{"id":730835,"date":"2025-03-19T08:33:26","date_gmt":"2025-03-19T07:33:26","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=730835"},"modified":"2025-03-19T08:33:26","modified_gmt":"2025-03-19T07:33:26","slug":"kredia-per-ndertimin-u-rrit-me-23-ne-2024-n","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/03\/19\/kredia-per-ndertimin-u-rrit-me-23-ne-2024-n\/","title":{"rendered":"Kredia p\u00ebr nd\u00ebrtimin u rrit me 23% n\u00eb 2024-n","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/p>\n

Kredia p\u00ebr sektorin e nd\u00ebrtimit u rrit p\u00ebr t\u00eb kat\u00ebrtin vit radhazi n\u00eb 2024 dhe arriti nivelin m\u00eb t\u00eb lart\u00eb historik.<\/span><\/p>\n

Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, sektori bankar disbursoi kredi t\u00eb reja p\u00ebr sektorin e nd\u00ebrtimit n\u00eb vler\u00ebn e 48.6 miliard\u00eb lek\u00ebve, n\u00eb rritje me 22.7% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

Megjithat\u00eb, rritja me nj\u00eb baz\u00eb t\u00eb gjer\u00eb e kredis\u00eb p\u00ebr biznesin vitin e kaluar ka b\u00ebr\u00eb q\u00eb pesha e nd\u00ebrtimit ndaj totalit t\u00eb kredis\u00eb s\u00eb re p\u00ebr sip\u00ebrmarrjen t\u00eb bjer\u00eb.<\/span><\/p>\n

Kredia e re p\u00ebr nd\u00ebrtimin p\u00ebrb\u00ebnte 16.8% t\u00eb gjith\u00eb kredis\u00eb s\u00eb re p\u00ebr bizneset t\u00eb dh\u00ebn\u00eb nga sektori bankar vitin e kaluar, n\u00eb r\u00ebnie nga niveli prej 18.2% i nj\u00eb viti m\u00eb par\u00eb.<\/span><\/p>\n

Nd\u00ebrtimi ishte sektori i dyt\u00eb m\u00eb i kredituar n\u00eb ekonomin\u00eb shqiptare, pas tregtis\u00eb.<\/span><\/p>\n

Teprica e kredis\u00eb p\u00ebr nd\u00ebrtimin n\u00eb fund t\u00eb dhjetorit arriti n\u00eb 77.9 miliard\u00eb lek\u00eb, n\u00eb rritje me 7% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

Kredia p\u00ebr nd\u00ebrtimin ka sh\u00ebnuar nj\u00eb cik\u00ebl t\u00eb ri rritjeje pas pandemis\u00eb, i nxitur nga zhvillimet n\u00eb sektorin e pasurive t\u00eb paluajtshme, sidomos n\u00eb kryeqytet dhe bregdet.<\/span><\/p>\n

Mb\u00ebshtetur n\u00eb t\u00eb dh\u00ebnat e INSTAT, vitin e kaluar vlera e lejeve t\u00eb nd\u00ebrtimit p\u00ebr nd\u00ebrtesa, p\u00ebrfshi rikonstruksionet, ishte rreth 91.8 miliard\u00eb lek\u00eb, n\u00eb rritje me 13.4% krahasuar me nj\u00eb vit m\u00eb par\u00eb. Rritja e investimeve n\u00eb nd\u00ebrtim \u00ebsht\u00eb mb\u00ebshtetur nga k\u00ebrkesa e lart\u00eb, e lidhur ve\u00e7an\u00ebrisht me blerjet nga jorezident\u00ebt dhe me zgjerimin e kapaciteteve akomoduese p\u00ebr turist\u00ebt e huaj.<\/span><\/p>\n

Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb mesin e vitit t\u00eb kaluar indeksi Fischer i \u00e7mimeve t\u00eb banesave sh\u00ebnoi nj\u00eb rritje vjetore me 16.9%.<\/span><\/p>\n

Rritja e \u00e7mimeve duket se nxitur edhe sektorin bankar t\u00eb mb\u00ebshtes\u00eb investimet n\u00eb k\u00ebt\u00eb sektor. Megjithat\u00eb, nj\u00eb pjes\u00eb e konsiderueshme e portofolit nuk lidhet me financimin e nd\u00ebrtesave, por me at\u00eb t\u00eb projekteve t\u00eb investimeve n\u00eb infrastruktur\u00eb. Fal\u00eb nj\u00eb performance financiare mjaft pozitive n\u00eb vitet e fundit, sektori bankar e ka shtuar oreksin p\u00ebr rrezik dhe po shfaqet i gatsh\u00ebm edhe p\u00ebr ekspozime t\u00eb m\u00ebdha n\u00eb huat\u00eb korporative.<\/span><\/p>\n

Rritja e shpejt\u00eb e kredis\u00eb, nga ana tjet\u00ebr, po e shqet\u00ebson Bank\u00ebn e Shqip\u00ebris\u00eb. Vitin e kaluar, Guvernatori, Gent Sejko, vendosi edhe aplikimin p\u00ebr her\u00eb t\u00eb par\u00eb t\u00eb nj\u00eb shtese kund\u00ebrckilike n\u00eb raportin e mjaftueshm\u00ebris\u00eb s\u00eb kapitalit t\u00eb sektorit bankar. Nj\u00eb shtes\u00eb prej 0.25 pik\u00eb p\u00ebrqindje u vendos s\u00eb pari n\u00eb qershor 2024, nd\u00ebrsa n\u00eb fund t\u00eb dhjetorit u vendos nj\u00eb rritje e m\u00ebtejshme, duke e \u00e7uar shtes\u00ebn kund\u00ebrciklike n\u00eb nivelin 0.5%.<\/span><\/p>\n

VINI RE<\/strong><\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Kredia p\u00ebr sektorin e nd\u00ebrtimit u rrit p\u00ebr t\u00eb kat\u00ebrtin vit radhazi n\u00eb 2024 dhe arriti nivelin m\u00eb t\u00eb lart\u00eb historik. Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, sektori bankar disbursoi kredi t\u00eb reja p\u00ebr sektorin e nd\u00ebrtimit n\u00eb vler\u00ebn e 48.6 miliard\u00eb lek\u00ebve, n\u00eb rritje me 22.7% krahasuar me nj\u00eb vit m\u00eb par\u00eb. Megjithat\u00eb, […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":688305,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-730835","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/730835","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=730835"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/730835\/revisions"}],"predecessor-version":[{"id":730836,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/730835\/revisions\/730836"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/688305"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=730835"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=730835"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=730835"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}