{"id":742580,"date":"2025-05-21T17:26:49","date_gmt":"2025-05-21T15:26:49","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=742580"},"modified":"2025-05-21T17:26:49","modified_gmt":"2025-05-21T15:26:49","slug":"hyn-ne-fuqi-vendimi-i-bsh-kredia-per-qytetare-per-blerje-banese-kufizohet-nga-1-korriku","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/05\/21\/hyn-ne-fuqi-vendimi-i-bsh-kredia-per-qytetare-per-blerje-banese-kufizohet-nga-1-korriku\/","title":{"rendered":"Hyn n\u00eb fuqi vendimi i BSH\/ Kredia p\u00ebr qytetar\u00eb p\u00ebr blerje banese kufizohet nga 1 korriku","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-742581\" src=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/05\/1747750085_bankaeshqiperise-300x169.jpg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/05\/1747750085_bankaeshqiperise-300x169.jpg 300w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/05\/1747750085_bankaeshqiperise-768x433.jpg 768w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2025\/05\/1747750085_bankaeshqiperise.jpg 780w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/span><\/p>\n<p><span style=\"color: #000000;\">\u00cbsht\u00eb publikuar n\u00eb fletoren zyrtare vendimi i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr t\u00eb kufizuar kredin\u00eb p\u00ebr qytetar\u00ebt p\u00ebr blerje banese.<\/span><\/p>\n<p><span style=\"color: #000000;\">N\u00eb vendimin e bank\u00ebs qendrore thuhet se asnj\u00eb bank\u00eb nuk do t\u00eb jap\u00eb kredi p\u00ebr qytetar\u00ebt q\u00eb duan t\u00eb blejn\u00eb sht\u00ebpin\u00eb e par\u00eb m\u00eb shum\u00eb se 85% e vler\u00ebs s\u00eb saj.<\/span><\/p>\n<p><span style=\"color: #000000;\">Nd\u00ebrsa ata q\u00eb k\u00ebrkojn\u00eb kredi p\u00ebr t\u00eb bler\u00eb nj\u00eb sht\u00ebpi t\u00eb dyt\u00eb vlera e kredis\u00eb q\u00eb do mund t\u00eb marrin kur \u00ebsht\u00eb n\u00eb monedh\u00ebn lek\u00eb do t\u00eb jet\u00eb 80% e vler\u00ebs s\u00eb pron\u00ebs.<\/span><\/p>\n<p><span style=\"color: #000000;\">P\u00ebr huan\u00eb e marr\u00eb n\u00eb lek\u00eb k\u00ebsti i kredis\u00eb nuk duhet t\u00eb jet\u00eb m\u00eb shum\u00eb se 40% e vler\u00ebs s\u00eb t\u00eb ardhurave q\u00eb ka qytetari. Pra n\u00ebse t\u00eb ardhurat mujore jan\u00eb 100 mij\u00eb lek\u00eb n\u00eb muaj, k\u00ebsti nuk duhet t\u00eb jet\u00eb m\u00eb i lart\u00eb se 40 mij\u00eb lek\u00eb.<\/span><\/p>\n<p><span style=\"color: #000000;\">Nd\u00ebrsa kur kredia k\u00ebrkohet n\u00eb valut\u00eb, p\u00ebr sht\u00ebpin\u00eb e par\u00eb vlera e huas\u00eb do t\u00eb jet\u00eb deri n\u00eb 75%, dhe ulet n\u00eb 70% p\u00ebr pron\u00ebn e dyt\u00eb. Sa i takon k\u00ebstit mujor ai duhet t\u00eb jet\u00eb deri n\u00eb 35% t\u00eb vler\u00ebs s\u00eb t\u00eb ardhurave.<\/span><\/p>\n<p><span style=\"color: #000000;\">Afati maksimal p\u00ebr shlyerjen e kredis\u00eb do t\u00eb jet\u00eb deri n\u00eb 30 vjet, ose do t\u00eb caktohet nj\u00eb afat tjet\u00ebr nga banka duke marr\u00eb n\u00eb konsiderat\u00eb mosh\u00ebn e kredimarrr\u00ebsit, me q\u00ebllim q\u00eb t\u00eb mos ket\u00eb kredi p\u00ebr t\u00eb shlyer n\u00eb mosh\u00ebn e pensionit.<\/span><\/p>\n<p><span style=\"color: #000000;\">Ky vendim i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb \u00ebsht\u00eb marr\u00eb p\u00ebr t\u00eb mbrojtur bankat nga nj\u00eb p\u00ebrkeq\u00ebsim i aft\u00ebsis\u00eb paguese s\u00eb kredimarr\u00ebsve n\u00eb kushtet kur rritja e \u00e7mimit t\u00eb pronave nuk ka t\u00eb ndalur.<\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>\u00cbsht\u00eb publikuar n\u00eb fletoren zyrtare vendimi i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr t\u00eb kufizuar kredin\u00eb p\u00ebr qytetar\u00ebt p\u00ebr blerje banese. N\u00eb vendimin e bank\u00ebs qendrore thuhet se asnj\u00eb bank\u00eb nuk do t\u00eb jap\u00eb kredi p\u00ebr qytetar\u00ebt q\u00eb duan t\u00eb blejn\u00eb sht\u00ebpin\u00eb e par\u00eb m\u00eb shum\u00eb se 85% e vler\u00ebs s\u00eb saj. Nd\u00ebrsa ata q\u00eb k\u00ebrkojn\u00eb kredi [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":32,"featured_media":742581,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-742580","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fast-foodi"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/742580","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=742580"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/742580\/revisions"}],"predecessor-version":[{"id":742582,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/742580\/revisions\/742582"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/742581"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=742580"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=742580"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=742580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}