{"id":753191,"date":"2025-07-28T12:56:47","date_gmt":"2025-07-28T10:56:47","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=753191"},"modified":"2025-07-28T12:56:47","modified_gmt":"2025-07-28T10:56:47","slug":"investitore-nga-izraeli-shfaqin-interes-per-te-hyre-ne-tregun-bankar-shqiptar","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/07\/28\/investitore-nga-izraeli-shfaqin-interes-per-te-hyre-ne-tregun-bankar-shqiptar\/","title":{"rendered":"Investitor\u00eb nga Izraeli shfaqin interes p\u00ebr t\u00eb hyr\u00eb n\u00eb tregun bankar shqiptar","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/span><\/p>\n

Sektori bankar n\u00eb Shqip\u00ebri k\u00ebt\u00eb vit ka shfaqur interes nga investitor\u00eb t\u00eb rinj. Pas aplikimit nga banka turke Ziraat, q\u00eb pritet t\u00eb miratohet s\u00eb shpejti, nj\u00eb tjet\u00ebr subjekt i huaj ka paraqitur interesin p\u00ebr t\u00eb hyr\u00eb n\u00eb tregun shqiptar.<\/span><\/p>\n

Sipas burimeve nga tregu, b\u00ebhet fjal\u00eb p\u00ebr investitor\u00eb nga Izraeli, t\u00eb p\u00ebrfaq\u00ebsuar nga Gal Bar Dea, q\u00eb deri para pak muajsh mbante detyr\u00ebn e drejtorit t\u00eb p\u00ebrgjithsh\u00ebm One Zero Digital Bank.<\/span><\/p>\n

Burime nga Banka e Shqip\u00ebris\u00eb shprehen se investitor\u00ebt izraelit\u00eb kan\u00eb shprehur interes p\u00ebr t\u00eb ngritur nj\u00eb bank\u00eb n\u00eb vendin ton\u00eb, por ende nuk ka nj\u00eb aplikim zyrtar prej tyre p\u00ebr t\u00eb marr\u00eb licenc\u00eb p\u00ebr aktivitet bankar n\u00eb Shqip\u00ebri.<\/span><\/p>\n

One Zero \u00ebsht\u00eb nj\u00eb bank\u00eb relativisht e re, e themeluar n\u00eb vitin 2019, si e para bank\u00eb dixhitale n\u00eb Izrael, por shum\u00eb shpejt ka shfaqur plane ambicioze zgjerimi edhe n\u00eb tregje t\u00eb tjera, duke p\u00ebrfshir\u00eb edhe nj\u00eb projekt t\u00eb p\u00ebrbashk\u00ebt p\u00ebr ngritjen e nj\u00eb banke dixhitale n\u00eb Itali, n\u00eb bashk\u00ebpunim me bank\u00ebn italiane, Banca Generali.<\/span><\/p>\n

Megjithat\u00eb, mjedisi i pafavorsh\u00ebm gjeopolitik dhe tensionet e larta n\u00eb Lindjen e Mesme, kan\u00eb b\u00ebr\u00eb q\u00eb p\u00ebr momentin banka izraelite t\u2019i pezulloj\u00eb planet e zgjerimit n\u00eb tregjet e huaja.<\/span><\/p>\n

Ish-drejtori i p\u00ebrgjithsh\u00ebm, Gal Bar Dea, u largua pik\u00ebrisht p\u00ebr shkak t\u00eb t\u00ebrheqjes s\u00eb One Zero nga strategjia e zgjerimit nd\u00ebrkomb\u00ebtar dhe nuk p\u00ebrjashtohet q\u00eb interesi n\u00eb Shqip\u00ebri t\u00eb jet\u00eb pjes\u00eb e p\u00ebrpjekjeve p\u00ebr t\u00eb nd\u00ebrtuar nj\u00eb model t\u00eb ngjash\u00ebm t\u00eb bankingut dixhital n\u00eb vende t\u00eb tjera, por n\u00eb m\u00ebnyr\u00eb t\u00eb pavarur nga One Zero.<\/span><\/p>\n

Duke filluar nga viti 2015, tregu bankar shqiptar ka hyr\u00eb n\u00eb nj\u00eb cik\u00ebl p\u00ebrqendrimi, q\u00eb solli uljen e numrit t\u00eb bankave tregtare nga 16 n\u00eb 11 t\u00eb tilla.<\/span><\/p>\n

Me p\u00ebrjashtim t\u00eb Bank\u00ebs s\u00eb Kreditit t\u00eb Shqip\u00ebris\u00eb, q\u00eb doli nga tregu n\u00ebp\u00ebrmjet likuidimit, zvog\u00eblimi i numrit t\u00eb bankave ka ardhur n\u00ebp\u00ebrmjet blerjes dhe p\u00ebrthithjes nga bankat konkurrente n\u00eb treg. Etapa e fundit n\u00eb k\u00ebt\u00eb proces u zhvillua n\u00eb vitin 2022, kur Alpha Bank Albania u ble dhe u p\u00ebrthith nga Banka OTP Albania.<\/span><\/p>\n

Por, pas m\u00eb pak se nj\u00eb dekade nga nisja e ciklit t\u00eb p\u00ebrqendrimit, sektori bankar shqiptar duket se mund t\u00eb filloj\u00eb nj\u00eb zgjerim t\u00eb ri t\u00eb numrit t\u00eb subjekteve n\u00eb treg. Rritja e shpejt\u00eb e sektorit n\u00eb vitet e fundit dhe p\u00ebrmir\u00ebsimi i treguesve t\u00eb p\u00ebrfitueshm\u00ebris\u00eb duket se e ka b\u00ebr\u00eb at\u00eb t\u00ebrheq\u00ebs edhe p\u00ebr hyrjen e aktor\u00ebve t\u00eb rinj.<\/span><\/p>\n

Interes p\u00ebr t\u00eb hyr\u00eb n\u00eb tregun bankar n\u00eb parim ka shfaqur disa vite m\u00eb par\u00eb dhe grupi estonez Iute, i pranish\u00ebm n\u00eb Shqip\u00ebri dhe disa vende t\u00eb Europ\u00ebs Lindore me institucione t\u00eb mikrofinanc\u00ebs.<\/span><\/p>\n

Megjithat\u00eb, interesi i Iute nuk shkoi shum\u00eb larg, edhe p\u00ebr shkak t\u00eb politik\u00ebs s\u00eb ndryshuar licencuese t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, q\u00eb nuk krijon shum\u00eb hap\u00ebsira p\u00ebr hyrjen e investitor\u00ebve pa p\u00ebrvoj\u00eb dhe reputacion t\u00eb konsoliduar n\u00eb tregun bankar. \/Monitor<\/strong><\/span><\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Sektori bankar n\u00eb Shqip\u00ebri k\u00ebt\u00eb vit ka shfaqur interes nga investitor\u00eb t\u00eb rinj. Pas aplikimit nga banka turke Ziraat, q\u00eb pritet t\u00eb miratohet s\u00eb shpejti, nj\u00eb tjet\u00ebr subjekt i huaj ka paraqitur interesin p\u00ebr t\u00eb hyr\u00eb n\u00eb tregun shqiptar. Sipas burimeve nga tregu, b\u00ebhet fjal\u00eb p\u00ebr investitor\u00eb nga Izraeli, t\u00eb p\u00ebrfaq\u00ebsuar nga Gal Bar Dea, […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":753192,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-753191","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fast-foodi"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/753191","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=753191"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/753191\/revisions"}],"predecessor-version":[{"id":753193,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/753191\/revisions\/753193"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/753192"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=753191"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=753191"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=753191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}