{"id":745023,"date":"2025-06-05T07:26:16","date_gmt":"2025-06-05T05:26:16","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=745023"},"modified":"2025-06-05T07:26:16","modified_gmt":"2025-06-05T05:26:16","slug":"46-mije-shqiptare-kontribuojne-per-pension-privat","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/06\/05\/46-mije-shqiptare-kontribuojne-per-pension-privat\/","title":{"rendered":"46 mij\u00eb shqiptar\u00eb kontribuojn\u00eb p\u00ebr pension privat","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Tregu i pensioneve private vullnetare u rrit m\u00eb tej n\u00eb tremujorin e par\u00eb t\u00eb k\u00ebtij viti.<\/span><\/p>\n

T\u00eb dh\u00ebnat e nga Autoriteti i Mbik\u00ebqyrjes Financiare (AMF) tregojn\u00eb se tregu iu afrua kufirit t\u00eb 46 mij\u00eb an\u00ebtar\u00ebve. Gjat\u00eb tremujorit t\u00eb par\u00eb t\u00eb vitit, numri i an\u00ebtar\u00ebve t\u00eb fondeve arriti n\u00eb 46 337 an\u00ebtar\u00eb, n\u00eb rritje me 3.3% q\u00eb nga fillimi i k\u00ebtij viti dhe me 16.3% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar.<\/span><\/p>\n

Numri i individ\u00ebve pjes\u00ebmarr\u00ebs n\u00eb fondet private t\u00eb pensioneve po rritet me ritme t\u00eb q\u00ebndrueshme dhe \u00ebsht\u00eb n\u00eb nivelet m\u00eb t\u00eb larta historike. Megjithat\u00eb, dep\u00ebrtimi i k\u00ebtyre skemave n\u00eb shoq\u00ebri ngelet ende shum\u00eb modest. Numri i individ\u00ebve q\u00eb kontribuojn\u00eb p\u00ebr nj\u00eb pension privat ngelet n\u00eb af\u00ebrsisht 3% t\u00eb numrit t\u00eb p\u00ebrgjithsh\u00ebm t\u00eb t\u00eb pun\u00ebsuarve n\u00eb vend, \u00e7ka tregon nj\u00eb nivel ende shum\u00eb t\u00eb ul\u00ebt t\u00eb mbulimit me fonde private t\u00eb pensioneve.<\/span><\/p>\n

Vlera e aseteve neto t\u00eb fondeve t\u00eb pensionit n\u00eb fund t\u00eb muajit mars arriti n\u00eb 13.36 miliard\u00eb lek\u00eb, n\u00eb rritje me 3.8% q\u00eb nga fillimi i vitit dhe me 88.4% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar. Asetet e fondeve t\u00eb pensioneve jan\u00eb t\u00eb investuara kryesisht n\u00eb obligacione t\u00eb qeveris\u00eb shqiptare. Tregu i fondeve private ngelet ende segmenti m\u00eb i vog\u00ebl i tregut financiar n\u00eb Shqip\u00ebri.<\/span><\/p>\n

N\u00eb fund t\u00eb tremujorit t\u00eb par\u00eb, n\u00eb treg ishin aktive gjasht\u00eb fonde t\u00eb pensioneve private, q\u00eb administrohen nga kat\u00ebr shoq\u00ebri administruese.<\/span><\/p>\n

Sipas numrit t\u00eb an\u00ebtar\u00ebve, aktori m\u00eb i madh n\u00eb treg \u00ebsht\u00eb Credins Pension, me rreth 42.13% t\u00eb numrit t\u00eb p\u00ebrgjithsh\u00ebm t\u00eb an\u00ebtar\u00ebve, i ndjekur nga Sigal Pension me 34.84%, Raiffeisen Pension me 10.35%, Albsig Pension me 10%, Smart Pension, me 1.4% dhe Sigal Pro, me 1.27%.<\/span><\/p>\n

P\u00ebr nga vlera e aseteve neto, fondi m\u00eb i madh \u00ebsht\u00eb Sigal Pension me 38.54% t\u00eb totalit, i ndjekur nga Credins Pension, me 30.71%, Raiffeisen Pension, me 20.49%, Albsig Pension me 8.88%, Smart Pension, me 0.97% dhe Sigal Pro, me 0.4%.<\/span><\/p>\n

Ligji i ri \u201cP\u00ebr fondet e pensionit privat\u201d ka sjell\u00eb rritje t\u00eb ndjeshme t\u00eb incentivave fiskale p\u00ebr kontributet n\u00eb fondet private t\u00eb pensioneve.<\/span><\/p>\n

Kufiri maksimal mujor i p\u00ebrjashtimit tatimor do t\u00eb rritet deri n\u00eb nivelin e pag\u00ebs minimale t\u00eb miratuar, q\u00eb aktualisht ka arritur n\u00eb 40 mij\u00eb lek\u00eb n\u00eb muaj. Me nivelin aktual t\u00eb pag\u00ebs minimale, shuma e kontributeve e p\u00ebrjashtuar nga tatimet do t\u00eb arrinte sot n\u00eb 480 mij\u00eb lek\u00eb n\u00eb vit ose 140% m\u00eb shum\u00eb krahasuar me pragun aktual prej 200 mij\u00eb lek\u00ebsh. Edhe kontributet e pensionet privat t\u00eb derdhura nga pun\u00ebdh\u00ebn\u00ebsi n\u00eb favor t\u00eb pun\u00ebmarr\u00ebsit do t\u00eb p\u00ebrjashtohen nga tatimi n\u00eb t\u00eb nj\u00ebjt\u00ebn mas\u00eb.<\/span><\/p>\n

Ligji gjithashtu parashikon q\u00eb pensionet t\u00eb mos tatohen n\u00eb p\u00ebrfitim p\u00ebr pjes\u00ebn e kontributeve, por vet\u00ebm p\u00ebr kthimin nga investimi, me kusht q\u00eb t\u00ebrheqja t\u00eb b\u00ebhet me pagesa mujore t\u00eb shtrira n\u00eb t\u00eb pakt\u00ebn dy vite dhe jo n\u00eb m\u00ebnyr\u00eb t\u00eb menj\u00ebhershme, pas p\u00ebrmbushjes s\u00eb kushteve ligjore p\u00ebr p\u00ebrfitimin e pensionit privat.\/Monitor<\/strong><\/span><\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Tregu i pensioneve private vullnetare u rrit m\u00eb tej n\u00eb tremujorin e par\u00eb t\u00eb k\u00ebtij viti. T\u00eb dh\u00ebnat e nga Autoriteti i Mbik\u00ebqyrjes Financiare (AMF) tregojn\u00eb se tregu iu afrua kufirit t\u00eb 46 mij\u00eb an\u00ebtar\u00ebve. Gjat\u00eb tremujorit t\u00eb par\u00eb t\u00eb vitit, numri i an\u00ebtar\u00ebve t\u00eb fondeve arriti n\u00eb 46 337 an\u00ebtar\u00eb, n\u00eb rritje me 3.3% […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":745024,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-745023","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/745023","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=745023"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/745023\/revisions"}],"predecessor-version":[{"id":745025,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/745023\/revisions\/745025"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/745024"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=745023"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=745023"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=745023"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}