{"id":723161,"date":"2025-02-06T12:01:15","date_gmt":"2025-02-06T11:01:15","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=723161"},"modified":"2025-02-06T12:01:15","modified_gmt":"2025-02-06T11:01:15","slug":"guvernatori-i-bsh-bujqesia-4-here-me-pak-e-kredituar-se-bizneset-e-medha","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/02\/06\/guvernatori-i-bsh-bujqesia-4-here-me-pak-e-kredituar-se-bizneset-e-medha\/","title":{"rendered":"Guvernatori i BSH: Bujq\u00ebsia 4 her\u00eb m\u00eb pak e kredituar se bizneset e m\u00ebdha","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/span><\/p>\n

N\u00eb nj\u00eb tryez\u00eb p\u00ebr “Kreditimin e sektorit bujq\u00ebsor”, Guvernatori i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, Gent Sejko, theksoi se sektori bujq\u00ebsor \u00ebsht\u00eb 4 her\u00eb m\u00eb pak i kredituar se bizneset e m\u00ebdha dhe korporatat. Ai njoftoi gjithashtu se BSH ka p\u00ebrgatitur nj\u00eb program financimi p\u00ebr bizneset mikro, t\u00eb vogla dhe t\u00eb mesme, q\u00eb do t\u00eb hap\u00eb nj\u00eb kapitull t\u00eb ri p\u00ebr kreditimin e bujq\u00ebsis\u00eb.<\/span><\/p>\n

Sejko shtoi se shkaktar\u00ebt kryesor\u00eb t\u00eb k\u00ebsaj mungese mb\u00ebshtetjeje jan\u00eb fragmentarizimi i tok\u00ebs dhe problemet strukturore t\u00eb sektorit. Megjithat\u00eb, ai theksoi r\u00ebnd\u00ebsin\u00eb strategjike t\u00eb rritjes s\u00eb v\u00ebmendjes ndaj k\u00ebtij sektori, pasi kreditimi i tij ka nj\u00eb impakt dy her\u00eb m\u00eb t\u00eb madh n\u00eb reduktimin e varf\u00ebris\u00eb krahasuar me sektor\u00ebt e tjer\u00eb.<\/span><\/p>\n

\u201cKredia p\u00ebr sektorin privat u rrit me 16% gjat\u00eb 2024, norm\u00eb e cila n\u00ebnkupton nj\u00eb rritje prej 110 miliard\u00eb lek\u00eb n\u00eb portofolin e kredis\u00eb, duke p\u00ebrb\u00ebr\u00eb fluksin kryesor t\u00eb mb\u00ebshtetjes financiare p\u00ebr ekonomin\u00eb. Sektori bujq\u00ebsor ka performac\u00ebn m\u00eb t\u00eb dob\u00ebt n\u00eb raport me sektor\u00ebt madhor\u00eb t\u00eb ekonomis\u00eb shqiptare. Shkak jan\u00eb fragmentarizimi i tok\u00ebs, niveli i ul\u00ebt t\u00eb mekanizimit, integrimi i pak\u00ebt horizontal dhe vertikal mes fermer\u00ebve, tregut dhe sektor\u00ebve t\u00eb tjer\u00eb t\u00eb ekonomis\u00eb.<\/em><\/span><\/p>\n

N\u00eb t\u00eb nj\u00ebjtin plan kredia p\u00ebr sektorin bujq\u00ebsor p\u00ebrb\u00ebn me pak se 2% t\u00eb kredis\u00eb bankare p\u00ebr bizneset. Ecuria ende larg d\u00ebshir\u00ebs dhe nevojave q\u00eb sektori bankar ka p\u00ebr kredi pasqyron si realitetin e rrezikut q\u00eb mbart kreditimi i k\u00ebtij sektori si pasoj\u00eb e natyr\u00ebs s\u00eb aktivitetit, problemet e tij strukturore si dhe munges\u00ebs s\u00eb kolateralit si dhe kostot e larta t\u00eb kreditimit.<\/em><\/span><\/p>\n

Megjithat\u00eb, rritja e v\u00ebmendjes tuaj ndaj kreditimit t\u00eb tij \u00ebsht\u00eb nj\u00eb \u00e7\u00ebshtje me r\u00ebnd\u00ebsi strategjike<\/em><\/span><\/p>\n

Studimet e kryera n\u00eb k\u00ebt\u00eb drejtim kan\u00eb evidentuar se kreditimi i sektorit bujq\u00ebsor ka impakt dy her\u00eb m\u00eb t\u00eb madh n\u00eb reduktimin e varf\u00ebris\u00eb, n\u00eb krahasim me sektor\u00ebt e tjer\u00eb.<\/em><\/span><\/p>\n

Nisma e BSH p\u00ebr v\u00ebnien n\u00eb zbatim t\u00eb nj\u00eb programi financimi t\u00eb nj\u00eb biznesi mikro t\u00eb vog\u00ebl dhe t\u00eb mes\u00ebm afron nj\u00eb mund\u00ebsi p\u00ebr hapjen e nj\u00eb kapitulli t\u00eb ri p\u00ebr kreditimin e sektorit bujq\u00ebsor. Ky sektor \u00ebsht\u00eb 4 her\u00eb m\u00eb pak i kredituar se biznesi i madh dhe koorporatat. Programi i financimit t\u00eb biznesit mikro t\u00eb vog\u00ebl dhe t\u00eb mes\u00ebm \u00ebsht\u00eb nj\u00eb hov cil\u00ebsor p\u00ebr zhvillimin e k\u00ebtyre bizneseve\u201d<\/em>, tha Sejko.<\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

N\u00eb nj\u00eb tryez\u00eb p\u00ebr “Kreditimin e sektorit bujq\u00ebsor”, Guvernatori i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, Gent Sejko, theksoi se sektori bujq\u00ebsor \u00ebsht\u00eb 4 her\u00eb m\u00eb pak i kredituar se bizneset e m\u00ebdha dhe korporatat. Ai njoftoi gjithashtu se BSH ka p\u00ebrgatitur nj\u00eb program financimi p\u00ebr bizneset mikro, t\u00eb vogla dhe t\u00eb mesme, q\u00eb do t\u00eb hap\u00eb nj\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":723162,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-723161","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/723161","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=723161"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/723161\/revisions"}],"predecessor-version":[{"id":723164,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/723161\/revisions\/723164"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/723162"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=723161"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=723161"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=723161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}