{"id":745126,"date":"2025-06-05T18:55:03","date_gmt":"2025-06-05T16:55:03","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=745126"},"modified":"2025-06-05T18:55:03","modified_gmt":"2025-06-05T16:55:03","slug":"nga-1-korriku-kufizohen-kredite-per-shtepi","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/06\/05\/nga-1-korriku-kufizohen-kredite-per-shtepi\/","title":{"rendered":"Nga 1 korriku kufizohen kredit\u00eb p\u00ebr sht\u00ebpi","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Banka e Shqip\u00ebris\u00eb ka kufizuar kredin\u00eb q\u00eb do marrin qytetar\u00ebt p\u00ebr t\u00eb bler\u00eb pasuri t\u00eb patundshme. Vendimi ka hyr\u00eb n\u00eb fuqi sot nd\u00ebrsa do jet\u00eb i detyruesh\u00ebm p\u00ebr t\u2019u zbatuar nga bankat nga 1 korriku 2025.<\/span><\/p>\n

Sipas vendimit, asnj\u00eb bank\u00eb nuk do jap\u00eb kredi p\u00ebr qytetar\u00ebt q\u00eb duan t\u00eb blejn\u00eb sht\u00ebpin\u00eb e par\u00eb m\u00eb shum\u00eb se 85% e vler\u00ebs s\u00eb saj q\u00eb do t\u00eb thot\u00eb se p\u00ebr kredi n\u00eb lek\u00eb p\u00ebr t\u00eb bler\u00eb nj\u00eb banes\u00eb me vler\u00eb 10 milion\u00eb lek\u00eb banka do t\u00eb financoj\u00eb maksimumi 8.5 milion\u00eb lek\u00eb, shkruan Shqiptarja<\/a><\/span>.<\/span><\/p>\n

K\u00ebsti mujor i k\u00ebsaj kredie nuk do jet\u00eb m\u00eb shum\u00eb se 40% e t\u00eb ardhurave mujore t\u00eb qytetarit. N\u00ebse t\u00eb ardhurat mujore jan\u00eb 100 mij\u00eb lek\u00eb n\u00eb muaj, k\u00ebsti nuk duhet t\u00eb jet\u00eb m\u00eb i lart\u00eb se 40 mij\u00eb lek\u00eb.<\/span><\/p>\n

Nd\u00ebrsa ata q\u00eb k\u00ebrkojn\u00eb kredi p\u00ebr t\u00eb bler\u00eb nj\u00eb sht\u00ebpi t\u00eb dyt\u00eb, vlera e kredis\u00eb q\u00eb do mund t\u00eb marrin kur \u00ebsht\u00eb n\u00eb monedh\u00ebn lek\u00eb do jet\u00eb 80% e vler\u00ebs s\u00eb pron\u00ebs. Praktikisht n\u00ebse prona do ket\u00eb \u00e7mim 10 milion\u00eb lek\u00eb qytetari do marr\u00eb 8 milion\u00eb lek\u00eb kredi. Nd\u00ebrsa k\u00ebsti mujor p\u00ebr k\u00ebt\u00eb kredi t\u00eb dyt\u00eb do t\u00eb jet\u00eb 35% e t\u00eb ardhurave mujore.<\/span><\/p>\n

Kufizimet jan\u00eb edhe m\u00eb t\u00eb ulta kur kredia merret n\u00eb monedh\u00eb t\u00eb huaj sipas k\u00ebtij vendimi. Qytetar\u00ebt q\u00eb p\u00ebr t\u00eb bler\u00eb pron\u00ebn e par\u00eb do aplikojn\u00eb p\u00ebr t\u00eb kredi n\u00eb valut\u00eb do t\u00eb marrin vet\u00ebm 75% t\u00eb vler\u00ebs. Pra nj\u00eb pron\u00eb me \u00e7mimi 100 mij\u00eb euro do t\u00eb financohet me 75 mij\u00eb euro kredi maksimumi. Nd\u00ebrsa k\u00ebsti do t\u00eb jet\u00eb 35% t\u00eb vler\u00ebs s\u00eb t\u00eb ardhurave.<\/span><\/p>\n

N\u00ebse k\u00ebrkohet kredi n\u00eb valut\u00eb p\u00ebr pron\u00ebn e dyt\u00eb, qytetari s\u2019do marr\u00eb m\u00eb shum\u00eb se 70% t\u00eb vler\u00ebs kredi, dhe k\u00ebsti mujor do t\u00eb jet\u00eb jo m\u00eb shum\u00eb se 30% e t\u00eb ardhurave mujore t\u00eb kredimarr\u00ebsit.<\/span><\/p>\n

Kufizimi i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb u nd\u00ebrmor p\u00ebr t\u00eb frenuar shtrenjtimin e pronave q\u00eb sipas bank\u00ebs qendrore \u00ebsht\u00eb nxitur nga rritja e kreditimit. P\u00ebr shkak t\u00eb \u00e7mimeve vet\u00ebm n\u00eb rritje, n\u00eb Shqip\u00ebri po shiten m\u00eb pak apartamente. Sipas shifrave zyrtare vjet u shit\u00ebn 31 mij\u00eb prona nga mbi 35 mij\u00eb prona q\u00eb ishte numri i kontratave n\u00eb vitin 2023. Afro 50% e banesave t\u00eb shitura jan\u00eb bler\u00eb me kredi nga qytetar\u00ebt.<\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Banka e Shqip\u00ebris\u00eb ka kufizuar kredin\u00eb q\u00eb do marrin qytetar\u00ebt p\u00ebr t\u00eb bler\u00eb pasuri t\u00eb patundshme. Vendimi ka hyr\u00eb n\u00eb fuqi sot nd\u00ebrsa do jet\u00eb i detyruesh\u00ebm p\u00ebr t\u2019u zbatuar nga bankat nga 1 korriku 2025. Sipas vendimit, asnj\u00eb bank\u00eb nuk do jap\u00eb kredi p\u00ebr qytetar\u00ebt q\u00eb duan t\u00eb blejn\u00eb sht\u00ebpin\u00eb e par\u00eb m\u00eb shum\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":745127,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-745126","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/745126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=745126"}],"version-history":[{"count":1,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/745126\/revisions"}],"predecessor-version":[{"id":745128,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/745126\/revisions\/745128"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/745127"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=745126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=745126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=745126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}