{"id":729254,"date":"2025-03-10T12:22:21","date_gmt":"2025-03-10T11:22:21","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=729254"},"modified":"2025-03-10T12:22:21","modified_gmt":"2025-03-10T11:22:21","slug":"pagesat-bankare-nepermjet-internetit-arriten-rekord-ne-vitin-2024","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/03\/10\/pagesat-bankare-nepermjet-internetit-arriten-rekord-ne-vitin-2024\/","title":{"rendered":"Pagesat bankare n\u00ebp\u00ebrmjet internetit arrit\u00ebn rekord n\u00eb vitin 2024","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/p>\n

P\u00ebrdorimi i pagesave bankare n\u00eb distanc\u00eb (home banking) u rrit p\u00ebr t\u00eb kat\u00ebrmb\u00ebdhjetin vit radhazi n\u00eb 2024.<\/span><\/p>\n

Sipas statistikave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, numri total i veprimeve bankare n\u00eb distanc\u00eb arriti n\u00eb 9.36 milion\u00eb, niveli m\u00eb i lart\u00eb i regjistruar ndonj\u00ebher\u00eb.<\/span><\/p>\n

Krahasuar me nj\u00eb vit m\u00eb par\u00eb, shqiptar\u00ebt e rrit\u00ebn numrin e veprimeve bankare n\u00eb distanc\u00eb me 22% ose me 1.7 milion\u00eb veprime m\u00eb shum\u00eb. N\u00eb harkun e pes\u00eb viteve t\u00eb fundit, numri i transaksioneve t\u00eb home banking \u00ebsht\u00eb rritur me pothuajse 160%.<\/span><\/p>\n

Nd\u00ebrsa vlera totale e veprimeve t\u00eb bankingut n\u00eb distance p\u00ebr 2024 arriti n\u00eb 2.39 trilion\u00eb lek\u00eb, n\u00eb rritje me 19% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

Veprimet bankare n\u00eb distanc\u00eb jan\u00eb transaksionet bankare q\u00eb kryhen n\u00ebp\u00ebrmjet internetit dhe aplikacioneve n\u00eb telefonat celular\u00eb.<\/span><\/p>\n

Kufizimet e lidhura me pandemin\u00eb dhe ngarkesa e deg\u00ebve t\u00eb bankave soll\u00ebn nj\u00eb v\u00ebmendje m\u00eb t\u00eb madhe drejt mund\u00ebsive t\u00eb pagesave n\u00eb distanc\u00eb dhe ishin nj\u00eb moment shtyse t\u00eb m\u00ebtejshme drejt pagesave eleketronike.<\/span><\/p>\n

Tendenca rrit\u00ebse e veprimeve n\u00ebp\u00ebrmjet kanaleve dixhitale ka vijuar e q\u00ebndrueshme n\u00eb t\u00eb gjith\u00eb periudh\u00ebn pas pandemis\u00eb.<\/span><\/p>\n

Sh\u00ebrbimi i internet banking ofrohet tashm\u00eb nga t\u00eb gjitha bankat tregtare n\u00eb Shqip\u00ebri dhe numri i p\u00ebrdoruesve t\u00eb sh\u00ebrbimit po rritet me ritme t\u00eb shpejt\u00eb.<\/span><\/p>\n

N\u00eb fund t\u00eb vitit 2024, numri i llogarive bankare t\u00eb lidhura me internetin arriti n\u00eb 1.35 milion\u00eb, n\u00eb rritje vjetore me 23%.<\/span><\/p>\n

Vler\u00ebsohet se tashm\u00eb 39% e llogarive bankare aktive jan\u00eb t\u00eb aksesueshme nga interneti, nga 34% q\u00eb kishte qen\u00eb ky tregues n\u00eb fund t\u00eb vitit 2023 dhe m\u00eb pak se 20% q\u00eb ishte n\u00eb vitin 2020.<\/span><\/p>\n

Af\u00ebrsisht 90% e numrit t\u00eb llogarive bankare t\u00eb rezident\u00ebve t\u00eb lidhura me internetin i takojn\u00eb individ\u00ebve.<\/span><\/p>\n

Numri i llogarive t\u00eb lidhura me internetin p\u00ebr individ\u00ebt u rrit me 23%, nd\u00ebrsa p\u00ebr llogarit\u00eb e bizneseve rritje ishte edhe m\u00eb e lart\u00eb, me 26% m\u00eb shum\u00eb krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

P\u00ebr \u00e7do individ apo subjekt q\u00eb zot\u00ebron nj\u00eb llogari bankare, pjesa d\u00ebrrmuese e pagesave dhe transfertave mund t\u00eb kryhet n\u00ebp\u00ebrmjet internetit, pa qen\u00eb nevoja p\u00ebr t\u00eb shkuar fizikisht n\u00eb bank\u00eb.<\/span><\/p>\n

P\u00ebrdorimi i pagesave nga kanalet elektronike \u00ebsht\u00eb nxitur edhe nga kuadri rregullator i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb. Q\u00eb prej qershorit t\u00eb vitit 2020, t\u00eb gjitha transfertat nd\u00ebrbankare deri n\u00eb vler\u00ebn e 20 mij\u00eb lek\u00ebve q\u00eb kryhen n\u00ebp\u00ebrmjet kanaleve elektronike duhet t\u00eb ofrohen nga bankat pa asnj\u00eb komision.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, p\u00ebr shumat m\u00eb t\u00eb m\u00ebdha transfertat elektronike kan\u00eb komisione t\u00eb pakt\u00ebn 50% m\u00eb t\u00eb lira krahasuar me ato q\u00eb kryhen nga sportelet e bankave.<\/span><\/p>\n

E nj\u00ebjta politik\u00eb u ndoq edhe n\u00eb rregulloren p\u00ebr transfertat komb\u00ebtare n\u00eb euro, ku komisionet p\u00ebr transfertat elektronike duhet t\u00eb jet\u00eb maksimalisht sa 50% e komisioneve t\u00eb pagesave q\u00eb kryhen n\u00eb deg\u00ebt e bankave.\/E.Shehu<\/span><\/p>\n

VINI RE<\/strong><\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi\u00a0 intelektuale e Monitor<\/a><\/span><\/span><\/p>\n

\"\"<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

P\u00ebrdorimi i pagesave bankare n\u00eb distanc\u00eb (home banking) u rrit p\u00ebr t\u00eb kat\u00ebrmb\u00ebdhjetin vit radhazi n\u00eb 2024. Sipas statistikave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, numri total i veprimeve bankare n\u00eb distanc\u00eb arriti n\u00eb 9.36 milion\u00eb, niveli m\u00eb i lart\u00eb i regjistruar ndonj\u00ebher\u00eb. Krahasuar me nj\u00eb vit m\u00eb par\u00eb, shqiptar\u00ebt e rrit\u00ebn numrin e veprimeve bankare n\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":729256,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-729254","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/729254","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=729254"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/729254\/revisions"}],"predecessor-version":[{"id":729257,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/729254\/revisions\/729257"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/729256"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=729254"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=729254"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=729254"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}