{"id":685562,"date":"2024-07-03T16:31:48","date_gmt":"2024-07-03T14:31:48","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=685562"},"modified":"2024-07-03T16:35:47","modified_gmt":"2024-07-03T14:35:47","slug":"reagon-kompania-mca-po-spekulohet-me-vdekjen-e-pal-trashajt-dokumentet-dhe-sqarimi","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2024\/07\/03\/reagon-kompania-mca-po-spekulohet-me-vdekjen-e-pal-trashajt-dokumentet-dhe-sqarimi\/","title":{"rendered":"Reagon kompania MCA: Po spekulohet me vdekjen e Pal Trashajt (dokumentet dhe sqarimi)","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/a><\/span><\/p>\n

Kompania MCA ka reaguar n\u00eb lidhje me vdekjen e shtetasit 63-vje\u00e7arit Pal Trashaj, i cili humbi jet\u00ebn pasi konsumoi fotokson\u00eb gjat\u00eb protest\u00ebs para SPAK, ku k\u00ebrkonte drejt\u00ebsi dhe hetim p\u00ebr skem\u00ebn e mikro kredive.<\/span><\/p>\n

N\u00eb nj\u00eb deklarat\u00eb, kompania MCA duke shprehur ngush\u00ebllimet p\u00ebr shtetasin Trashajn, thot\u00eb se vdekja e tij po\u00a0 keqp\u00ebrdoret p\u00ebr spekulime dhe lin\u00e7im ndaj kompanis\u00eb Micro Credit Albania.<\/span><\/p>\n

N\u00ebp\u00ebrmjet dokumenteve t\u00eb v\u00ebna n\u00eb dispozicion, kompania MCA saqron se si funksionon sistemi i shlyerjes s\u00eb borxheve t\u00eb k\u00ebqija, si edhe rastin konkret t\u00eb kredis\u00eb s\u00eb shtetasit Pal Trashaj.<\/span><\/p>\n

 <\/p>\n

DEKLARATA E PLOT\u00cb<\/em><\/span><\/p>\n

Duke marr\u00eb shkas nga ngjarja fatkeqe e zotit Pal Trashaj, s\u00eb pari d\u00ebshirojm\u00eb t\u00eb shprehim hidh\u00ebrimin dhe befasin\u00eb ton\u00eb mbi humbjen e jet\u00ebs duke i p\u00ebrcjell\u00eb ngush\u00ebllimet familjar\u00ebve dhe gjith\u00eb t\u00eb dashurve t\u00eb tij.<\/em><\/span><\/p>\n

Akti vet\u00ebmohues i zotit Trashaj p\u00ebrve\u00e7 tragjedis\u00eb dhe dhimbjes q\u00eb ka shkaktuar te t\u00eb shtrenjt\u00ebt e tij, rezulton se po keqp\u00ebrdoret p\u00ebr spekulime dhe lin\u00e7im mediatik ndaj subjektit ton\u00eb tregtar, kompanis\u00eb Micro Credit Albania (MCA).<\/em><\/span><\/p>\n

T\u00eb gjendur n\u00eb k\u00ebto rrethana befasuese dhe t\u00eb pazakonta p\u00ebr ne, d\u00ebshirojm\u00eb q\u00eb menj\u00ebher\u00eb dhe n\u00eb m\u00ebnyr\u00eb shteruese t\u00eb b\u00ebjm\u00eb t\u00eb ditur pozicionin ton\u00eb.<\/em><\/span><\/p>\n

Kjo deklarat\u00eb e jona \u00ebsht\u00eb e konceptuar n\u00eb tre skedar\u00eb.<\/em><\/span><\/p>\n

Skedari i par\u00eb \u00ebsht\u00eb sqarimi elementar dhe i kuptuesh\u00ebm p\u00ebr k\u00ebdo i m\u00ebnyr\u00ebs se si funksionon sistemi i shlyerjes s\u00eb borxheve t\u00eb k\u00ebqija.<\/em><\/span><\/p>\n

Skedari i dyt\u00eb \u00ebsht\u00eb dokumenti bashk\u00eblidhur k\u00ebtij e-mail-i me em\u00ebrtes\u00ebn \u201cMEMO Subjekti Pal Trashaj \u201d ku n\u00eb m\u00ebnyr\u00eb kronologjike shpjegohet \u00e7far\u00eb ka ndodhur procedurialisht me k\u00ebt\u00eb subjekt.<\/em><\/span><\/p>\n

Skedari i trete jan\u00eb dokumentet q\u00eb v\u00ebrtetojn\u00eb referencat e MEMO-s, k\u00ebto dokumente jan\u00eb n\u00eb format PDF me em\u00ebrtesat p\u00ebrkat\u00ebse.<\/em><\/span><\/p>\n

Duke vijuar me sqarimin elementar s\u00eb pari p\u00ebr ta b\u00ebr\u00eb fabul\u00ebn m\u00eb t\u00eb kuptueshme p\u00ebr t\u00eb gjith\u00eb vlen t\u00eb theksohet se t\u00eb gjithe kompanit\u00eb e mbledhjes s\u00eb borxheve t\u00eb k\u00ebqija operojn\u00eb n\u00eb tregun shqiptar prej afro nj\u00eb dekade bazuar n\u00eb nj\u00eb paket\u00eb aktesh ligjore dhe n\u00ebn\/ligjore t\u00eb\u00a0 votuar nga ligjv\u00ebn\u00ebsi.<\/em><\/span><\/p>\n

Futja n\u00eb loj\u00eb e kompanive q\u00eb mbledhin borxhet e k\u00ebqija, ka qen\u00eb nj\u00eb projekt i konceptuar dhe i k\u00ebrkuar me k\u00ebmb\u00ebngulje nga Fondi Monetar Nd\u00ebrkomb\u00ebtar.<\/em><\/span><\/p>\n

T\u00eb pakt\u00ebn deri n\u00eb vitin 2012, bankat n\u00eb Shqip\u00ebri apo institucionet e kreditimit kishin nj\u00eb nivel t\u00eb borxhit t\u00eb keq ose t\u00eb kredive t\u00eb k\u00ebqija q\u00eb shkonte deri n\u00eb 25%.<\/em><\/span><\/p>\n

Ky prag ishte shum\u00eb i lart\u00eb dhe n\u00eb raportet e auditimit nd\u00ebrkomb\u00ebtar i ekspozonte bankat shqiptare jo vet\u00ebm si t\u00eb paafta p\u00ebr t\u00eb vijuar me kreditimin e projekteve t\u00eb m\u00ebdha, por nga ana tjet\u00ebr i damkoste ato si institucione me risk t\u00eb lart\u00eb.<\/em><\/span><\/p>\n

P\u00ebr t\u00eb b\u00ebr\u00eb shk\u00ebputjen e k\u00ebtij problemi nga bankat, FMN sugjeroi dhe k\u00ebrkoi me k\u00ebmb\u00ebngulje q\u00eb n\u00eb treg t\u00eb hynin faktor\u00eb t\u00eb rinj t\u00eb specializuar n\u00eb zgjidhjen e k\u00ebtij problem, duke konceptuar dhe krijimin e k\u00ebtij tregu t\u00eb ri q\u00eb lidhet posa\u00e7\u00ebrisht me likujdimin e kredive t\u00eb k\u00ebqija.<\/em><\/span><\/p>\n

Pasi u strukturua ky treg, niveli I kredive t\u00eb k\u00ebqija t\u00eb bankave ra n\u00eb m\u00ebnyr\u00eb drastike, nga 25% shkoi n\u00eb 4%.<\/em><\/span><\/p>\n

Bankat dhe institucionet e kreditimit rregulluan performanc\u00ebn n\u00eb letra, por problem I kredive t\u00eb k\u00ebqija ishte s\u00ebrish aty, s\u00ebrish prezent, mali me probleme thjesht do menaxhohej nga kompanit\u00eb tona.<\/em><\/span><\/p>\n

N\u00eb baz\u00eb t\u00eb korniz\u00ebs ligjore, kompania jon\u00eb dhe gjith\u00eb kompanit\u00eb e tjera q\u00eb funksionojn\u00eb n\u00eb k\u00ebt\u00eb treg, hyjn\u00eb n\u00eb ankand p\u00ebr t\u2019u bler\u00eb kredit\u00eb e k\u00ebqija bankave ose institucioneve t\u00eb tjera kredituese.<\/em><\/span><\/p>\n

Pasi ne i blejm\u00eb k\u00ebto kredi n\u00eb ankand, ndjekim nj\u00eb procedur\u00eb strikte ligjore e cila ka p\u00ebr garant gjykatat e shtetit.<\/em><\/span><\/p>\n

Pra n\u00eb asnj\u00eb rast, subjektet tona private nuk kan\u00eb asnj\u00eb tag\u00ebr q\u00eb t\u00eb urdh\u00ebrojn\u00eb ekzekutime p\u00ebrmbarimi me konservim apo sekuestro, pa folur gjykata dhe pa patur verdiktin e gjyq\u00ebsorit.<\/em><\/span><\/p>\n

Kompanit\u00eb e likujdimit t\u00eb kredive t\u00eb k\u00ebqija si MCA(aktualisht jane 5 kompani te tilla dhe sulmohet vetem njera prej tyre), nuk kan\u00eb asnj\u00eb kontrat\u00eb direkte me subjektet kredimarr\u00ebse, gjykata nga ana e saj shqyrton kontrat\u00ebn q\u00eb k\u00ebta kredimarr\u00ebs kan\u00eb patur me bankat fillestare apo institucione t\u00eb tjera t\u00eb kreditimit.<\/em><\/span><\/p>\n

Ne jemi thjesht ekzekutues t\u00eb verdiktit gjyq\u00ebsor dhe k\u00ebt\u00eb tag\u00ebr na e jep korniza kushtetuese\u00a0 dhe ligjore e Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb.<\/em><\/span><\/p>\n

Cilido pretendim q\u00eb v\u00eb n\u00eb dyshim rregullat e k\u00ebsaj loje, \u00ebsht\u00eb pretendim q\u00eb i duhet drejtuar ligjv\u00ebn\u00ebsit, pasi ne jemi institucione ekzekutuese dhe ligjzbatuese, ne e zbatojm\u00eb ligjin, nuk mundemi dot ta shqyrtojm\u00eb apo ta rishikojm\u00eb at\u00eb.<\/em><\/span><\/p>\n

Na ka b\u00ebr\u00eb shum\u00eb p\u00ebrshtypje q\u00eb ndon\u00ebse nj\u00eb num\u00ebr i konsideruesh\u00ebm mediash publike kan\u00eb drejtuar gishtin mbi ne sa i takon rastit fatkeq t\u00eb z.Pal Trashaj, deri n\u00eb momentin e hartimit t\u00eb k\u00ebsaj deklarate asnj\u00eb media dhe asnj\u00eb gazetar nuk\u00a0 i \u00ebsht\u00eb drejtuar institucionit ton\u00eb p\u00ebr shpjegime apo sqarime mbi praktik\u00ebn e z.Pal Trashaj.<\/em><\/span><\/p>\n

T\u00eb gjendur n\u00eb k\u00ebto kushte d\u00ebshirojm\u00eb t\u00eb b\u00ebjm\u00eb t\u00eb ditura bot\u00ebrisht k\u00ebto evidenca leht\u00ebsisht t\u00eb verifikueshme:<\/em><\/span><\/p>\n

    \n
  1. a) Q\u00eb prej janarit 2023 \u00ebsht\u00eb urdh\u00ebruar me vendim t\u00eb p\u00ebrmbaruesit heqja e t\u00eb gjithe sekuestrove konservative mbi llogarit\u00eb dhe asetet e subjektit Pal Trashaj. Z.Pal Trashaj kishte 18 muaj pa asnj\u00eb bllokim.<\/em><\/span><\/li>\n
  2. b) Kompania MCA ka zbatuar n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrpikt\u00eb dhe t\u00eb dokumentuar t\u00eb gjith\u00eb procedur\u00ebn dhe etapat e njoftimeve t\u00eb subjektit sikurse g\u00ebrma e ligjit na e imponon.<\/em><\/span><\/li>\n
  3. c) \u00c7do veprim shtr\u00ebngues apo leht\u00ebsues ndaj subjektit \u00ebsht\u00eb i bazuar strikt n\u00eb detyrat q\u00eb na ka p\u00ebrcaktuar vendimi gjyq\u00ebsor p\u00ebrkat\u00ebs.<\/em><\/span><\/li>\n
  4. d) Kompania jon\u00eb ka asgjesuar t\u00ebr\u00ebsisht ekzistenc\u00ebn e \u201cark\u00ebs s\u00eb kompanis\u00eb\u201d, pra kompania jon\u00eb nuk ka fare ark\u00eb ku mund te shlyhen detyrimet. K\u00ebt\u00eb vendim drastik ne e kemi nd\u00ebrrmar\u00eb q\u00eb n\u00eb fillim pik\u00ebrisht me q\u00ebllimin q\u00eb t\u00eb mos kishte asnj\u00eb shteg apo mund\u00ebsi q\u00eb kredimarr\u00ebsit me probleme t\u00eb hynin n\u00eb tentativa p\u00ebr favore me punonj\u00ebsit tan\u00eb jasht\u00eb korniz\u00ebs ligjore apo te keqinterpretohej procesi shlyerjes se borxheve.<\/em><\/span><\/li>\n
  5. e) Kodi Civil i Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb n\u00eb ndryshim nga shumica e kodeve t\u00eb BE-s\u00eb krijon nj\u00eb mbrojtje ekstraligjore p\u00ebr kreditor\u00ebt e k\u00ebqinj. N\u00eb Shqip\u00ebri me vet\u00ebm 200 lek\u00eb mund t\u00eb ngresh nj\u00eb padi kund\u00ebrshtuese ndaj veprimeve te P\u00ebrmbaruesit dhe gjykata ka vet\u00ebm 20 dit\u00eb koh\u00eb t\u00eb shprehet me vendimin perkates per anullimin e veprimeve permbarimore. Me t\u00eb gjithe padit\u00eb e tjera, tarifat dhe afati ligjor jan\u00eb m\u00eb t\u00eb dizfavorshme p\u00ebr padit\u00ebsin. N\u00eb k\u00ebt\u00eb kuptim, ka zero mund\u00ebsi ligjore q\u00eb kompanit\u00eb e likujdimit t\u00eb borxheve t\u00eb k\u00ebqija apo p\u00ebrmbaruesit t\u00eb mbajn\u00eb peng ose t\u00eb luajn\u00eb me faktorin \u201czvarritje\u201d n\u00eb kurriz t\u00eb kredimarr\u00ebsit.<\/em><\/span><\/li>\n<\/ol>\n

    P\u00ebr sa m\u00eb sip\u00ebr, garantojm\u00eb t\u00eb gjith\u00eb qytetar\u00ebt e indinjuar ndoshta me t\u00eb drejt\u00eb se kompania MCA n\u00eb asnj\u00eb moment nuk ka tejkaluar kompetencat e saj.<\/em><\/span><\/p>\n

    Sa i takon mediave q\u00eb nuk kan\u00eb q\u00ebllime lin\u00e7uese apo intimiduese p\u00ebr p\u00ebrfitimet personale, i ftojm\u00eb t\u00eb konsultojn\u00eb shtojcat bashk\u00eblidhur k\u00ebtij e-mail-i ku gjendet bashk\u00eblidhur memo shpjeguese dhe dokumentacioni p\u00ebrkat\u00ebs. Si dhe, jan\u00eb t\u00eb lutur t\u00eb na kontaktojn\u00eb e t\u00eb na drejtohen p\u00ebr informacion mbi \u00e7do detaj q\u00eb ato e gjykojn\u00eb me r\u00ebnd\u00ebsi p\u00ebr raportimin professional t\u00eb asaj q\u00eb ka ndodhur.\u00a0\u00a0 <\/em><\/span><\/p>\n

    \u00a0<\/em><\/span><\/p>\n

    MEMO e trajektores proceduriale per z.Pal Trashaj \u00a0 <\/a><\/span><\/strong><\/p>\n

    \u00a0<\/a>Pal Trashaj kontrata e kredise 20.08.2008 \u00a0 <\/a><\/span><\/strong><\/p>\n

    \u00a0<\/a>Pal Trashaj 1 \u00a0<\/a><\/span><\/strong><\/p>\n

    Pal Trashaj 2 \u00a0 <\/a><\/span><\/strong><\/p>\n

    Pal Trashaj Ashk<\/a><\/span><\/strong><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

    Kompania MCA ka reaguar n\u00eb lidhje me vdekjen e shtetasit 63-vje\u00e7arit Pal Trashaj, i cili humbi jet\u00ebn pasi konsumoi fotokson\u00eb gjat\u00eb protest\u00ebs para SPAK, ku k\u00ebrkonte drejt\u00ebsi dhe hetim p\u00ebr skem\u00ebn e mikro kredive. N\u00eb nj\u00eb deklarat\u00eb, kompania MCA duke shprehur ngush\u00ebllimet p\u00ebr shtetasin Trashajn, thot\u00eb se vdekja e tij po\u00a0 keqp\u00ebrdoret p\u00ebr spekulime dhe […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":32,"featured_media":685563,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[],"class_list":["post-685562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ballina"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/685562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=685562"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/685562\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/685563"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=685562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=685562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=685562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}