{"id":721646,"date":"2025-01-29T19:25:18","date_gmt":"2025-01-29T18:25:18","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=721646"},"modified":"2025-01-29T19:25:18","modified_gmt":"2025-01-29T18:25:18","slug":"beqiraj-eshte-e-nevojshme-nje-banke-e-mire-zhvillimi-por-veshtire-se-nje-te-tille-e-formon-edi-rama","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2025\/01\/29\/beqiraj-eshte-e-nevojshme-nje-banke-e-mire-zhvillimi-por-veshtire-se-nje-te-tille-e-formon-edi-rama\/","title":{"rendered":"Beqiraj: \u00cbsht\u00eb e nevojshme nj\u00eb bank\u00eb e mir\u00eb zhvillimi, por v\u00ebshtir\u00eb se nj\u00eb t\u00eb till\u00eb e formon Edi Rama","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/strong><\/span><\/p>\n

Nga Irena Beqiraj<\/strong><\/span><\/p>\n

\u00cbsht\u00eb e nevojshme nj\u00eb bank\u00eb e mir\u00eb zhvillimi, por v\u00ebshtir\u00eb se nj\u00eb t\u00eb till\u00eb e formon Edi Rama!<\/span>
\nHistoria e 56 vendeve m\u00eb t\u00eb suksesshme pas Luft\u00ebs s\u00eb Dyt\u00eb Bot\u00ebrore, t\u00eb cilat p\u00ebrjetuan rritje ekonomike mbi 5.5 % (rritje e cila i duhet Shqip\u00ebris\u00eb p\u00ebr t\u00eb siguruar zhvillim t\u00eb.q\u00ebndruesh\u00ebm) ka p\u00ebrcaktuar \u201cnj\u00eb rregull t\u00eb art\u00eb\u201d.<\/span><\/p>\n

Ky rregull k\u00ebrkon q\u00eb niveli i investimeve (publike dhe private) p\u00ebr vendet n\u00eb zhvillim duhet t\u00eb jet\u00eb m\u00eb i lart\u00eb se 30% t\u00eb PBB-s\u00eb n\u00eb m\u00ebnyr\u00eb konsekutive per t\u00eb pakt\u00ebn nj\u00eb dekad\u00eb.<\/span><\/p>\n

Nga ky rregull nuk ka b\u00ebr\u00eb p\u00ebrjashtim as Shqip\u00ebria. Nga viti 2001 deri ne vitin 2009 niveli i investimeve n\u00eb m\u00ebnyr\u00eb konsekutive ka qen\u00eb mbi 30% te PBB-se duke siguruar edhe rritje ekonomike te k\u00ebnaqshme.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb pas 2009 nuk e arrit\u00ebm kurr\u00eb ket\u00eb nivel megjith\u00ebse q\u00ebverit\u00eb dhe Banka Q\u00ebndrore nuk jan\u00eb kursyer t\u00eb p\u00ebrdorin gjith\u00eb mjetet e tregut.<\/span><\/p>\n

Ato kan\u00eb ulur normat e interesit, kan\u00eb ulur taksat, kan\u00eb leht\u00ebsuar hyrjen e kapitalin e huaj, kan\u00eb marre reforma deregullimi, kan\u00eb b\u00ebr\u00eb ligje p\u00ebr investime strategjike, por t\u00eb gjitha pa dobi. <\/span><\/p>\n

Deri tani ja kan\u00eb dal\u00eb t\u00eb nxisin vet\u00ebm sektor\u00eb jo produktiv\u00eb dhe vende pune me paga t\u00eb ulta.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb q\u00eb rritja e investimeve private edhe diversifikimi i tyre \u00ebsht\u00eb i v\u00ebshtir\u00eb t\u00eb mb\u00ebshtetet vet\u00ebm tek sistemi privat financiar.<\/span><\/p>\n

S\u00eb pari sepse investitor\u00ebt privat\u00eb ndjekin trendin, duke krijuar val\u00eb t\u00eb mbiinvestimeve n\u00eb sektor\u00eb t\u00eb cil\u00ebt duken fitimprur\u00ebs n\u00eb afat t\u00eb shkurt\u00ebr. <\/span><\/p>\n

S\u00eb dyti si\u00e7 \u00ebsht\u00eb e natyrshme tregjet financiare kujdesen vet\u00ebm p\u00ebr fitimet.<\/span><\/p>\n

Sot pranohet gjer\u00ebsisht se ka investime q\u00eb mund t\u00eb rrisin produktivitetin e p\u00ebrgjithsh\u00ebm t\u00eb nj\u00eb vendi, por q\u00eb nuk jan\u00eb interesante p\u00ebr investitor\u00ebt privat\u00eb (bankat, menaxher\u00ebt e aseteve, edhe sip\u00ebrmarr\u00ebsit) t\u00eb cil\u00ebt jan\u00eb t\u00eb gatsh\u00ebm ta pranojn\u00eb rrezikun vet\u00ebm kur ai \u00ebsht\u00eb afatshkurt\u00ebr.<\/span><\/p>\n

Th\u00ebn\u00eb ndryshe jo vet\u00ebm q\u00eb ka nj\u00eb boshll\u00ebk financimi por nga ana tjet\u00ebr financimi q\u00eb mund t\u00eb sigurohet sot \u00ebsht\u00eb vet\u00ebm prociklik (pra ec\u00ebn n\u00eb t\u00eb nj\u00ebjtin drejtim me ciklin ekonomik). <\/span><\/p>\n

Nd\u00ebrkoh\u00eb q\u00eb COVID-19, kriza e shfaqur n\u00eb zinxhir\u00ebt e furnizimit global dhe tensionet gjeo-politike n\u00eb rritje, kan\u00eb form\u00ebzuar tre prirje t\u00eb dukshme globale i) ribalancimin e marr\u00ebdh\u00ebnieve treg – shtet, n\u00eb favor t\u00eb k\u00ebtij t\u00eb fundit; ii) ribalancimin midis hiper-globalizimit dhe autonomis\u00eb komb\u00ebtare, gjithashtu n\u00eb favor t\u00eb k\u00ebsaj t\u00eb fundit, iii) edhe nevoj\u00ebn p\u00ebr rritje ekonomike gjith\u00ebp\u00ebrfshir\u00ebse n\u00eb vend t\u00eb rritjes ekonomike n\u00eb vetvete.<\/span><\/p>\n

K\u00ebto tendenca i kan\u00eb b\u00ebr\u00eb mjetet klasike t\u00eb tregut t\u00eb p\u00ebrdorura deri tani t\u00eb pamjaftueshme p\u00ebr t\u00eb siguruar zhvillimin.<\/span><\/p>\n

Transfomimi sturkturor sot k\u00ebrkon investime shum\u00eb afatgjata, krijimin e sektor\u00ebve t\u00eb rinj shpesh me risk t\u00eb lart\u00eb.<\/span><\/p>\n

Ndaj krijimi i bankave komb\u00ebtare t\u00eb zhvillimit t\u00eb cilat: plot\u00ebsojn\u00eb boshll\u00ebqet e struktur\u00ebs private t\u00eb tregjeve finananciare; ofrojn\u00eb financim kund\u00ebr ciklik (pra kur sektor\u00ebt jan\u00eb n\u00eb v\u00ebshtir\u00ebsi); mund t\u00eb mbulojn\u00eb rrisqet e invesitmeve afatgjata si dhe nxisin inovoacionin, \u00ebsht\u00eb par\u00eb si nevojsh\u00ebm nga shum\u00eb vende (550 banka zhvillimi operojn\u00eb sot n\u00eb mbar\u00eb bot\u00ebn)<\/span>
\nPor nevoja nuk parashkruan suksesin, edhe suksesi i bankave t\u00eb zhvillimit ka q\u00ebn\u00eb gjithmon\u00eb i diskutuesh\u00ebm.<\/span><\/p>\n

N\u00eb shum\u00eb raste eksperinca ka treguar se bankat komb\u00ebtare t\u00eb zhvillimit n\u00eb vend q\u00eb t\u00eb b\u00ebhen promotor\u00eb t\u00eb investimeve private ato kan\u00eb mb\u00ebshtetur objektiva t\u00eb caktuara t\u00eb elitave politike q\u00eb nuk kan\u00eb q\u00ebn\u00eb n\u00eb interesin m\u00eb t\u00eb mir\u00eb t\u00eb vendit.<\/span><\/p>\n

Ato shpesh kan\u00eb p\u00ebrfunduar n\u00eb institucione joefikase t\u00eb keqmenaxhuara t\u00eb cilat vecse kan\u00eb shp\u00ebrdoruar fondet publike.<\/span>
\nMegjithese t\u00eb ngritura p\u00ebr t\u00eb adresuar boshll\u00ebqet e tregut ato kan\u00eb p\u00ebrfunduar duke dh\u00ebn\u00eb financime me norma t\u00eb subvencionuara t\u00eb cilat kan\u00eb shtremb\u00ebruar stimujt dhe kan\u00eb mund\u00ebsuar m\u00eb shum\u00eb korrupsionin.<\/span>
\nHistoria gati 100 vjecare e bankave t\u00eb zhvillimit tregon se \u00e7el\u00ebsi i suksesit t\u00eb tyre varet nga konteksti n\u00eb t\u00eb cilin ata veprojn\u00eb.<\/span><\/p>\n

Inflacioni i ul\u00ebt, normat reale t\u00eb ulta t\u00eb interesit, nj\u00eb sektor financiar q\u00eb funksionon mir\u00eb dhe kurset konkurruese t\u00eb k\u00ebmbimit jan\u00eb vendimtare p\u00ebr funksionimin efikas t\u00eb tyre.<\/span><\/p>\n

Por mbi t\u00eb gjitha ato jan\u00eb efektive n\u00ebse politik\u00eb b\u00ebrja ka nj\u00eb vision t\u00eb qart\u00eb zhvillimi, sidomos p\u00ebr sektorin e prodhimit edhe nxitjen e inovacionit <\/span>
\nSuksesi I nj\u00eb banke zhvillimi ec\u00ebn dor\u00eb m\u00eb dor\u00eb me hartimin e politikave funksionale q\u00eb adresojn\u00eb rritjen e ofert\u00ebs n\u00eb ekonomi .<\/span><\/p>\n

Nj\u00eb politik\u00eb funksionale duhet t\u00eb adresoj\u00eb; 1) fuqizimin e sektorit ekzistues t\u00eb prodhimit; 2) nxitjen e eksporteve, 3) rritjen produkivitetit, e trasferimin t\u00eb tekonologjive dhe inovacionit 4) si dhe krijimin e sektor\u00ebve prodhues q\u00eb krijojn\u00eb dhe shp\u00ebrndajn\u00eb njohuri.<\/span><\/p>\n

Nj\u00eb poltik\u00eb funksionale ka nj\u00eb qasje gjith\u00ebp\u00ebrfshir\u00ebse ku adresohen sfidat e nd\u00ebrmarrjeve vendase pavar\u00ebsisht madh\u00ebsis\u00eb s\u00eb tyre; ajo mund\u00ebson ngritjen e sistemit komb\u00ebtar t\u00eb inovacionin n\u00eb sektor t\u00eb caktuar apo n\u00ebnsektor n\u00eb t\u00eb cilat banka \u00ebsht\u00eb vet\u00ebm nj\u00ebri element i tij. Sistemet p\u00ebrb\u00ebhet nga firma, universitete, laborator\u00eb k\u00ebrkimi publik\u00eb, agjenci qeveritare dhe institucione financiare<\/span><\/p>\n

Deri m\u00eb sot t\u00eb gjitha qeverit\u00eb \u201cRama\u201d kan\u00eb q\u00ebn\u00eb kampione n\u00eb hartimit t\u00eb politikave selektive zhvillimore ku Kryeministri n\u00eb vet t\u00eb par\u00eb \u201czgjedh fituesit\u201d, duke mb\u00ebshtetur firma konkrete, konglomerat\u00eb ose projekte investuese t\u00eb caktuara.<\/span><\/p>\n

E pra, ne k\u00ebto kushte banka ka shum\u00eb gjasa t\u00eb jet\u00eb nj\u00eb mjet tjet\u00ebr n\u00eb dor\u00eb t\u00eb Ram\u00ebs p\u00ebr t\u00eb ushqyer qasjen “socializ\u00ebm p\u00ebr nj\u00eb grusht t\u00eb pasurish dhe individualiz\u00ebm te ashp\u00ebr p\u00ebr t\u00eb varf\u00ebrit”, pa ofruar nj\u00eb zgjidhje p\u00ebr zhvillimin edhe trasformin ekonomik q\u00eb proklamon.<\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Nga Irena Beqiraj \u00cbsht\u00eb e nevojshme nj\u00eb bank\u00eb e mir\u00eb zhvillimi, por v\u00ebshtir\u00eb se nj\u00eb t\u00eb till\u00eb e formon Edi Rama! Historia e 56 vendeve m\u00eb t\u00eb suksesshme pas Luft\u00ebs s\u00eb Dyt\u00eb Bot\u00ebrore, t\u00eb cilat p\u00ebrjetuan rritje ekonomike mbi 5.5 % (rritje e cila i duhet Shqip\u00ebris\u00eb p\u00ebr t\u00eb siguruar zhvillim t\u00eb.q\u00ebndruesh\u00ebm) ka p\u00ebrcaktuar \u201cnj\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":721649,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[],"class_list":["post-721646","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ballina"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/721646","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=721646"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/721646\/revisions"}],"predecessor-version":[{"id":721653,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/721646\/revisions\/721653"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/721649"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=721646"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=721646"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=721646"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}