{"id":762689,"date":"2025-09-26T20:00:25","date_gmt":"2025-09-26T18:00:25","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=762689"},"modified":"2025-09-26T20:00:25","modified_gmt":"2025-09-26T18:00:25","slug":"shqiperia-nder-vendet-me-perdorimin-me-te-ulet-te-bankingut-online-ne-europe","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/09\/26\/shqiperia-nder-vendet-me-perdorimin-me-te-ulet-te-bankingut-online-ne-europe\/","title":{"rendered":"Shqip\u00ebria nd\u00ebr vendet me p\u00ebrdorimin m\u00eb t\u00eb ul\u00ebt t\u00eb bankingut online n\u00eb Europ\u00eb","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/a><\/p>\n

P\u00ebrdorimi i sh\u00ebrbimeve bankare online po rritet me ritme t\u00eb shpejta nga viti n\u00eb vit n\u00eb vendin ton\u00eb, por krahasimet me Europ\u00ebn dhe Rajonin tregojn\u00eb se shqiptar\u00ebt kan\u00eb ende nj\u00eb p\u00ebrdorim t\u00eb ul\u00ebt t\u00eb E-banking.<\/span><\/p>\n

Sipas t\u00eb dh\u00ebnave m\u00eb t\u00eb fundit t\u00eb Eurostat p\u00ebr vitin 2024, vet\u00ebm nj\u00eb pjes\u00eb e vog\u00ebl e shqiptar\u00ebve t\u00eb mosh\u00ebs 16\u201374 vje\u00e7 p\u00ebrdorin sh\u00ebrbimet e bankingut online. Harta e m\u00ebposhtme tregon kontrastin mes vendeve t\u00eb Europ\u00ebs Veriore e Per\u00ebndimore, ku mbi 90% e qytetar\u00ebve p\u00ebrdorin internet banking, dhe Ballkanit, ku niveli mbetet duksh\u00ebm m\u00eb i ul\u00ebt.<\/span><\/p>\n

Shqip\u00ebria paraqitet me nj\u00eb p\u00ebrdorim shum\u00eb m\u00eb t\u00eb kufizuar, n\u00eb nivelet m\u00eb t\u00eb ul\u00ebta t\u00eb kontinentit (m\u00eb pak se 30%). Kjo e vendos vendin n\u00eb t\u00eb nj\u00ebjt\u00ebn kategori me rajone t\u00eb tjera t\u00eb Ballkanit Per\u00ebndimor dhe disa zona rurale t\u00eb Turqis\u00eb.<\/span><\/p>\n

Shqip\u00ebria renditet n\u00eb fund edhe n\u00eb krahasim me vendet fqinje si Mali i Zi, Maqedonia e Veriut dhe Serbia kan\u00eb gjithashtu kan\u00eb p\u00ebrqindje t\u00eb ul\u00ebta (30\u201350%), por disa rajone t\u00eb tyre tregojn\u00eb p\u00ebrparim m\u00eb t\u00eb duksh\u00ebm. Nd\u00ebrkoh\u00eb, Greqia sh\u00ebnon nivele pak m\u00eb t\u00eb larta (50\u201370%), por s\u00ebrish n\u00ebn mesataren e BE-s\u00eb.<\/span><\/p>\n

Europa Veriore dhe Per\u00ebndimore kryeson me nivelet m\u00eb t\u00eb larta, ku n\u00eb Danimark\u00eb, Finland\u00eb, Suedi, Norvegji dhe Island\u00eb, mbi 95% e qytetar\u00ebve p\u00ebrdorin internet banking, duke e b\u00ebr\u00eb k\u00ebt\u00eb sh\u00ebrbim praktikisht standard. Po ashtu, Holanda, Belgjika, Irlanda dhe Luksemburgu raportojn\u00eb p\u00ebrqindje mbi 90%.<\/span><\/p>\n

Mesatarja e p\u00ebrdorimit t\u00eb E -banking n\u00eb BE-s\u00eb ishte 67.2% n\u00eb 2024, shum\u00eb her\u00eb m\u00eb e lart\u00eb se niveli i Shqip\u00ebris\u00eb.<\/span><\/p>\n

Diferencat e theksuara tregojn\u00eb hendekun digjital q\u00eb ekziston mes Europ\u00ebs Per\u00ebndimore dhe vendeve t\u00eb Ballkanit. N\u00eb rastin e Shqip\u00ebris\u00eb, niveli i ul\u00ebt lidhet me faktor\u00eb si mungesa e besimit tek sh\u00ebrbimet financiare online, p\u00ebrdorimi ende i lart\u00eb i paras\u00eb cash dhe infrastruktura e dob\u00ebt dixhitale.<\/span><\/p>\n

Sipas statistikave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, numri total i veprimeve bankare n\u00eb distanc\u00eb arriti n\u00eb 9.36 milion\u00eb, niveli m\u00eb i lart\u00eb i regjistruar ndonj\u00ebher\u00eb. Krahasuar me nj\u00eb vit m\u00eb par\u00eb, shqiptar\u00ebt e rrit\u00ebn numrin e veprimeve bankare n\u00eb distanc\u00eb me 22% ose me 1.7 milion\u00eb veprime m\u00eb shum\u00eb.<\/span><\/p>\n

N\u00eb harkun e pes\u00eb viteve t\u00eb fundit, numri i transaksioneve t\u00eb home banking \u00ebsht\u00eb rritur me pothuajse 160%. Por kjo rritje nuk \u00ebsht\u00eb ende e mjaftueshme kur e krahasojm\u00eb me totalin e transaksioneve bankare tregojn\u00eb t\u00eb dh\u00ebnat e Eurostat.\/ B.Hoxha<\/span><\/p>\n

VINI RE:<\/strong><\/span> Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

P\u00ebrdorimi i sh\u00ebrbimeve bankare online po rritet me ritme t\u00eb shpejta nga viti n\u00eb vit n\u00eb vendin ton\u00eb, por krahasimet me Europ\u00ebn dhe Rajonin tregojn\u00eb se shqiptar\u00ebt kan\u00eb ende nj\u00eb p\u00ebrdorim t\u00eb ul\u00ebt t\u00eb E-banking. Sipas t\u00eb dh\u00ebnave m\u00eb t\u00eb fundit t\u00eb Eurostat p\u00ebr vitin 2024, vet\u00ebm nj\u00eb pjes\u00eb e vog\u00ebl e shqiptar\u00ebve t\u00eb mosh\u00ebs […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":762690,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-762689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/762689","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=762689"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/762689\/revisions"}],"predecessor-version":[{"id":762692,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/762689\/revisions\/762692"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/762690"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=762689"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=762689"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=762689"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}