebm 16.3% e shqiptar\u00ebve (grupmosha 16-74 vje\u00e7ar\u00eb) \u00a0kan\u00eb porositur mallra ose sh\u00ebrbime n\u00eb internet, t\u00eb fundit n\u00eb Europ\u00eb. Nd\u00ebrsa n\u00eb Holand\u00eb, n\u00eb rajonin qendror t\u00eb Utrecht, regjistrohet p\u00ebrqindja m\u00eb e lart\u00eb n\u00eb BE, ku 91.5% e njer\u00ebzve porosisnin online produkte apo sh\u00ebrbime gjat\u00eb 2024.<\/span><\/p>\n

Shqip\u00ebria renditet e fundit edhe sa i p\u00ebrket p\u00ebrdorimit t\u00eb bankingut online, me vet\u00ebm 15.1% t\u00eb popullsis\u00eb q\u00eb p\u00ebrdori internetin p\u00ebr sh\u00ebrbime bankare n\u00eb 2024, kundrejt mesatares s\u00eb BE-s\u00eb prej 67.2%.<\/span><\/p>\n

P\u00ebrdorues ditor\u00eb t\u00eb internetit<\/b><\/strong><\/span><\/p>\n

P\u00ebrdoruesit e internetit p\u00ebrkufizohen si persona t\u00eb mosh\u00ebs 16 deri n\u00eb 74 vje\u00e7 q\u00eb p\u00ebrdorin internetin n\u00eb sht\u00ebpi, n\u00eb pun\u00eb ose gjetk\u00eb, p\u00ebr q\u00ebllime private apo profesionale, pavar\u00ebsisht pajisjes apo llojit t\u00eb lidhjes q\u00eb p\u00ebrdorin.<\/span><\/p>\n

N\u00eb vitin 2024, pothuajse 9 nga \u00e7do 10 persona t\u00eb mosh\u00ebs 16\u201374 vje\u00e7 n\u00eb BE p\u00ebrdor\u00ebn internetin \u00e7do dit\u00eb.<\/span><\/p>\n

N\u00eb vitin 2024, 88.3% e njer\u00ebzve t\u00eb mosh\u00ebs 16\u201374 vje\u00e7 n\u00eb BE raportuan se p\u00ebrdornin internetin \u00e7do dit\u00eb gjat\u00eb 3 muajve q\u00eb paraprin\u00eb anket\u00ebn e ICT*-s\u00eb. Ky nivel ishte 2.4 pik\u00eb p\u00ebrqindjeje m\u00eb i lart\u00eb se n\u00eb vitin 2023 dhe 11.4 pik\u00eb m\u00eb i lart\u00eb se n\u00eb vitin 2019.<\/span><\/p>\n

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Porositja e mallrave ose sh\u00ebrbimeve n\u00eb internet<\/b><\/strong><\/span><\/p>\n

N\u00eb vitin 2024, 60.2% e njer\u00ebzve t\u00eb mosh\u00ebs 16 deri n\u00eb 74 vje\u00e7 n\u00eb BE raportuan se kishin porositur mallra ose sh\u00ebrbime n\u00eb internet gjat\u00eb 3 muajve para anket\u00ebs s\u00eb ICT-s\u00eb.<\/span><\/p>\n

P\u00ebrqindjet m\u00eb t\u00eb larta u regjistruan n\u00eb rajone t\u00eb \u00c7ekis\u00eb, Danimark\u00ebs, Irland\u00ebs, Franc\u00ebs (p\u00ebrjashtuar rajonet e larg\u00ebta), Holand\u00ebs, Sllovakis\u00eb, Finland\u00ebs dhe Suedis\u00eb.<\/span><\/p>\n

Rajoni qendror \u00a0holandez i Utrecht kryeson me 91.5% p\u00ebrdorues q\u00eb blen\u00eb online.<\/span><\/p>\n

N\u00eb an\u00ebn tjet\u00ebr, blerjet online ishin n\u00ebn mesataren e BE-s\u00eb n\u00eb t\u00eb gjitha rajonet e Bullgaris\u00eb, Italis\u00eb, Lituanis\u00eb, Portugalis\u00eb, Rumanis\u00eb, Sllovenis\u00eb, si dhe n\u00eb Kroaci dhe Letoni.<\/span><\/p>\n

Shqip\u00ebria, me 16.3%, pozicionohet duksh\u00ebm posht\u00eb edhe vendeve m\u00eb t\u00eb dob\u00ebta t\u00eb BE-s\u00eb.<\/span><\/p>\n

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Internet banking<\/b><\/strong><\/span><\/p>\n

N\u00eb vitet e fundit, sektori bankar i BE-s\u00eb ka par\u00eb nj\u00eb rritje t\u00eb ndjeshme t\u00eb sh\u00ebrbimeve online. Konsumator\u00ebt tani vizitojn\u00eb deg\u00ebt lokale m\u00eb rrall\u00eb ose fare, numri i deg\u00ebve \u00ebsht\u00eb tkurrur dhe transfertat online apo pagesat elektronike jan\u00eb b\u00ebr\u00eb norm\u00eb. Bankingu n\u00eb internet ul nevoj\u00ebn p\u00ebr deg\u00eb fizike dhe kostot e lidhura me to. P\u00ebr m\u00eb tep\u00ebr, ai shpesh ofron leht\u00ebsi m\u00eb t\u00eb madhe, duke mund\u00ebsuar q\u00eb transaksionet bankare dhe aktivitetet e tjera t\u00eb kryhen n\u00eb \u00e7do koh\u00eb t\u00eb dit\u00ebs dhe nga pothuajse \u00e7do vend.<\/span><\/p>\n

N\u00eb vitin 2024, 67.2% e popullsis\u00eb s\u00eb BE-s\u00eb t\u00eb mosh\u00ebs 16 deri n\u00eb 74 vje\u00e7 p\u00ebrdori internetin p\u00ebr banking gjat\u00eb 3 muajve q\u00eb paraprin\u00eb anket\u00ebn e ICT-s\u00eb.<\/span><\/p>\n

Mbi 90.0% e njer\u00ebzve n\u00eb \u00e7do rajon t\u00eb Danimark\u00ebs, Holand\u00ebs dhe Finland\u00ebs p\u00ebrdor\u00ebn bankingun online. N\u00eb Belgjik\u00eb, \u00c7eki, Irland\u00eb, Suedi dhe vendet baltike, shumica e rajoneve regjistruan gjithashtu p\u00ebrqindje relativisht t\u00eb larta (t\u00eb pakt\u00ebn 80.0%); e nj\u00ebjta situat\u00eb u v\u00ebrejt edhe n\u00eb Qipro.<\/span><\/p>\n

N\u00eb vitin 2024, p\u00ebrqindjet m\u00eb t\u00eb ul\u00ebta t\u00eb njer\u00ebzve q\u00eb p\u00ebrdornin bankingun online u regjistruan n\u00eb Bullgari, Rumani dhe Italin\u00eb jugore.<\/span><\/p>\n

N\u00eb k\u00ebto zona ndikojn\u00eb disa faktor\u00eb: prania e lart\u00eb e zonave rurale, niveli i kufizuar i aft\u00ebsive digjitale dhe nj\u00eb struktur\u00eb demografike m\u00eb e moshuar q\u00eb preferon pagesat me para n\u00eb dor\u00eb.<\/span><\/p>\n

Shqip\u00ebria, me vet\u00ebm 15.1%, renditet edhe m\u00eb posht\u00eb se k\u00ebto rajone.\/ Eurostat<\/span><\/p>\n

*<\/span> ICT survey\u201d \u00ebsht\u00eb anketa mbi p\u00ebrdorimin e internetit, pajisjeve dixhitale dhe sh\u00ebrbimeve online te popullsia 16\u201374 vje\u00e7<\/span><\/p>\n

VINI RE<\/strong><\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span><\/span><\/p>\n

\"\"<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Pavar\u00ebsisht se 83% e shqiptar\u00ebve jan\u00eb p\u00ebrdorues t\u00eb internetit \u00e7do dit\u00eb, kur vjen puna p\u00ebr blerje apo kryerje t\u00eb transaksioneve bankare, parap\u00eblqejn\u00eb rrug\u00ebt tradicionale. Gjat\u00eb vitit 2024, sipas Eurostat, vet\u00ebm 16.3% e shqiptar\u00ebve (grupmosha 16-74 vje\u00e7ar\u00eb) \u00a0kan\u00eb porositur mallra ose sh\u00ebrbime n\u00eb internet, t\u00eb fundit n\u00eb Europ\u00eb. Nd\u00ebrsa n\u00eb Holand\u00eb, n\u00eb rajonin qendror t\u00eb Utrecht, […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":774639,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-774638","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/774638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=774638"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/774638\/revisions"}],"predecessor-version":[{"id":774643,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/774638\/revisions\/774643"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/774639"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=774638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=774638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=774638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}