{"id":732237,"date":"2025-03-26T23:36:13","date_gmt":"2025-03-26T22:36:13","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=732237"},"modified":"2025-03-26T23:36:13","modified_gmt":"2025-03-26T22:36:13","slug":"banka-e-shqiperise-mban-normen-baze-ne-nivelin-2-75","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/03\/26\/banka-e-shqiperise-mban-normen-baze-ne-nivelin-2-75\/","title":{"rendered":"Banka e Shqip\u00ebris\u00eb mban norm\u00ebn baz\u00eb n\u00eb nivelin 2.75%","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

<\/span><\/p>\n

K\u00ebshilli Mbik\u00ebqyr\u00ebs i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb vendosi sot t\u00eb mbaj\u00eb t\u00eb pandryshuar norm\u00ebn baz\u00eb t\u00eb interesit n\u00eb nivelin 2.75%. N\u00eb fjal\u00ebn e tij, Guvernatori, Gent Sejko, tha se r\u00ebnia e inflacionit n\u00eb 1.9% n\u00eb dy muajt e par\u00eb t\u00eb vitit u diktua nga ecuria e \u00e7mimeve t\u00eb ushqimeve t\u00eb pap\u00ebrpunuara dhe ulja e \u00e7mimit t\u00eb energjis\u00eb p\u00ebr konsum familjar. <\/span><\/p>\n

Nga ana tjet\u00ebr, inflacioni i \u00e7mimeve t\u00eb artikujve t\u00eb tjer\u00eb t\u00eb shport\u00ebs s\u00eb konsumit ishte relativisht i q\u00ebndruesh\u00ebm. Sejko tha se, n\u00eb aspektin makroekonomik, zhvillimet n\u00eb inflacion gjat\u00eb tremujor\u00ebve t\u00eb fundit jan\u00eb diktuar, n\u00eb pjes\u00ebn m\u00eb t\u00eb madhe, nga r\u00ebnia n\u00eb nivele t\u00eb ul\u00ebta e inflacionit t\u00eb importuar, n\u00eb p\u00ebrgjigje t\u00eb ecuris\u00eb s\u00eb \u00e7mimeve n\u00eb tregjet nd\u00ebrkomb\u00ebtare dhe t\u00eb forcimit t\u00eb kursit t\u00eb k\u00ebmbimit. <\/span><\/p>\n

Nd\u00ebrkoh\u00eb, presionet e brendshme inflacioniste kan\u00eb pasur nj\u00eb r\u00ebnie m\u00eb t\u00eb ngadalt\u00eb dhe mbeten konsistente me objektivin ton\u00eb t\u00eb stabilitetit t\u00eb \u00e7mimeve. Ecuria e k\u00ebtyre t\u00eb fundit pasqyron si k\u00ebrkes\u00ebn solide p\u00ebr mallra e sh\u00ebrbime, ashtu edhe rritjen e pagave dhe t\u00eb kostove t\u00eb prodhimit. <\/span><\/p>\n

\u201cN\u00eb skenarin baz\u00eb, inflacioni pritet t\u00eb kthehet gradualisht pran\u00eb objektivit gjat\u00eb vitit 2025. Ky parashikim faktorizon pritjet tona p\u00ebr nj\u00eb ecuri m\u00eb t\u00eb balancuar t\u00eb k\u00ebrkes\u00ebs dhe ofert\u00ebs agregate p\u00ebr mallra e sh\u00ebrbime, nj\u00eb q\u00ebndrueshm\u00ebri m\u00eb t\u00eb lart\u00eb t\u00eb kursit t\u00eb k\u00ebmbimit, si dhe p\u00ebr r\u00ebnie t\u00eb m\u00ebtejshme t\u00eb inflacionit n\u00eb partner\u00ebt tan\u00eb tregtar\u00eb. Paralelisht me t\u00eb, ekonomia shqiptare pritet t\u00eb rritet me ritme t\u00eb q\u00ebndrueshme dhe pran\u00eb potencialit n\u00eb afatin e mes\u00ebm. Balanca e rreziqeve rreth k\u00ebtyre parashikimeve paraqitet, p\u00ebr momentin, neutrale. <\/span><\/em><\/p>\n

Megjithat\u00eb, tensioni i lart\u00eb gjeopolitik dhe rritja e mundshme e barrierave e tarifave tregtare, mund t\u00eb sjellin nj\u00eb goditje oferte me pasoja potenciale negative n\u00eb rritjen ekonomike dhe inflacion. Gjithashtu, K\u00ebshilli Mbik\u00ebqyr\u00ebs v\u00ebren se balanca e p\u00ebrgjithshme e presioneve afatmesme po afrohet gradualisht drejt objektivit t\u00eb inflacionit. Vendimet e ardhshme t\u00eb politik\u00ebs monetare do t\u00eb vijojn\u00eb t\u00eb kusht\u00ebzohen nga informacioni i ri, dhe n\u00eb ve\u00e7anti nga analizat dhe vler\u00ebsimet mbi ecurin\u00eb e presioneve t\u00eb brendshme inflacioniste. K\u00ebto vendime do t\u00eb jen\u00eb gjithnj\u00eb n\u00eb p\u00ebrputhje me objektivin ton\u00eb t\u00eb stabilitetit t\u00eb \u00e7mimeve, si dhe konsistente me kahun e politik\u00ebs fiskale dhe ecurin\u00eb e kursit t\u00eb k\u00ebmbimit,\u201d<\/em> tha Sejko. <\/span><\/p>\n

Sipas tij, informacioni i disponuar deri tani sugjeron se rritja ekonomike ka mbetur solide, n\u00eb nivele t\u00eb krahasueshme, ndon\u00ebse disi m\u00eb t\u00eb ul\u00ebta, se ajo e tremujor\u00ebve paraardh\u00ebs. Zgjerimi i aktivitetit ekonomik duket se \u00ebsht\u00eb mb\u00ebshtetur n\u00eb rritjen e konsumit dhe t\u00eb investimeve t\u00eb brendshme, si dhe n\u00eb rritjen e eksportit t\u00eb sh\u00ebrbimeve, nd\u00ebrkoh\u00eb q\u00eb politika fiskale ka vijuar t\u00eb q\u00ebndroj\u00eb n\u00eb pozita konsoliduese dhe eksporti i mallrave vijon t\u00eb shfaq\u00eb r\u00ebnie. <\/span><\/p>\n

Kjo ecuri \u00ebsht\u00eb pasqyruar n\u00eb zgjerimin e sektorit t\u00eb sh\u00ebrbimeve dhe t\u00eb nd\u00ebrtimit, nd\u00ebrkoh\u00eb q\u00eb dinamikat e sektorit t\u00eb industris\u00eb dhe t\u00eb bujq\u00ebsis\u00eb jan\u00eb m\u00eb t\u00eb dob\u00ebta. Zgjerimi i k\u00ebrkes\u00ebs agregate \u00ebsht\u00eb shoq\u00ebruar me rritjen e pun\u00ebsimit, r\u00ebnien e norm\u00ebs s\u00eb papun\u00ebsis\u00eb dhe vijimin e rritjes s\u00eb pagave n\u00eb sektorin privat. Sipas t\u00eb dh\u00ebnave t\u00eb INSTAT, pun\u00ebsimi n\u00eb tremujorin e kat\u00ebrt sh\u00ebnoi nj\u00eb rritje vjetore prej 1.8%, nd\u00ebrsa pagat n\u00eb sektorin privat u rrit\u00ebn me 9.5%. <\/span><\/p>\n

N\u00eb t\u00eb nj\u00ebjt\u00ebn koh\u00eb, norma mesatare e papun\u00ebsis\u00eb gjat\u00eb vitit 2024 zbriti n\u00eb 8.5%, kundrejt nivelit 9.5% t\u00eb sh\u00ebnuar gjat\u00eb vitit 2023. Sejko theksoi edhe nj\u00ebher\u00eb se rritja e pun\u00ebsimit dhe e pagave ndihmon zgjerimin e t\u00eb ardhurave familjare, por ajo tenton gjithashtu t\u00eb transmetohet n\u00eb rritje t\u00eb kostove t\u00eb pun\u00ebs dhe t\u00eb \u00e7mimeve t\u00eb konsumit. <\/span><\/p>\n

Sipas tij, rritja e konsumit familjar dhe e investimeve t\u00eb biznesit pasqyron bilancet e sh\u00ebndetshme financiare, besimin p\u00ebr t\u00eb ardhmen, si dhe kushtet e favorshme t\u00eb kreditimit. K\u00ebto t\u00eb fundit jan\u00eb diktuar si nga niveli relativisht i ul\u00ebt i norm\u00ebs baz\u00eb t\u00eb interesit dhe i normave t\u00eb interesit t\u00eb kredis\u00eb, ashtu edhe nga qasja pozitive e sektorit bankar ndaj kreditimit. <\/span><\/p>\n

Guvernatori tha se tregjet financiare kan\u00eb qen\u00eb t\u00eb qeta gjat\u00eb tremujorit t\u00eb par\u00eb t\u00eb vitit 2025. Ato vijojn\u00eb t\u00eb karakterizohen nga nj\u00eb nivel i lart\u00eb likuiditeti dhe prime t\u00eb ul\u00ebta rreziku, duke shfaqur \u2013 n\u00eb t\u00eb nj\u00ebjt\u00ebn koh\u00eb \u2013 edhe nj\u00eb q\u00ebndrueshm\u00ebri m\u00eb t\u00eb lart\u00eb t\u00eb kursit t\u00eb k\u00ebmbimit. P\u00ebr pasoj\u00eb, kredia p\u00ebr sektorin privat ka vijuar t\u00eb rritet me ritme t\u00eb shpejta \u2013 prej mesatarisht 16.7% gjat\u00eb dy muajve t\u00eb par\u00eb t\u00eb vitit \u2013 duke shfaqur n\u00eb t\u00eb nj\u00ebjt\u00ebn koh\u00eb nj\u00eb shp\u00ebrndarje t\u00eb mir\u00eb sektoriale dhe nj\u00eb cil\u00ebsi t\u00eb mir\u00eb portofoli. <\/span><\/p>\n

Nj\u00eb zhvillim specifik i dy tremujor\u00ebve t\u00eb fundit ka qen\u00eb riaktivizimi i kreditimit n\u00eb valut\u00eb, si pasoj\u00eb e uljes s\u00eb normave t\u00eb interesit n\u00eb tregjet evropiane dhe i rritjes s\u00eb shpejt\u00eb t\u00eb kredis\u00eb akorduar bizneseve p\u00ebr investime. Kjo e fundit sh\u00ebnoi nj\u00eb rritje mesatare prej 20% gjat\u00eb dy muajve t\u00eb par\u00eb t\u00eb vitit, duke mb\u00ebshtetur rritjen e kapaciteteve prodhuese. <\/span><\/p>\n

Gjithashtu, treguesi i kredive me probleme zbriti n\u00eb 4.06% n\u00eb muajin shkurt, nj\u00eb minimum i ri historik prej m\u00eb shum\u00eb se nj\u00eb dekade. Sejko tha se stabiliteti i sistemit financiar, si dhe p\u00ebrmir\u00ebsimi i treguesve t\u00eb q\u00ebndrueshm\u00ebris\u00eb fiskale dhe t\u00eb huaj t\u00eb vendit, jan\u00eb pasqyruar n\u00eb nj\u00eb p\u00ebrmir\u00ebsim t\u00eb m\u00ebtejsh\u00ebm t\u00eb renditjes s\u00eb rrezikut t\u00eb borxhit sovran t\u00eb Shqip\u00ebris\u00eb nga agjencia Standard & Poors n\u00eb muajin mars 2025, duke e \u00e7uar at\u00eb n\u00eb BB. <\/span><\/p>\n

Ky p\u00ebrmir\u00ebsim ul kostot e huamarrjes s\u00eb sektorit publik e privat n\u00eb tregjet e huaja, si dhe rrit atraktivitetin e ekonomis\u00eb dhe t\u00eb sistemit financiar shqiptar p\u00ebr investitor\u00ebt e huaj.<\/span><\/p>\n

VINI<\/span> RE<\/span><\/strong>: Artikulli \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span>.<\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

K\u00ebshilli Mbik\u00ebqyr\u00ebs i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb vendosi sot t\u00eb mbaj\u00eb t\u00eb pandryshuar norm\u00ebn baz\u00eb t\u00eb interesit n\u00eb nivelin 2.75%. N\u00eb fjal\u00ebn e tij, Guvernatori, Gent Sejko, tha se r\u00ebnia e inflacionit n\u00eb 1.9% n\u00eb dy muajt e par\u00eb t\u00eb vitit u diktua nga ecuria e \u00e7mimeve t\u00eb ushqimeve t\u00eb pap\u00ebrpunuara dhe ulja e \u00e7mimit t\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":32,"featured_media":680020,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-732237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/732237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=732237"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/732237\/revisions"}],"predecessor-version":[{"id":732242,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/732237\/revisions\/732242"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/680020"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=732237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=732237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=732237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}