{"id":717028,"date":"2024-12-28T10:24:36","date_gmt":"2024-12-28T09:24:36","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=717028"},"modified":"2024-12-28T10:24:36","modified_gmt":"2024-12-28T09:24:36","slug":"banka-turke-ziraat-drejt-hyrjes-ne-tregun-shqiptar","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2024\/12\/28\/banka-turke-ziraat-drejt-hyrjes-ne-tregun-shqiptar\/","title":{"rendered":"Banka turke Ziraat, drejt hyrjes n\u00eb tregun shqiptar","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/span><\/p>\n

Banka m\u00eb e madhe n\u00eb Turqi ka paraqitur zyrtarisht interes p\u00ebr t\u00eb hapur deg\u00eb edhe n\u00eb Shqip\u00ebri. N\u00ebse finalizohet, licencimi i Ziraat pritet t\u00eb jet\u00eb i pari licencim i nj\u00eb banke t\u00eb re tregtare n\u00eb Shqip\u00ebri q\u00eb prej vitit 2006. <\/span><\/p>\n

Pas nj\u00eb cikli disavje\u00e7ar konsolidimi dhe ulje t\u00eb numrit t\u00eb bankave aktive nga 16 n\u00eb 11, n\u00eb m\u00ebnyr\u00eb t\u00eb papritur numri i bankave mund t\u00eb rritet p\u00ebrs\u00ebri.<\/span><\/p>\n

Pas nj\u00eb procesi konsolidimi q\u00eb nisi af\u00ebrsisht nj\u00eb dekad\u00eb m\u00eb par\u00eb, numri i bankave tregtare n\u00eb Shqip\u00ebri mund t\u00eb rritet p\u00ebrs\u00ebri. Sipas burimeve nga tregu, banka turke Ziraat Bank (Banka Bujq\u00ebsore) ka shprehur zyrtarisht pran\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb interesin p\u00ebr t\u00eb hyr\u00eb n\u00eb tregun shqiptar, duke hapur fillimisht nj\u00eb deg\u00eb t\u00eb saj n\u00eb vendin ton\u00eb.<\/span><\/p>\n

Hyrja n\u00eb treg e bank\u00ebs turke do t\u00eb ishte e para n\u00eb gati 20 vjet, n\u00ebse p\u00ebrjashtojm\u00eb shitblerjet e bankave ekzistuese.<\/span><\/p>\n

Licenca e fundit e dh\u00ebn\u00eb nga Banka e Shqip\u00ebris\u00eb p\u00ebr hapjen e nj\u00eb banke t\u00eb re tregtare n\u00eb vend \u00ebsht\u00eb dh\u00ebn\u00eb n\u00eb janar 2006, kur licencoi bank\u00ebn me kapital vendas, Union Bank. <\/span><\/p>\n

Bankat e huaja, q\u00eb kan\u00eb hyr\u00eb n\u00eb tregun shqiptar n\u00eb 25 vitet e fundit, kan\u00eb preferuar ta b\u00ebjn\u00eb k\u00ebt\u00eb duke bler\u00eb banka ekzistuese n\u00eb treg.<\/span><\/p>\n

Ziraat Bank kryeson tregun bankar turk<\/strong><\/span><\/p>\n

Ziraat Bank e ka origjin\u00ebn q\u00eb n\u00eb shekullin e 19-t\u00eb, n\u00eb epok\u00ebn e Perandoris\u00eb Osmane. Ajo u themelua n\u00eb vitin 1863, fillimisht si nj\u00eb fond kooperativ\u00eb p\u00ebr financimin e bujq\u00ebsis\u00eb, nd\u00ebrsa n\u00eb vitin 1888 u shnd\u00ebrrua zyrtarisht n\u00eb bank\u00eb, me emrin q\u00eb mban edhe sot, Ziraat.<\/span><\/p>\n

Ziraat \u00ebsht\u00eb bank\u00eb me kapital shtet\u00ebror turk. 100% e aksioneve zot\u00ebrohen nga Fondi Turk i Pasuris\u00eb, fond publik n\u00eb pron\u00ebsi t\u00eb shtetit t\u00eb Turqis\u00eb.<\/span><\/p>\n

Ziraat Bank \u00ebsht\u00eb banka m\u00eb e madhe n\u00eb Turqi, ku mban af\u00ebrsisht 16% t\u00eb tregut, me asete totale p\u00ebr nj\u00eb vler\u00eb prej m\u00eb shum\u00eb se 141 miliard\u00eb USD. N\u00eb nivel grupi, duke p\u00ebrfshir\u00eb edhe bankat dhe shoq\u00ebrit\u00eb e tjera t\u00eb zot\u00ebruara prej saj, Ziraat raporton asete totale p\u00ebr m\u00eb shum\u00eb se 155 miliard\u00eb USD.<\/span><\/p>\n

Mb\u00ebshtetur n\u00eb raportimin m\u00eb t\u00eb fundit, m\u00eb 30 shtator 2024, p\u00ebrve\u00e7 bankave dhe kompanive financiare n\u00eb Turqi, Ziraat zot\u00ebron banka t\u00eb kontrolluara prej saj n\u00eb Gjermani, Rusi, Kazakistan, Uzbekistan, Gjeorgji, Azerbajxhan, Bosnj\u00eb-Hercegovin\u00eb dhe Mal t\u00eb Zi.<\/span><\/p>\n

Banka turke \u00ebsht\u00eb e pranishme me deg\u00ebt e saj (q\u00eb nuk veprojn\u00eb si banka t\u00eb ndara) edhe n\u00eb Angli, Irak, Greqi, Bullgari, Kosov\u00eb, Arabin\u00eb Saudite, Qipron Turke, Bahrejn, nd\u00ebrsa ka zyra p\u00ebrfaq\u00ebsie edhe n\u00eb Emiratet e Bashkuara Arabe dhe n\u00eb Egjipt.<\/span><\/p>\n

Hyrja n\u00eb Shqip\u00ebri zgjeron pranin\u00eb rajonale<\/strong><\/span><\/p>\n

T\u00eb dh\u00ebnat e m\u00ebsip\u00ebrme tregojn\u00eb se Ziraat \u00ebsht\u00eb e pranishme edhe n\u00eb rajonin e Ballkanit Per\u00ebndimor. Pas Bosnj\u00eb-Hercegovin\u00ebs, Malit t\u00eb Zi dhe Kosov\u00ebs, zgjerimi n\u00eb Shqip\u00ebri duket si nj\u00eb hap i m\u00ebtejsh\u00ebm n\u00eb strategjin\u00eb e pranis\u00eb rajonale.<\/span><\/p>\n

Ziraat Bank \u00ebsht\u00eb e pranishme prej vitit 2015 edhe n\u00eb tregun bankar t\u00eb Kosov\u00ebs, me pes\u00eb deg\u00eb gjithsej. Sipas t\u00eb dh\u00ebnave m\u00eb t\u00eb fundit t\u00eb publikuara nga Shoqata e Bankave t\u00eb Kosov\u00ebs, n\u00eb fund t\u00eb 9-mujorit 2024, Ziraat Bank zot\u00ebronte 1.8% t\u00eb tregut t\u00eb Kosov\u00ebs, p\u00ebr nj\u00eb total aktivesh prej af\u00ebrsisht 141 milion\u00eb eurosh.<\/span><\/p>\n

Pjesa e Ziraat ishte pak m\u00eb e lart\u00eb n\u00eb tregun e kredis\u00eb, me 2% t\u00eb portofolit total t\u00eb sektorit bankar n\u00eb Kosov\u00eb n\u00eb fund t\u00eb shtatorit 2024.<\/span><\/p>\n

N\u00ebse q\u00ebllimi p\u00ebr t\u00eb hyr\u00eb n\u00eb Shqip\u00ebri do t\u00eb finalizohet, Ziraat do t\u00eb b\u00ebhej banka e dyt\u00eb me kapital turk n\u00eb Shqip\u00ebri, pas bank\u00ebs m\u00eb t\u00eb madhe n\u00eb vend, Banka Komb\u00ebtare Tregtare (BKT), zot\u00ebruar nga grupi turk i biznesit, \u00c7alik. Megjithat\u00eb, ndryshe nga \u00c7alik, Ziraat \u00ebsht\u00eb nj\u00eb investitor institucional i specializuar n\u00eb sektorin bankar.<\/span><\/p>\n

Vendimi i Ziraat p\u00ebr t\u00eb hyr\u00eb n\u00eb Shqip\u00ebri, ndoshta jo rast\u00ebsisht vjen n\u00eb kulmin e nj\u00eb cikli t\u00eb ri rritjeje t\u00eb sektorit bankar n\u00eb vend. Pas kriz\u00ebs s\u00eb vitit 2009, q\u00eb i shtriu efektet e veta p\u00ebr af\u00ebrsisht nj\u00eb dekad\u00eb, sektori bankar shqiptar i \u00ebsht\u00eb kthyer zgjerimit, i mb\u00ebshtetur nga rim\u00ebk\u00ebmbja ekonomike pas pandemis\u00eb dhe nga p\u00ebrmir\u00ebsimi i ndjesh\u00ebm i performanc\u00ebs financiare.<\/span><\/p>\n

Duke qen\u00eb nj\u00eb bank\u00eb me kapital shtet\u00ebror, hyrja e Ziraat n\u00eb Shqip\u00ebri mund t\u00eb lexohet edhe n\u00eb k\u00ebndv\u00ebshtrimin e interesit gjeopolitik t\u00eb Turqis\u00eb p\u00ebr t\u00eb rikthyer influenc\u00ebn e saj n\u00eb rajonin e Ballkanit Per\u00ebndimor.<\/span><\/p>\n

Sektori bankar n\u00eb cik\u00ebl pozitiv<\/strong><\/span><\/p>\n

Sektori bankar n\u00eb Shqip\u00ebri po kalon nj\u00eb cik\u00ebl pozitiv, i karakterizuar nga zgjerimi i aktiveve, rritja dyshifrore e kreditimit dhe p\u00ebrfitueshm\u00ebri pran\u00eb niveleve m\u00eb t\u00eb larta historike.<\/span><\/p>\n

Sipas statistikave nga Shoqata Shqiptare e Bankave, n\u00eb fund t\u00eb shtatorit 2024, totali i aktiveve t\u00eb sektorit arriti n\u00eb 2.06 trilion\u00eb lek\u00eb. Vlera e aktiveve \u00ebsht\u00eb rritur me 38% krahasuar me fundin e vitit 2019, p\u00ebrpara pandemis\u00eb.<\/span><\/p>\n

Megjithat\u00eb, rritja \u00ebsht\u00eb g\u00ebrryer ndjesh\u00ebm nga efekti negativ i forcimit t\u00eb Lekut n\u00eb kursin e k\u00ebmbimit. E zhveshur nga efekti i kursit t\u00eb k\u00ebmbimit, rritja e sektorit gjat\u00eb pes\u00eb viteve do t\u00eb kishte qen\u00eb m\u00eb shum\u00eb se 50%.<\/span><\/p>\n

Portofoli i kredis\u00eb ka arritur vler\u00ebn e 788 miliard\u00eb lek\u00ebve, 43% m\u00eb shum\u00eb krahasuar me fundin e vitit 2019. Me baz\u00eb vjetore, rritja e kredis\u00eb n\u00eb fund t\u00eb 9-mujorit 2024 arriti n\u00eb 12.4%, niveli m\u00eb i lart\u00eb n\u00eb m\u00eb shum\u00eb se 15 vjet.\/Monitor<\/strong><\/span><\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Banka m\u00eb e madhe n\u00eb Turqi ka paraqitur zyrtarisht interes p\u00ebr t\u00eb hapur deg\u00eb edhe n\u00eb Shqip\u00ebri. N\u00ebse finalizohet, licencimi i Ziraat pritet t\u00eb jet\u00eb i pari licencim i nj\u00eb banke t\u00eb re tregtare n\u00eb Shqip\u00ebri q\u00eb prej vitit 2006. Pas nj\u00eb cikli disavje\u00e7ar konsolidimi dhe ulje t\u00eb numrit t\u00eb bankave aktive nga 16 n\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":49,"featured_media":717029,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-717028","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fast-foodi"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/717028","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=717028"}],"version-history":[{"count":99999,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/717028\/revisions"}],"predecessor-version":[{"id":717030,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/717028\/revisions\/717030"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/717029"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=717028"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=717028"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=717028"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}