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Sektori bankar ka vijuar rritjen edhe n\u00eb tremujorin e tret\u00eb t\u00eb vitit. T\u00eb dh\u00ebnat e paaudituara nga Shoqata Shqiptare e Bankave, mb\u00ebshtetur n\u00eb Standardet Nd\u00ebrkomb\u00ebtare t\u00eb Raportimit Financiar, tregojn\u00eb se totali i aktiveve t\u00eb sektorit n\u00eb fund t\u00eb muajit shtator arriti n\u00eb af\u00ebrsisht 2.057 trilion\u00eb lek\u00eb, n\u00eb rritje me 55 miliard\u00eb lek\u00eb krahasuar me tremujorin e dyt\u00eb. Me baz\u00eb vjetore, totali i aktiveve t\u00eb sektorit \u00ebsht\u00eb rritur me af\u00ebrsisht 7.2%.<\/span><\/p>\n Rritja e aktiveve krahasuar me nj\u00eb vit m\u00eb par\u00eb \u00ebsht\u00eb e p\u00ebrqendruar kryesisht n\u00eb segmentin e huadh\u00ebnies. Vlera neto e portofolit t\u00eb kredis\u00eb kishte ishte rreth 788 miliard\u00eb lek\u00eb, n\u00eb rritje me 12.6% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. K\u00ebt\u00eb vit, kreditimi po rritet me ritmet m\u00eb t\u00eb shpejta n\u00eb m\u00eb shum\u00eb se 15 vjet, i mb\u00ebshtetur sidomos nga gjall\u00ebrimi i kredis\u00eb p\u00ebr biznesin.<\/span><\/p>\n Investimet n\u00eb tituj jan\u00eb grupi i dyt\u00eb m\u00eb i madh i aktiveve. Vlera e tyre n\u00eb fund t\u00eb shtatorit arriti n\u00eb 771 miliard\u00eb lek\u00eb, n\u00eb rritje me 7% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n Mb\u00ebshtetur n\u00eb t\u00eb dh\u00ebnat paraprake t\u00eb Shoqat\u00ebs s\u00eb Bankave, gjat\u00eb 12 muajve t\u00eb fundit ka vijuar r\u00ebnia e pjes\u00ebs s\u00eb tregut t\u00eb bankave t\u00eb m\u00ebdha dhe rritje e atyre t\u00eb mesme dhe t\u00eb vogla.<\/span><\/p>\n Banka m\u00eb e madhe n\u00eb vend, Banka Komb\u00ebtare Tregtare (BKT) n\u00eb fund t\u00eb tremujorit t\u00eb tret\u00eb mbante 24.6% t\u00eb tregut, nga 24.9% q\u00eb zot\u00ebronte nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n Credins Bank \u00ebsht\u00eb vetmja mes pes\u00eb bankave m\u00eb t\u00eb m\u00ebdha q\u00eb ka sh\u00ebnuar nj\u00eb rritje t\u00eb leht\u00eb t\u00eb pjes\u00ebs s\u00eb tregut n\u00eb 16.2%, nga 15.8% nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n Pjesa e tregut t\u00eb Raiffeisen Bank Albania ka r\u00ebn\u00eb n\u00eb 14.4%, nga 15.3% q\u00eb ishte n\u00eb fund t\u00eb tremujorit t\u00eb tret\u00eb 2023.<\/span><\/p>\n Edhe Intesa Sanpaolo ka zbritur n\u00eb 10.2% t\u00eb aktiveve t\u00eb tregut, nga 10.4% nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n OTP Albania ka r\u00ebn\u00eb n\u00eb 9%, nga 9.3% q\u00eb ishte nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n Pjesa e p\u00ebrbashk\u00ebt e tregut e pes\u00eb bankave m\u00eb t\u00eb m\u00ebdha ka r\u00ebn\u00eb n\u00eb 74.4%, nga 75.7% q\u00eb ishte nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n Megjithat\u00eb, t\u00eb pakt\u00ebn pjes\u00ebrisht, r\u00ebnia e pesh\u00ebs s\u00eb bankave m\u00eb t\u00eb m\u00ebdha mund t\u00eb shpjegohet edhe me nj\u00eb efekt m\u00eb t\u00eb fort\u00eb t\u00eb kursit t\u00eb k\u00ebmbimit, p\u00ebr shkak t\u00eb volumit m\u00eb t\u00eb madh t\u00eb aktiveve n\u00eb valut\u00eb t\u00eb huaj. Kursi i k\u00ebmbimit mes euros dhe lekut k\u00ebt\u00eb vit ka vijuar r\u00ebnien.<\/span><\/p>\n N\u00eb fund t\u00eb 9-mujorit, kjo r\u00ebnia arriti n\u00eb pothuajse 7% krahasuar me nj\u00eb vit m\u00eb par\u00eb. Kjo ka ndikuar negativisht vler\u00ebn e aseteve n\u00eb euro n\u00eb sektorit bankar, nd\u00ebrkoh\u00eb q\u00eb raportimi p\u00ebr q\u00ebllime statistikore b\u00ebhet n\u00eb lek\u00eb.<\/span><\/p>\n Nga ana tjet\u00ebr, bankat e tjera t\u00eb sektorit n\u00eb p\u00ebrgjith\u00ebsi kan\u00eb sh\u00ebnua rritje t\u00eb ndjeshme krahasuar me nj\u00eb vit m\u00eb par\u00eb. Tirana Bank \u00ebsht\u00eb rritur n\u00eb 7.2% (nga 6.6% nj\u00eb vit m\u00eb par\u00eb), Banka Amerikane e Investimeve zot\u00ebron tashm\u00eb 7% t\u00eb tregut (nga 6.9% nj\u00eb vit m\u00eb par\u00eb), Union Bank \u00ebsht\u00eb rritur n\u00eb 5.1% (nga 4.9% nj\u00eb vit m\u00eb par\u00eb), Banka e Par\u00eb e Investimeve (Fibank) \u00ebsht\u00eb rritur n\u00eb 2.9% (nga 2.7% nj\u00eb vit m\u00eb par\u00eb).<\/span><\/p>\n ProCredit Bank Shqip\u00ebri ka ruajtur nj\u00eb pjes\u00eb tregu t\u00eb p\u00ebraf\u00ebrt me nj\u00eb vit m\u00eb par\u00eb, me 2.3% t\u00eb tregut, nd\u00ebrsa rritje t\u00eb ndjeshme ka arritur Banka e Bashkuar e Shqip\u00ebris\u00eb (UBA), n\u00eb 1.1% t\u00eb aktiveve t\u00eb sektorit, nga 0.7% q\u00eb mbante nj\u00eb vit m\u00eb par\u00eb.\/E.Shehu<\/span><\/p>\n
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