{"id":693811,"date":"2024-08-16T10:54:22","date_gmt":"2024-08-16T08:54:22","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=693811"},"modified":"2024-08-16T10:54:22","modified_gmt":"2024-08-16T08:54:22","slug":"banka-e-shqiperise-u-kthehet-shkk-ve-pezullon-aktivitetin-e-shoqerive-perlat-dhe-rrushkull-one","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2024\/08\/16\/banka-e-shqiperise-u-kthehet-shkk-ve-pezullon-aktivitetin-e-shoqerive-perlat-dhe-rrushkull-one\/","title":{"rendered":"Banka e Shqip\u00ebris\u00eb u kthehet SHKK-ve, pezullon aktivitetin e shoq\u00ebrive \u201cPerlat\u201d dhe \u201cRrushkull One\u201d","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/a><\/span><\/p>\n

Pas institucioneve financiare jobanka t\u00eb mbledhjes s\u00eb kredive t\u00eb k\u00ebqija, Banka e Shqip\u00ebris\u00eb ka vendosur masa mbik\u00ebqyr\u00ebse drastike edhe n\u00eb segmentin e shoq\u00ebrive t\u00eb Kursim Kreditit.<\/span><\/p>\n

K\u00ebt\u00eb muaj, Banka e Shqip\u00ebris\u00eb ka urdh\u00ebruar pezullimin e aktivitetit t\u00eb SHKK-ve \u201cPerlat\u201d dhe \u201cRrushkull One\u201d.<\/span><\/p>\n

N\u00eb baz\u00eb t\u00eb raportit t\u00eb ekzaminimit t\u00eb veprimtaris\u00eb s\u00eb Shoq\u00ebris\u00eb s\u00eb Kursim-Kreditit \u201cRrushkull One\u201d p\u00ebr periudh\u00ebn 31 korrik 2021\u2013 31 dhjetor 2023, grupi i inspektor\u00ebve t\u00eb Departamentit t\u00eb Mbik\u00ebqyrjes ka konstatuar nj\u00eb s\u00ebr\u00eb problematikash dhe mang\u00ebsish, t\u00eb cilat p\u00ebrb\u00ebjn\u00eb shkelje t\u00eb k\u00ebrkesave t\u00eb ligjit nr. 52\/2016 \u201cP\u00ebr shoq\u00ebrit\u00eb e kursim-kreditit dhe unionet e tyre\u201d, si dhe t\u00eb rregulloreve q\u00eb Banka e Shqip\u00ebris\u00eb ka nxjerr\u00eb n\u00eb zbatim t\u00eb k\u00ebtij ligji.<\/span><\/p>\n

Mb\u00ebshtetur n\u00eb list\u00ebn shum\u00eb t\u00eb gjat\u00eb t\u00eb shkeljeve t\u00eb konstatuara, Banka e Shqip\u00ebris\u00eb ka Pezullimin e ushtrimit t\u00eb veprimtarive financiare p\u00ebr t\u00eb cilat \u00ebsht\u00eb licencuar p\u00ebr nj\u00eb periudh\u00eb 6-mujore (31 janar 2025). Gjat\u00eb periudh\u00ebs s\u00eb pezullimit, SHKK \u201cRrushkull One\u201d nuk mund t\u00eb ushtroj\u00eb aktivitetin e kredidh\u00ebnies si dhe nuk lejohet mbledhja e depozitave n\u00eb \u00e7do form\u00eb, p\u00ebrshir\u00eb edhe depozitimet n\u00eb llogari rrjedh\u00ebse.<\/span><\/p>\n

Gjat\u00eb periudh\u00ebs s\u00eb pezullimit, lejohet vet\u00ebm t\u00ebrheqja e depozitave dhe shlyerja e k\u00ebsteve t\u00eb kredis\u00eb nga an\u00ebtar\u00eb t\u00eb SHKK-s\u00eb, si dhe transferimi i depozitave dhe kredive p\u00ebr q\u00ebllime t\u00eb bashkimit me p\u00ebrthithje me SHKK \u201cPerlat\u201d.<\/span><\/p>\n

Gjithashtu, Banka e Shqip\u00ebris\u00eb ka urdh\u00ebruar edhe kufizimin e rritjes s\u00eb mjeteve financiare, duke p\u00ebrfshir\u00eb z\u00ebrat jasht\u00eb bilancit me rrezik gjat\u00eb periudh\u00ebs s\u00eb pezullimit t\u00eb ushtrimit t\u00eb veprimtarive financiare p\u00ebr nj\u00eb periudh\u00eb 6-mujore (deri n\u00eb 31 janar 2025) dhe ndalimin e rritjes s\u00eb ekspozimit ndaj nj\u00eb an\u00ebtari ose pale t\u00eb tret\u00eb p\u00ebr nj\u00eb periudh\u00eb 6-mujore dhe ndalimin e kryerjes s\u00eb \u00e7do lloj investimi p\u00ebr t\u00eb nj\u00ebjt\u00ebn periudh\u00eb.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, problematika e SHKK-s\u00eb tjet\u00ebr, \u201cPerlat\u201d, e ka origjin\u00ebn qysh n\u00eb vitin 2018, kur pas komunikimeve me Bank\u00ebn e Shqip\u00ebris\u00eb subjektit iu k\u00ebrkua likuidimi vullnetar i shoq\u00ebris\u00eb, N\u00eb mars 2018, SHKK \u201cPerlat\u201d njoftoi se do t\u00eb mb\u00ebshteste krijimin e nj\u00eb shoq\u00ebrie t\u00eb re, e cila do t\u00eb p\u00ebrthithte edhe SHKK \u201cPerlat\u201d (Vendim i Asambles\u00eb dt. 28.3.2018).<\/span><\/p>\n

N\u00eb vitin 2021, Banka e Shqip\u00ebris\u00eb ka licencuar SHKK-n\u00eb \u201cRrushkull One\u201d, e cila \u00ebsht\u00eb an\u00ebtar\u00ebsuar n\u00eb skem\u00ebn e sigurimit t\u00eb depozitave n\u00eb gusht 2021. N\u00eb plan biznesin e paraqitur nga SHKK \u201cRrushkull One\u201d n\u00eb momentin e licencimit, \u00ebsht\u00eb parashikuar dhe procesi i bashkimit me p\u00ebrthithje me SHKK \u201cPerlat\u201d, ku SHKK \u201cRrushkull One\u201d do t\u00eb ishte shoq\u00ebria p\u00ebrthith\u00ebse). P\u00ebr m\u00eb shum\u00eb se tre vjet, ky proces nuk \u00ebsht\u00eb realizuar.<\/span><\/p>\n

N\u00eb k\u00ebto kushte, Banka e Shqip\u00ebris\u00eb ka vendosur edhe pezullimin e ushtrimit t\u00eb veprimtaris\u00eb s\u00eb kredidh\u00ebnies dhe mbledhjes s\u00eb depozitave t\u00eb reja n\u00eb \u00e7do form\u00eb nga an\u00ebtar\u00ebt e saj, t\u00eb SHKK \u201cPerlat\u201d deri n\u00eb dat\u00ebn 31 dhjetor 2024.<\/span><\/p>\n

Gjat\u00eb periudh\u00ebs s\u00eb pezullimit, lejohet vet\u00ebm t\u00ebrheqja e depozitave me k\u00ebrkes\u00ebn e an\u00ebtar\u00ebve, shlyerja e k\u00ebsteve t\u00eb kredis\u00eb nga an\u00ebtar\u00ebt e SHKK-s\u00eb dhe transferimi i depozitave dhe kredive p\u00ebr q\u00ebllime t\u00eb bashkimit me p\u00ebrthithje me SHKK \u201cRrushkull One\u201d.<\/span><\/p>\n

Gjat\u00eb periudh\u00ebs s\u00eb pezullimit, SHKK \u201cPerlat\u201d duhet t\u00eb marr\u00eb t\u00eb gjitha masat dhe vendimet e nevojshme p\u00ebr t\u00eb finalizuar bashkimin me p\u00ebrthithje me SHKK \u201cRrushkull One\u201d.<\/span><\/p>\n

Q\u00eb prej vitit 2017, depozitat pran\u00eb SHKK-ve jan\u00eb t\u00eb siguruara deri n\u00eb vler\u00ebn e dy milion lek\u00ebve. Por, sigurimi b\u00ebhet efektiv vet\u00ebm n\u00eb momentin kur SHKK-ja p\u00ebrkat\u00ebse an\u00ebtar\u00ebsohet n\u00eb skem\u00ebn e sigurimit t\u00eb Agjencis\u00eb s\u00eb Sigurimit t\u00eb Depozitave.<\/span><\/p>\n

P\u00ebr k\u00ebt\u00eb q\u00ebllim, SHKK-t\u00eb duhet t\u00eb certifikohen dhe t\u00eb marrin nj\u00eb v\u00ebrtetim t\u00eb p\u00ebrmbushjes s\u00eb kritereve nga K\u00ebshilli Drejtues i ASD-s\u00eb. Megjithat\u00eb, disa prej SHKK-ve ende nuk jan\u00eb an\u00ebtar\u00ebsuar n\u00eb skem\u00ebn e sigurimit t\u00eb depozitave, sipas k\u00ebrkesave ligjore.<\/span><\/p>\n

Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, aktualisht n\u00eb Shqip\u00ebri ekzistojn\u00eb 16 SHKK t\u00eb licencuara, por pes\u00eb prej tyre e kan\u00eb pezulluar aktivitetin n\u00eb periudh\u00ebn 2015-2016.<\/span><\/p>\n

Mb\u00ebshtetur n\u00eb informacionin zyrtar ngelen 11 SHKK aktive (p\u00ebrfshi dy SHKK-t\u00eb e pezulluara k\u00ebt\u00eb muaj), por Agjencia e Sigurimit t\u00eb Depozitave raporton vet\u00ebm n\u00ebnt\u00eb subjekte t\u00eb an\u00ebtar\u00ebsuara n\u00eb skem\u00ebn e sigurimit t\u00eb depozitave.<\/span><\/p>\n

VINI RE:<\/span> Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Pas institucioneve financiare jobanka t\u00eb mbledhjes s\u00eb kredive t\u00eb k\u00ebqija, Banka e Shqip\u00ebris\u00eb ka vendosur masa mbik\u00ebqyr\u00ebse drastike edhe n\u00eb segmentin e shoq\u00ebrive t\u00eb Kursim Kreditit. K\u00ebt\u00eb muaj, Banka e Shqip\u00ebris\u00eb ka urdh\u00ebruar pezullimin e aktivitetit t\u00eb SHKK-ve \u201cPerlat\u201d dhe \u201cRrushkull One\u201d. N\u00eb baz\u00eb t\u00eb raportit t\u00eb ekzaminimit t\u00eb veprimtaris\u00eb s\u00eb Shoq\u00ebris\u00eb s\u00eb Kursim-Kreditit \u201cRrushkull […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":32,"featured_media":693812,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-693811","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fast-foodi"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/693811","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=693811"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/693811\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/693812"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=693811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=693811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=693811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}