{"id":745623,"date":"2025-06-09T12:21:26","date_gmt":"2025-06-09T10:21:26","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=745623"},"modified":"2025-06-09T12:21:26","modified_gmt":"2025-06-09T10:21:26","slug":"numri-i-kartave-te-pagesave-u-rrit-me-tej-ne-tremujorin-e-pare","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/06\/09\/numri-i-kartave-te-pagesave-u-rrit-me-tej-ne-tremujorin-e-pare\/","title":{"rendered":"Numri i kartave t\u00eb pagesave u rrit m\u00eb tej n\u00eb tremujorin e par\u00eb","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Biznesi i kartave t\u00eb pagesave sh\u00ebnoi rritje edhe n\u00eb tremujorin e par\u00eb t\u00eb k\u00ebtij viti, si n\u00eb numrin e tyre, ashtu edhe n\u00eb volumin e p\u00ebrdorimit.<\/span><\/p>\n

Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb muajit mars numri i kartave aktive arriti n\u00eb 1.54 milion\u00eb, n\u00eb rritje me 2.2% q\u00eb nga fillimi i vitit.<\/span><\/p>\n

Rritja \u00ebsht\u00eb mb\u00ebshtetur n\u00eb mas\u00ebn d\u00ebrrmuese nga zgjerimi i vazhduesh\u00ebm n\u00eb segmentin m\u00eb t\u00eb madh at\u00eb t\u00eb kartave t\u00eb debitit, por edhe tendencat pozitive n\u00eb numrin e kartave t\u00eb kredititi dhe pjes\u00ebrisht edhe t\u00eb kartave me funksion paraje elektronike.<\/span><\/p>\n

Numri i kartave t\u00eb debitit n\u00eb fund t\u00eb 3-mujorit 2025 arriti n\u00eb 1.35 milion\u00eb, n\u00eb rritje me 2.1% q\u00eb nga fillimi i vitit. Ky produkt ngelet dominues dhe p\u00ebrb\u00ebn pothuajse 88% t\u00eb numrit t\u00eb p\u00ebrgjithsh\u00ebm t\u00eb kartave t\u00eb pagesave.<\/span><\/p>\n

Karta e debitit \u00ebsht\u00eb nj\u00eb instrument bazik pagese, i lidhur me llogarit\u00eb rrjedh\u00ebse t\u00eb bizneseve dhe individ\u00ebve. Rritja e numrit t\u00eb tyre tregon nj\u00ebkoh\u00ebsisht p\u00ebrmir\u00ebsim t\u00eb p\u00ebrfshirjes financiare dhe zgjerim t\u00eb p\u00ebrdorimit t\u00eb prdukteve bankare nga publiku.<\/span><\/p>\n

Vitin e kaluar, hyri n\u00eb fuqi ligji \u201cP\u00ebr llogarin\u00eb e pagesave me sh\u00ebrbime bazike\u201d. Vler\u00ebsohet se ligji i ri ka dh\u00ebn\u00eb nj\u00eb shtys\u00eb t\u00eb m\u00ebtejshme p\u00ebrdorimit t\u00eb llogarive bankare ng\u00eb shqiptar\u00ebt, por edhe kartave t\u00eb debitit, si nj\u00eb instrument i lidhur me llogarin\u00eb e pages\u00ebs.<\/span><\/p>\n

Sipas ligjit, llogaria e pagesave me sh\u00ebrbime bazike u ofrohet konsumator\u00ebve n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb nga t\u00eb gjitha bankat, pavar\u00ebsisht nivelit t\u00eb t\u00eb ardhurave, statusit t\u00eb pun\u00ebsimit dhe<\/span><\/p>\n

historikut t\u00eb aft\u00ebsis\u00eb paguese. P\u00ebr mbajt\u00ebsit e k\u00ebsaj llogarie, bankat duhet t\u00eb ofrojn\u00eb disa sh\u00ebrbime bazike t\u00eb pagesave pa aplikuar tarifa ose kundrejt nj\u00eb tarife t\u00eb arsyeshme.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, produkti tjet\u00ebr konsumator, ai i kartave t\u00eb kredititi, ka shfaqur nj\u00eb ecuri pozitive.<\/span><\/p>\n

N\u00eb fund t\u00eb marsit, sektori financiar raportonte m\u00eb shum\u00eb se 117 mij\u00eb karta krediti aktive, me nj\u00eb rritje me 3% q\u00eb nga fillimi i vitit.<\/span><\/p>\n

T\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb se p\u00ebr 3-mujorin 2025, pagesat me kart\u00eb n\u00eb terminalet POS arrit\u00ebn vler\u00ebn e 22.8 miliard\u00eb lek\u00ebve, ose 10% m\u00eb shum\u00eb krahasuar me mesataren tremujore t\u00eb vitit t\u00eb kaluar.<\/span><\/p>\n

Veprimet me karta jan\u00eb n\u00eb rritje edhe n\u00eb num\u00ebr transaksionesh. P\u00ebr 3 muajt e vitit 2025, klient\u00ebt e sektorit bankar kan\u00eb kryer rreth 5.85 milion\u00eb pagesa me kart\u00eb, shif\u00ebr kjo 19% m\u00eb e lart\u00eb krahasuar me mesataren tremujore t\u00eb vitit t\u00eb kaluar.<\/span><\/p>\n

Pesha e veprimeve me kart\u00eb n\u00eb terminalet POS p\u00ebr 3-mujorin 2025 p\u00ebrb\u00ebnte rreth 17% t\u00eb totalit t\u00eb veprimeve karta bankare, nga 16% q\u00eb ishte ky raport p\u00ebr vitin 2024.<\/span><\/p>\n

Megjith\u00ebse veprimet me karta vazhdojn\u00eb t\u00eb dominohen nga t\u00ebrheqjet cash n\u00eb ATM, pesha e pagesave elektronike n\u00eb vitet e fundit \u00ebsht\u00eb n\u00eb rritje dhe p\u00ebr 3-mujorin I 2025 ka prekur nivelin m\u00eb t\u00eb lart\u00eb historik.\/Monitor<\/strong><\/span><\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Biznesi i kartave t\u00eb pagesave sh\u00ebnoi rritje edhe n\u00eb tremujorin e par\u00eb t\u00eb k\u00ebtij viti, si n\u00eb numrin e tyre, ashtu edhe n\u00eb volumin e p\u00ebrdorimit. Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb muajit mars numri i kartave aktive arriti n\u00eb 1.54 milion\u00eb, n\u00eb rritje me 2.2% q\u00eb nga fillimi i vitit. […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":745624,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-745623","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fast-foodi"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/745623","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=745623"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/745623\/revisions"}],"predecessor-version":[{"id":745625,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/745623\/revisions\/745625"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/745624"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=745623"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=745623"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=745623"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}