{"id":752274,"date":"2025-07-22T07:18:22","date_gmt":"2025-07-22T05:18:22","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=752274"},"modified":"2025-07-22T07:18:22","modified_gmt":"2025-07-22T05:18:22","slug":"projektrregullorja-ulen-komisionet-edhe-per-transfertat-kombetare-ne-euro","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/07\/22\/projektrregullorja-ulen-komisionet-edhe-per-transfertat-kombetare-ne-euro\/","title":{"rendered":"Projektrregullorja, ulen komisionet edhe p\u00ebr transfertat komb\u00ebtare n\u00eb Euro","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Banka e Shqip\u00ebris\u00eb ka p\u00ebrgatitur disa ndryshime n\u00eb rregulloren \u201cP\u00ebr funksionimin e sistemit AIPS EURO p\u00ebr shlyerjen e transfertave vendase p\u00ebr klient\u00eb n\u00eb Euro\u201d, q\u00eb parashikojn\u00eb ulje t\u00eb nivelit t\u00eb komisioneve q\u00eb klient\u00ebt e sektorit financiar do t\u00eb paguajn\u00eb p\u00ebr kryerjen e transfertave n\u00eb Euro brenda vendit.<\/span><\/p>\n

Projektrregullorja ul nivelin e komisionit minimal q\u00eb bankat mund t\u00eb aplikojn\u00eb p\u00ebr transfertat n\u00eb sistemin AIPS Euro, n\u00eb 4 euro, nga 6 euro q\u00eb ishte m\u00eb par\u00eb.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, totali i komisioneve p\u00ebr \u00e7do transfert\u00eb me vler\u00eb deri n\u00eb 150 mij\u00eb euro nuk mund t\u00eb jet\u00eb m\u00eb i lart\u00eb se 0.02% e vler\u00ebs s\u00eb transferuar.<\/span><\/p>\n

Me rregulloren aktuale, komisioni maksimal \u00ebsht\u00eb 10 her\u00eb m\u00eb i lart\u00eb, n\u00eb mas\u00ebn 0.2%.<\/span><\/p>\n

Gjithashtu, ky komision maksimal \u00ebsht\u00eb i detyruesh\u00ebm vet\u00ebm p\u00ebr transfertat me vler\u00eb m\u00eb t\u00eb ul\u00ebt, deri n\u00eb 10 mij\u00eb euro; p\u00ebr pagesat m\u00eb t\u00eb m\u00ebdha se 10 mij\u00eb euro, aktualisht nuk parashikohet nj\u00eb tavan p\u00ebr komisionin n\u00eb p\u00ebrqindje, por vet\u00ebm nj\u00eb komision maksimal n\u00eb vler\u00eb, pavar\u00ebsisht shum\u00ebs s\u00eb transferuar.<\/span><\/p>\n

Ashtu si\u00e7 ndodh me transfertat n\u00eb Lek\u00eb, edhe rregullorja p\u00ebr transfertat n\u00eb Euro do t\u00eb stimuloj\u00eb p\u00ebrdorimin e kanaleve elektronike p\u00ebr kryerjen e transfertave, duke parashikuar komisione t\u00eb p\u00ebrgjysmuara p\u00ebr veprimet q\u00eb kryhen n\u00ebp\u00ebrmjet k\u00ebtyre kanaleve. Komisioni minimal q\u00eb bankat mund t\u00eb aplikojn\u00eb p\u00ebr transfertat komb\u00ebtare n\u00eb monedh\u00ebn europiane, t\u00eb kryera n\u00ebp\u00ebrmjet e-banking, nuk mund t\u00eb jet\u00eb m\u00eb i lart\u00eb se 2 euro. Nd\u00ebrsa totali i komisioneve p\u00ebr \u00e7do transfert\u00eb me vler\u00eb deri n\u00eb 150 mij\u00eb euro nuk mund t\u00eb jet\u00eb m\u00eb i lart\u00eb se 0.01% e vler\u00ebs s\u00eb transferuar.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, komisionet maksimale q\u00eb bankat mund t\u00eb aplikojn\u00eb, pavar\u00ebsisht shum\u00ebs s\u00eb transfert\u00ebs, propozohen t\u00eb jen\u00eb t\u00eb nj\u00ebjta si n\u00eb rregulloren aktuale, p\u00ebrkat\u00ebsisht 50 euro p\u00ebr transfertat e kryera n\u00eb deg\u00eb dhe 25 euro p\u00ebr ato t\u00eb nisura n\u00ebp\u00ebrmjet kanaleve elektronike.<\/span><\/p>\n

Sistemi i pagesave komb\u00ebtare AIPS Euro nisi funksionimin n\u00eb fillim t\u00eb vitit 2022, me q\u00ebllim leht\u00ebsimin e kryerjes s\u00eb transfertave n\u00eb Euro brenda vendit dhe uljen e kostos t\u00eb tyre. M\u00eb par\u00eb, k\u00ebto transferta kryeheshin n\u00ebp\u00ebrmjet bankave t\u00eb huaja korrespendente, rrug\u00eb q\u00eb sillte komisione shum\u00eb m\u00eb t\u00eb larta dhe koh\u00eb m\u00eb t\u00eb gjat\u00eb p\u00ebr finalizimin e transaksionit.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, k\u00ebt\u00eb vit edhe transfertat n\u00eb Euro me jasht\u00eb vendit pritet t\u00eb p\u00ebsojn\u00eb nj\u00eb transformim madhor, pas an\u00ebtar\u00ebsimit t\u00eb Shqip\u00ebris\u00eb n\u00eb Zon\u00ebn Unike t\u00eb Transfertave n\u00eb Euro (SEPA), vitin e kaluar. Duke filluar nga muaji tetor, pritet q\u00eb bankat tregtare shqiptare t\u00eb fillojn\u00eb kryerjen e transfertave n\u00ebp\u00ebrmjet sistemeve t\u00eb SEPA, \u00e7ka do t\u00eb sjell\u00eb ulje drastike t\u00eb komisioneve dhe shkurtim t\u00eb koh\u00ebs p\u00ebr kryer transfertat n\u00eb Euro jasht\u00eb vendit.<\/span><\/p>\n

S\u00eb fundmi, Banka e Shqip\u00ebris\u00eb ka p\u00ebrgatitur gjithashtu nj\u00eb projektrregullore q\u00eb parashikon uljen edhe t\u00eb komisioneve p\u00ebr transfertat komb\u00ebtare n\u00eb Lek\u00eb.<\/span><\/p>\n

\u00c7mimi i komisioneve t\u00eb aplikuara nga institucionet financiare p\u00ebr klient\u00ebt e tyre p\u00ebr transfertat vler\u00eb nga 40 mij\u00eb lek\u00eb deri n\u00eb 1 milion lek\u00eb, nuk duhet t\u00eb jet\u00eb m\u00eb i lart\u00eb se 100 lek\u00eb p\u00ebr transfertat e kryera n\u00eb deg\u00ebt e bankave dhe 50 lek\u00eb p\u00ebr ato t\u00eb kryera n\u00ebp\u00ebrmjet e-banking. Nd\u00ebrsa vlera maksimale e p\u00ebrjashtuar nga komisionet p\u00ebr transfertat e kryera n\u00eb form\u00eb elektronike do t\u00eb rritet nga 20 mij\u00eb lek\u00eb n\u00eb 40 mij\u00eb lek\u00eb.<\/span><\/p>\n

VINI RE<\/strong><\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Banka e Shqip\u00ebris\u00eb ka p\u00ebrgatitur disa ndryshime n\u00eb rregulloren \u201cP\u00ebr funksionimin e sistemit AIPS EURO p\u00ebr shlyerjen e transfertave vendase p\u00ebr klient\u00eb n\u00eb Euro\u201d, q\u00eb parashikojn\u00eb ulje t\u00eb nivelit t\u00eb komisioneve q\u00eb klient\u00ebt e sektorit financiar do t\u00eb paguajn\u00eb p\u00ebr kryerjen e transfertave n\u00eb Euro brenda vendit. Projektrregullorja ul nivelin e komisionit minimal q\u00eb bankat […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":723032,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-752274","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/752274","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=752274"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/752274\/revisions"}],"predecessor-version":[{"id":752275,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/752274\/revisions\/752275"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/723032"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=752274"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=752274"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=752274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}