{"id":754210,"date":"2025-08-04T13:33:33","date_gmt":"2025-08-04T11:33:33","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=754210"},"modified":"2025-08-04T13:44:19","modified_gmt":"2025-08-04T11:44:19","slug":"raporti-shqiperia-ka-pensionet-me-te-uleta-ne-europe-shpenzon-10-here-me-pak-se-be-ja","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/08\/04\/raporti-shqiperia-ka-pensionet-me-te-uleta-ne-europe-shpenzon-10-here-me-pak-se-be-ja\/","title":{"rendered":"Raporti\/ Shqip\u00ebria ka pensionet m\u00eb t\u00eb ul\u00ebta n\u00eb Europ\u00eb, shpenzon 10 her\u00eb m\u00eb pak se BE-ja","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-754211\" src=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/08\/Pensioniste-pensione-private-fonde-pensionesh-4-1128-1-1024x577-1-300x169.jpg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/08\/Pensioniste-pensione-private-fonde-pensionesh-4-1128-1-1024x577-1-300x169.jpg 300w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/08\/Pensioniste-pensione-private-fonde-pensionesh-4-1128-1-1024x577-1-768x433.jpg 768w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/08\/Pensioniste-pensione-private-fonde-pensionesh-4-1128-1-1024x577-1.jpg 1024w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/span><\/p>\n<p><span style=\"color: #000000;\">Shqip\u00ebria z\u00eb vendin e fundit mes 35 vendeve europiane sa i p\u00ebrket shpenzimeve p\u00ebr pensione p\u00ebr frym\u00eb, sipas t\u00eb dh\u00ebnave p\u00ebr vitin 2022.<\/span><\/p>\n<p><span style=\"color: #000000;\">Me vet\u00ebm 1,600 euro p\u00ebr pensionist n\u00eb vit, vendi mbetet shum\u00eb larg mesatares s\u00eb Bashkimit Europian, e cila arrin n\u00eb 16,100 euro.<\/span><\/p>\n<p><span style=\"color: #000000;\">Edhe kur merret parasysh fuqia bler\u00ebse, diferenca mbetet e ndjeshme.<\/span><\/p>\n<p><span style=\"color: #000000;\">N\u00eb raport me Prodhimin e Brendsh\u00ebm Bruto, Shqip\u00ebria shpenzon vet\u00ebm 5.3% p\u00ebr pensione, kundrejt 9.3% q\u00eb shpenzon mesatarisht BE-ja \u2014 nj\u00eb tregues i qart\u00eb i sfidave strukturore q\u00eb p\u00ebrballet sistemi i pensioneve n\u00eb vend.<\/span><\/p>\n<p><span style=\"color: #000000;\">Nd\u00ebrkoh\u00eb, Mali i Zi, edhe pse me t\u00eb nj\u00ebjt\u00ebn p\u00ebrqindje t\u00eb PBB-s\u00eb si Shqip\u00ebria (5.3%), arrin t\u00eb jap\u00eb 4,000 euro p\u00ebr pensionist n\u00eb vit, m\u00eb shum\u00eb se dyfishin e Shqip\u00ebris\u00eb. Serbia, nga ana tjet\u00ebr, shpenzon 3,500 euro p\u00ebr pensionist dhe 6.3% t\u00eb PBB-s\u00eb p\u00ebr pensione, duke reflektuar nj\u00eb mb\u00ebshtetje m\u00eb t\u00eb lart\u00eb financiare t\u00eb t\u00eb moshuarve.<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.panorama.com.al\/wp-content\/uploads\/2025\/08\/tab.jpg\" alt=\"tab\" \/><\/p>\n<p><span style=\"color: #000000;\">Europa<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #000000;\">Gjithnj\u00eb e m\u00eb shum\u00eb brezat e rinj po shprehen se nuk do t\u00eb t\u00ebrhiqen kurr\u00eb nga puna, p\u00ebr shkak t\u00eb pasigurive financiare. Por si ia dalin pensionist\u00ebt e sot\u00ebm? Si i mbulojn\u00eb shpenzimet mujore dhe si duken realisht pensionet n\u00eb Europ\u00eb sot?<\/span><\/p>\n<p><span style=\"color: #000000;\">Grafiku m\u00eb posht\u00eb paraqet t\u00eb dh\u00ebnat m\u00eb t\u00eb fundit mbi shpenzimet vjetore publike p\u00ebr pension p\u00ebr \u00e7do p\u00ebrfitues n\u00eb 35 ekonomi europiane, si dhe pjes\u00ebn q\u00eb z\u00ebn\u00eb p\u00ebrfitimet e pleq\u00ebris\u00eb n\u00eb prodhimin komb\u00ebtar t\u00eb secilit vend.<\/span><\/p>\n<p><span style=\"color: #000000;\">T\u00eb dh\u00ebnat jan\u00eb marr\u00eb nga dy baza t\u00eb ndryshme t\u00eb Eurostat dhe p\u00ebrfshijn\u00eb:<\/span><\/p>\n<p><span style=\"color: #000000;\">Totali i shpenzimeve p\u00ebr pensione publike p\u00ebr vitin 2022, i ndar\u00eb me numrin e p\u00ebrfituesve<\/span><\/p>\n<p><span style=\"color: #000000;\">Vlerat e shprehura si n\u00eb euro, ashtu edhe sipas standardit t\u00eb fuqis\u00eb bler\u00ebse (PPS)<\/span><\/p>\n<p><span style=\"color: #000000;\">P\u00ebrqindja e PBB-s\u00eb q\u00eb i dedikohet pensioneve, sipas t\u00eb dh\u00ebnave nga baza e par\u00eb<\/span><\/p>\n<p><span style=\"color: #000000;\">K\u00ebto t\u00eb dh\u00ebna ofrojn\u00eb nj\u00eb panoram\u00eb t\u00eb qart\u00eb t\u00eb hendekut mes vendeve n\u00eb shpenzimet p\u00ebr kujdesin ndaj t\u00eb moshuarve, duke v\u00ebn\u00eb n\u00eb dukje sfidat q\u00eb p\u00ebrballojn\u00eb pensionist\u00ebt n\u00eb Europ\u00eb \u2014 ve\u00e7an\u00ebrisht ata n\u00eb vendet me t\u00eb ardhura t\u00eb ul\u00ebta.<\/span><\/p>\n<p><span style=\"color: #000000;\">Islanda, Luksemburgu dhe Norvegjia kryesojn\u00eb renditjen, me pagesa vjetore pensioni mbi 30,000 euro p\u00ebr p\u00ebrfitues.<\/span><\/p>\n<p><span style=\"color: #000000;\">Pagat e larta, t\u00eb ardhurat e q\u00ebndrueshme fiskale nga energjia apo sektori financiar, si dhe sistemet e detyrueshme t\u00eb kursimeve p\u00ebr pension, u japin k\u00ebtyre ekonomive t\u00eb vogla dhe t\u00eb pasura mund\u00ebsin\u00eb t\u00eb ofrojn\u00eb p\u00ebrfitime bujare p\u00ebr t\u00eb moshuarit.<\/span><\/p>\n<p><span style=\"color: #000000;\">Danimarka dhe Zvicra plot\u00ebsojn\u00eb pes\u00eb vendet e para, secila duke kombinuar pensionet baz\u00eb universale me skemat e detyrueshme t\u00eb pensioneve profesionale.<\/span><\/p>\n<p><span style=\"color: #000000;\">N\u00eb t\u00eb pes\u00eb vendet e para, p\u00ebrfitimet ende konsumojn\u00eb m\u00eb pak se 9% t\u00eb PBB-s\u00eb \u2013 shum\u00eb n\u00ebn mesataren e BE-s\u00eb (12.2% t\u00eb PBB-s\u00eb) \u2013 fal\u00eb bazave m\u00eb t\u00eb larta tatimore.<\/span><\/p>\n<p><span style=\"color: #000000;\">Pagesat e ul\u00ebta t\u00eb Europ\u00ebs Lindore pasqyrojn\u00eb baza tatimore t\u00eb dob\u00ebta<\/span><\/p>\n<p><span style=\"color: #000000;\">N\u00eb vende si Polonia dhe Hungaria, pensionet p\u00ebrthithin nj\u00eb pjes\u00eb t\u00eb ngjashme t\u00eb PBB-s\u00eb si vendet nordike, por pagesat vjetore mbeten n\u00ebn 7,000 euro p\u00ebr p\u00ebrfitues.<\/span><\/p>\n<p><span style=\"color: #000000;\">Produktiviteti i ul\u00ebt kufizon fluksin e kontributeve, nd\u00ebrsa emigracioni i dekadave t\u00eb fundit ka reduktuar m\u00eb tej fuqin\u00eb pun\u00ebtore.<\/span><\/p>\n<p><span style=\"color: #000000;\">Kur llogariten sipas standardit t\u00eb fuqis\u00eb bler\u00ebse (PPS), diferenca ngushtohet \u2014 pensionist\u00ebt polak\u00eb marrin rreth 11,700 nj\u00ebsi PPS \u2014 por t\u00eb ardhurat reale mbeten modeste.<\/span><\/p>\n<p><span style=\"color: #000000;\">Rritja e pagave, pjes\u00ebmarrja m\u00eb e lart\u00eb e t\u00eb moshuarve n\u00eb tregun e pun\u00ebs dhe skemat shtes\u00eb t\u00eb kursimeve vullnetare mund t\u00eb p\u00ebrmir\u00ebsojn\u00eb q\u00ebndrueshm\u00ebrin\u00eb dhe p\u00ebrmbushjen e nevojave, pa r\u00ebnduar buxhetet publike.<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.panorama.com.al\/wp-content\/uploads\/2025\/08\/European-Countries-Giving-the-Most-in-Pensions_WEB.jpg\" alt=\"European-Countries-Giving-the-Most-in-Pensions_WEB\" \/><\/p>\n<p><span style=\"color: #000000;\"><span style=\"color: #ff0000;\">VINI RE:<\/span> Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e <span style=\"color: #0000ff;\">Monitor<\/span><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>Shqip\u00ebria z\u00eb vendin e fundit mes 35 vendeve europiane sa i p\u00ebrket shpenzimeve p\u00ebr pensione p\u00ebr frym\u00eb, sipas t\u00eb dh\u00ebnave p\u00ebr vitin 2022. Me vet\u00ebm 1,600 euro p\u00ebr pensionist n\u00eb vit, vendi mbetet shum\u00eb larg mesatares s\u00eb Bashkimit Europian, e cila arrin n\u00eb 16,100 euro. Edhe kur merret parasysh fuqia bler\u00ebse, diferenca mbetet e ndjeshme. [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":32,"featured_media":754211,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-754210","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fast-foodi"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/754210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=754210"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/754210\/revisions"}],"predecessor-version":[{"id":754215,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/754210\/revisions\/754215"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/754211"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=754210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=754210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=754210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}