{"id":705028,"date":"2024-10-21T12:53:57","date_gmt":"2024-10-21T10:53:57","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=705028"},"modified":"2024-10-21T12:53:57","modified_gmt":"2024-10-21T10:53:57","slug":"sezoni-veror-raporti-i-parase-jashte-bankave-ne-nivelin-me-te-ulet-qe-prej-pandemise","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2024\/10\/21\/sezoni-veror-raporti-i-parase-jashte-bankave-ne-nivelin-me-te-ulet-qe-prej-pandemise\/","title":{"rendered":"Sezoni veror, raporti i paras\u00eb jasht\u00eb bankave n\u00eb nivelin m\u00eb t\u00eb ul\u00ebt q\u00eb prej pandemis\u00eb","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/span><\/p>\n

Vlera e paras\u00eb jasht\u00eb sektorit bankar k\u00ebt\u00eb ver\u00eb \u00ebsht\u00eb rritur me ritme m\u00eb t\u00eb ngadal\u00ebsuara.<\/span><\/p>\n

Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb muajit korrik paraja jasht\u00eb bankave kishte vler\u00ebn e 402.6 miliard\u00eb lek\u00ebve, n\u00eb rritje me 2.5% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. Norma e rritjes s\u00eb paras\u00eb jasht\u00eb bankave k\u00ebt\u00eb vit pothuajse \u00ebsht\u00eb p\u00ebrgjysmuar. Nj\u00eb vit m\u00eb par\u00eb, ky tregues raportohej n\u00eb rritje me 4.8%.<\/span><\/p>\n

Gjithashtu, n\u00ebse e matim vler\u00ebn e paras\u00eb jasht\u00eb bankave n\u00eb raport me agregatin monetar M2 (q\u00eb p\u00ebrfaq\u00ebson ofert\u00ebn monetare t\u00eb lekut, duke p\u00ebrfshir\u00eb llogarit\u00eb dhe depozitat bankare me afat, si edhe paran\u00eb jasht\u00eb bankave), ajo llogaritet n\u00eb nivelin 40.3%, nga 41.8% q\u00eb kishte qen\u00eb nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

Vera \u00ebsht\u00eb nj\u00eb periudh\u00eb e vitit q\u00eb zakonisht shoq\u00ebrohet me rritje t\u00eb sasis\u00eb s\u00eb paras\u00eb jasht\u00eb bankave, fenomen i lidhur kryesisht me sezonin e pushimeve. Kjo sjellje sezonale \u00ebsht\u00eb shfaqur edhe k\u00ebt\u00eb vit, por n\u00eb p\u00ebrmasa m\u00eb t\u00eb vogla krahasuar me vitet e m\u00ebparshme.<\/span><\/p>\n

Raporti i paras\u00eb jasht\u00eb bankave ndaj agregatit M2 ka prekur nivelin m\u00eb t\u00eb ul\u00ebt q\u00eb prej vitit 2020.<\/span><\/p>\n

Q\u00eb nga ai vit, n\u00eb muajin korrik nisi t\u00eb v\u00ebrehej nj\u00eb rritje e ndjeshme e k\u00ebtij raporti, q\u00eb mund t\u00eb shpjegohet edhe me zgjerimin e shpejt\u00eb t\u00eb turizmit.<\/span><\/p>\n

Pas disa vitesh radhazi n\u00eb rritje, k\u00ebt\u00eb vit ky raport i \u00ebsht\u00eb kthyer r\u00ebnies, pavar\u00ebsisht se turizmi ka vijuar t\u00eb rritet.<\/span><\/p>\n

R\u00ebnia e raportit t\u00eb paras\u00eb jasht\u00eb bankave, n\u00eb vija t\u00eb p\u00ebrgjithshme, mund t\u00eb shpjegohet me nj\u00eb p\u00ebrdorim m\u00eb t\u00eb madh t\u00eb kanaleve bankare t\u00eb pagesave nga qytetar\u00ebt. Duket se fluksi n\u00eb rritje i turist\u00ebve t\u00eb huaj n\u00eb vitet e fundit ka nxitur m\u00eb shum\u00eb biznese t\u00eb ofrojn\u00eb forma alternative elektronike t\u00eb pagesave, kryesisht pagesa me kart\u00eb n\u00eb terminale POS.<\/span><\/p>\n

Sipas statistikave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit u regjistruan gjithsej rreth 8.85 milion\u00eb pagesa me kart\u00eb n\u00eb terminalet elektronike t\u00eb shitjes. Numri i pagesave me kart\u00eb \u00ebsht\u00eb rritur me 36% krahasuar me gjasht\u00ebmujorin e par\u00eb t\u00eb vitit t\u00eb kaluar.<\/span><\/p>\n

Numri i terminaleve POS gjithsej n\u00eb mesin e 2024 ka arritur n\u00eb pothuajse 21 800, me nj\u00eb rritje prej 13.6% q\u00eb nga fillimi i vitit.<\/span><\/p>\n

Sipas informacionit nga Banka e Shqip\u00ebris\u00eb, p\u00ebr 6-mujorin e par\u00eb 2024, individ\u00ebt dhe bizneset kan\u00eb kryer n\u00eb total rreth 22.5 milion\u00eb pagesa gjithsej n\u00eb rrug\u00eb bankare, n\u00eb rritje me 20.3% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/span><\/p>\n

Pavar\u00ebsisht nj\u00eb p\u00ebrmir\u00ebsimi t\u00eb leht\u00eb k\u00ebt\u00eb vit, Shqip\u00ebria vazhdon t\u00eb ket\u00eb nivele relativisht t\u00eb larta t\u00eb paras\u00eb jasht\u00eb bankave krahasuar me ekonomit\u00eb m\u00eb t\u00eb zhvilluara. Kjo mund t\u00eb shpjegohet me informalitetin dhe p\u00ebrdorimin e madh t\u00eb veprimeve me para cash n\u00eb ekonomi.<\/span><\/p>\n

Shoqata Shqiptare e Bankave prej vitesh po i k\u00ebrkon qeveris\u00eb t\u00eb marr\u00eb masa p\u00ebr t\u00eb ulur p\u00ebrdorimin e paras\u00eb cash, duke p\u00ebrfshir\u00eb k\u00ebtu edhe vendosjen e nj\u00eb tavani p\u00ebr kryerjen e pagesave n\u00eb para fizike nga individ\u00ebt.\/E.Shehu<\/span><\/p>\n

VINI RE<\/span><\/strong>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span><\/span><\/p>\n

\"\"<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Vlera e paras\u00eb jasht\u00eb sektorit bankar k\u00ebt\u00eb ver\u00eb \u00ebsht\u00eb rritur me ritme m\u00eb t\u00eb ngadal\u00ebsuara. Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb muajit korrik paraja jasht\u00eb bankave kishte vler\u00ebn e 402.6 miliard\u00eb lek\u00ebve, n\u00eb rritje me 2.5% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. Norma e rritjes s\u00eb paras\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-705028","post","type-post","status-publish","format-standard","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/705028","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=705028"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/705028\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=705028"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=705028"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=705028"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}