{"id":732491,"date":"2025-03-28T11:13:45","date_gmt":"2025-03-28T10:13:45","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=732491"},"modified":"2025-03-28T11:13:45","modified_gmt":"2025-03-28T10:13:45","slug":"kredite-me-probleme-ulen-shume-prane-pragut-te-4","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/03\/28\/kredite-me-probleme-ulen-shume-prane-pragut-te-4\/","title":{"rendered":"Kredit\u00eb me probleme ulen shum\u00eb pran\u00eb pragut t\u00eb 4%","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p><span style=\"color: #000000;\"><img decoding=\"async\" src=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2022\/09\/kredi-600x600.jpg\" \/><\/span><\/p>\n<p><span style=\"color: #000000;\">Kredit\u00eb me probleme ran\u00eb m\u00eb tej n\u00eb muajin shkurt. Sipas t\u00eb dh\u00ebnave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, raporti i kredive me probleme zbriti n\u00eb 4.06%, nga 4.12% q\u00eb kishte qen\u00eb n\u00eb janar dhe 4.69% q\u00eb kishte n\u00eb t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. R\u00ebnia e muajit shkurt e ka \u00e7uar raportin e kredive me probleme n\u00eb nivelin m\u00eb t\u00eb ul\u00ebt q\u00eb prej shtatorit t\u00eb vitit 2008. <\/span><\/p>\n<p><span style=\"color: #000000;\">Ulja e raportit t\u00eb kredive me probleme po ndikohet ve\u00e7an\u00ebrisht nga rritja e shpejt\u00eb e kreditimit t\u00eb ekonomis\u00eb. Shifrat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb treguan se n\u00eb fund t\u00eb muajit shkurt, portofoli i kredis\u00eb p\u00ebr ekonomin\u00eb arriti n\u00eb 847.5 miliard\u00eb lek\u00eb, n\u00eb rritje vjetore me 13%. <\/span><\/p>\n<p><span style=\"color: #000000;\">Zmadhimi i portofolit t\u00eb kredis\u00eb, si em\u00ebrues, ndikon n\u00eb uljen e raportit t\u00eb kredive me probleme, p\u00ebr sa koh\u00eb q\u00eb vlera e kredis\u00eb n\u00eb vones\u00eb (num\u00ebruesi) nuk rritet me t\u00eb nj\u00ebjtin rit\u00ebm. N\u00eb fakt, edhe kredit\u00eb me probleme t\u00eb shprehura n\u00eb vler\u00eb kan\u00eb p\u00ebsuar nj\u00eb r\u00ebnie t\u00eb vog\u00ebl n\u00eb 12 muajt e fundit. <\/span><\/p>\n<p><span style=\"color: #000000;\">Aktualisht, portofoli i kredive me probleme vler\u00ebsohet n\u00eb af\u00ebrsisht 34.4 miliard\u00eb lek\u00eb, nga rreth 35.2 miliard\u00eb lek\u00eb q\u00eb kishte qen\u00eb nj\u00eb vit m\u00eb par\u00eb. Ekonomia shqiptare vazhdon t\u00eb karakterizohet nga ritme relativisht t\u00eb larta t\u00eb rritjes, e mb\u00ebshtetur sidomos nga ecuria e mir\u00eb e sektor\u00ebve t\u00eb lidhur me turizmin dhe pasurit\u00eb e paluajtshme. <\/span><\/p>\n<p><span style=\"color: #000000;\">T\u00eb dh\u00ebnat paraprake t\u00eb INSTAT treguan se ekonomia shqiptare u rrit me af\u00ebrsisht 4% vitin e kaluar, shkall\u00eb rritje e p\u00ebraf\u00ebrt me vitin 2023. Ecuria e mir\u00eb e ekonomis\u00eb ka ndikuar pozitivisht aft\u00ebsin\u00eb paguese t\u00eb sektorit privat dhe po sjell nj\u00eb p\u00ebrmir\u00ebsim t\u00eb vazhduesh\u00ebm t\u00eb cil\u00ebsis\u00eb s\u00eb aseteve t\u00eb sektorit bankar. <\/span><\/p>\n<p><span style=\"color: #000000;\">Nj\u00eb ndikim t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb uljen e raportit t\u00eb kredive me probleme vler\u00ebsohet se ka dh\u00ebn\u00eb edhe forcimi i Lekut n\u00eb kursin e k\u00ebmbimit me Euron gjat\u00eb dy viteve t\u00eb fundit, ve\u00e7an\u00ebrisht n\u00eb at\u00eb segment t\u00eb kredis\u00eb n\u00eb Euro ku huamarr\u00ebsit i kan\u00eb t\u00eb ardhurat e tyre n\u00eb Lek\u00eb. <\/span><\/p>\n<p><span style=\"color: #000000;\">Efekt pozitiv n\u00eb aft\u00ebsin\u00eb paguese t\u00eb huamarr\u00ebsve ka dh\u00ebn\u00eb edhe ulja e shpejt\u00eb e normave t\u00eb interesit, q\u00eb nisi qysh n\u00eb mesin e vitit t\u00eb kaluar, si p\u00ebr Lekun, ashtu edhe p\u00ebr Euron. <\/span><\/p>\n<p><span style=\"color: #000000;\">Nivelet e ul\u00ebta t\u00eb raportit t\u00eb kredive me probleme kan\u00eb ndikuar gjithashtu pozitivisht edhe rezultatin financiar t\u00eb sektorit bankar. Fitimi neto i sektorit p\u00ebr vitin e kaluar arriti n\u00eb 37.4 miliard\u00eb lek\u00eb, n\u00eb rritje vjetore me 15%.<\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"color: #ff0000;\"><strong>VINI RE:<\/strong> <\/span>Artikulli \u00ebsht\u00eb pron\u00ebsi intelektuale e <a href=\"https:\/\/monitor.al\/kredite-me-probleme-ulen-shume-prane-pragut-te-4\/\">Monitor<\/a>.<\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>Kredit\u00eb me probleme ran\u00eb m\u00eb tej n\u00eb muajin shkurt. Sipas t\u00eb dh\u00ebnave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, raporti i kredive me probleme zbriti n\u00eb 4.06%, nga 4.12% q\u00eb kishte qen\u00eb n\u00eb janar dhe 4.69% q\u00eb kishte n\u00eb t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. R\u00ebnia e muajit shkurt e ka \u00e7uar raportin e kredive me [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":32,"featured_media":546908,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-732491","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/732491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=732491"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/732491\/revisions"}],"predecessor-version":[{"id":732492,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/732491\/revisions\/732492"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/546908"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=732491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=732491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=732491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}