{"id":755443,"date":"2025-08-14T12:58:16","date_gmt":"2025-08-14T10:58:16","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=755443"},"modified":"2025-08-14T12:58:16","modified_gmt":"2025-08-14T10:58:16","slug":"sigurimi-i-detyrueshem-nga-termetet-juristet-duhet-te-perfshihen-edhe-zjarret-e-permbytjet","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/08\/14\/sigurimi-i-detyrueshem-nga-termetet-juristet-duhet-te-perfshihen-edhe-zjarret-e-permbytjet\/","title":{"rendered":"Sigurimi i detyruesh\u00ebm nga t\u00ebrmetet, jurist\u00ebt: Duhet t\u00eb p\u00ebrfshihen edhe zjarret e p\u00ebrmbytjet","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Qeveria ka hapur p\u00ebr konsultim publik projektligjin \u201cP\u00ebr sigurimin e detyruesh\u00ebm t\u00eb banesave nga t\u00ebrmetet\u201d, por juristi Ardian Stamo n\u00eb komentin publik q\u00eb i b\u00ebri projektit paralajm\u00ebron se drafti, n\u00eb form\u00ebn aktuale, jo vet\u00ebm q\u00eb cenon t\u00eb drejtat kushtetuese t\u00eb pronar\u00ebve dhe konkurrenc\u00ebn n\u00eb treg, por edhe l\u00eb jasht\u00eb mbulimit nj\u00eb gam\u00eb t\u00eb gjer\u00eb rreziqesh t\u00eb tjera q\u00eb prekin realisht banesat.<\/span><\/p>\n

Sipas tij, sigurimi nuk duhet t\u00eb kufizohet vet\u00ebm tek t\u00ebrmetet, por t\u00eb p\u00ebrfshij\u00eb edhe fatkeq\u00ebsi t\u00eb tjera natyrore, si zjarret dhe p\u00ebrmbytjet.<\/span><\/p>\n

\u201cN\u00ebse ligji synon mbrojtjen e pron\u00ebs, nuk mund t\u00eb injoroj\u00eb rreziqet m\u00eb t\u00eb shpeshta e me pasoja t\u00eb r\u00ebnda ekonomike dhe sociale, si zjarri dhe uji. Vet\u00ebm k\u00ebshtu sigurimi b\u00ebhet realisht i dobish\u00ebm dhe atraktiv p\u00ebr qytetar\u00ebt,\u201d thekson Stamo.<\/span><\/p>\n

Sipas tij, p\u00ebrfshirja e mbulimit nga zjarri dhe uji do ta rriste vler\u00ebn e produktit dhe do e b\u00ebnte m\u00eb t\u00eb justifikuesh\u00ebm financiarisht p\u00ebr qytetar\u00ebt. Po ashtu, konkurrenca mes operator\u00ebve publik\u00eb e privat\u00eb do t\u00eb sillte prime m\u00eb t\u00eb ul\u00ebta dhe kushte m\u00eb t\u00eb favorshme.<\/span><\/p>\n

Juristi kund\u00ebrshton modelin aktual q\u00eb detyron \u00e7do pronar t\u00eb lidhet vet\u00ebm me Fondin Shtet\u00ebror p\u00ebr T\u00ebrmetet, duke e cil\u00ebsuar shkelje t\u00eb liris\u00eb kontraktore dhe t\u00eb parimeve t\u00eb konkurrenc\u00ebs s\u00eb tregut. Ai propozon q\u00eb sigurimi t\u00eb jet\u00eb vullnetar, me mund\u00ebsin\u00eb p\u00ebr t\u00eb zgjedhur midis fondit shtet\u00ebror dhe shoq\u00ebrive private.<\/span><\/p>\n

Stamo ngre shqet\u00ebsimin se drafti nuk adreson sigurimin e objekteve gjat\u00eb nd\u00ebrtimit, nj\u00eb faz\u00eb ku investimi \u00ebsht\u00eb i pambrojtur nga fatkeq\u00ebsit\u00eb natyrore. Ai sugjeron q\u00eb sigurimi t\u00eb jet\u00eb i detyruesh\u00ebm p\u00ebr nd\u00ebrtuesit deri n\u00eb dor\u00ebzimin e pron\u00ebs tek bler\u00ebsi.<\/span><\/p>\n

Sipas tij, projektligji nuk p\u00ebrcakton \u00e7mimin e primit, shum\u00ebn e mbulimit apo sh\u00ebrbimet konkrete, \u00e7ka sipas tij rrezikon ta kthej\u00eb n\u00eb nj\u00eb barr\u00eb financiare pa p\u00ebrfitim real.<\/span><\/p>\n

\u201cNj\u00eb ligj i mir\u00eb duhet t\u00eb jet\u00eb alternativ, t\u00eb garantoj\u00eb konkurrenc\u00eb dhe t\u00eb mbuloj\u00eb jo vet\u00ebm t\u00ebrmetin, por t\u00eb gjitha fatkeq\u00ebsit\u00eb kryesore natyrore,\u201d p\u00ebrfundon Stamo.<\/span><\/p>\n

Qeveria shqiptare ka rikthyer p\u00ebr konsultim pas dy vitesh projektligjin p\u00ebr sigurimin e detyruesh\u00ebm t\u00eb banesave nga t\u00ebrmetet.<\/span><\/p>\n

Varianti i ri i projektligjit nuk sjell ndryshime t\u00eb m\u00ebdha n\u00eb thelbin e konceptimit t\u00eb skem\u00ebs s\u00eb sigurimit nga t\u00ebrmetet. Ai p\u00ebrcakton detyrimin p\u00ebr sigurimin e t\u00eb gjitha banesave n\u00eb vend, me pak p\u00ebrjashtime (psh. sht\u00ebpit\u00eb e nd\u00ebrtuara prej argjile, qerpi\u00e7i, kallami, etj apo nd\u00ebrtesave me vendndodhje t\u00eb l\u00ebvizshme apo t\u00eb p\u00ebrkohshme).<\/span><\/p>\n

Skema e sigurimit do t\u00eb administrohet nga nj\u00eb ent i posa\u00e7\u00ebm me kapital shtet\u00ebror q\u00eb do t\u00eb ngrihet p\u00ebr k\u00ebt\u00eb q\u00ebllim, Fondi Komb\u00ebtar p\u00ebr Sigurimin e Detyruesh\u00ebm nga T\u00ebrmetet.<\/span><\/p>\n

Shuma e sigurimit do t\u00eb p\u00ebrcaktohet me vendim t\u00eb K\u00ebshillit t\u00eb Ministrave, nd\u00ebrsa primi i sigurimit q\u00eb do t\u00eb paguajn\u00eb pronar\u00ebt e banesave do t\u00eb p\u00ebrcaktohet nga Fondi p\u00ebr t\u00ebrmetet, pas marrjes s\u00eb p\u00eblqimit nga ministri p\u00ebrgjegj\u00ebs p\u00ebr financat.<\/span><\/p>\n

P\u00ebr shtresat nevoj\u00eb, primi i sigurimit do t\u00eb financohet nga buxheti i shtetit.<\/span><\/p>\n

Projektligji p\u00ebr sigurimin e detyruesh\u00ebm t\u00eb banesave nga t\u00ebrmetet \u00ebsht\u00eb n\u00eb faz\u00ebn e konsultimit deri m\u00eb 20 t\u00eb k\u00ebtij muaji.\/Monitor<\/strong><\/span><\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Qeveria ka hapur p\u00ebr konsultim publik projektligjin \u201cP\u00ebr sigurimin e detyruesh\u00ebm t\u00eb banesave nga t\u00ebrmetet\u201d, por juristi Ardian Stamo n\u00eb komentin publik q\u00eb i b\u00ebri projektit paralajm\u00ebron se drafti, n\u00eb form\u00ebn aktuale, jo vet\u00ebm q\u00eb cenon t\u00eb drejtat kushtetuese t\u00eb pronar\u00ebve dhe konkurrenc\u00ebn n\u00eb treg, por edhe l\u00eb jasht\u00eb mbulimit nj\u00eb gam\u00eb t\u00eb gjer\u00eb rreziqesh […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":755444,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-755443","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/755443","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=755443"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/755443\/revisions"}],"predecessor-version":[{"id":755445,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/755443\/revisions\/755445"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/755444"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=755443"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=755443"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=755443"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}