{"id":637171,"date":"2023-12-06T09:45:17","date_gmt":"2023-12-06T08:45:17","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=637171"},"modified":"2023-12-06T09:45:17","modified_gmt":"2023-12-06T08:45:17","slug":"forcimi-i-lekut-ngadalesoi-me-tej-rritjen-e-tregut-te-sigurimeve-per-10-mujorin","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2023\/12\/06\/forcimi-i-lekut-ngadalesoi-me-tej-rritjen-e-tregut-te-sigurimeve-per-10-mujorin\/","title":{"rendered":"Forcimi i Lekut ngadal\u00ebsoi m\u00eb tej rritjen e tregut t\u00eb sigurimeve p\u00ebr 10-mujorin","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/a><\/span><\/p>\n

Sipas t\u00eb dh\u00ebnave nga Autoriteti i Mbik\u00ebqyrjes Financiare (AMF), n\u00eb fund t\u00eb 10-mujorit, primet e shkruara bruto arrit\u00ebn vler\u00ebn e 18.8 miliard\u00eb lek\u00ebve, n\u00eb rritje me 9.6% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. Rritja u ngadal\u00ebsua m\u00eb tej nga niveli prej 9.85% i fundit t\u00eb 9-mujorit, nd\u00ebrkoh\u00eb q\u00eb n\u00eb fund t\u00eb 6-mujorit rritja kishte qen\u00eb dyshifrore, n\u00eb nivelin 13%.<\/span><\/p>\n

Vler\u00ebsohet se ngadal\u00ebsimi i rritjes s\u00eb tregut t\u00eb sigurimeve i detyrohet kryesisht faktor\u00ebve statistikor\u00eb, kryesisht mbi\u00e7mimit t\u00eb lekut n\u00eb kursin e k\u00ebmbimit me Euron.<\/span><\/p>\n

Sipas t\u00eb dh\u00ebnave t\u00eb AMF-s\u00eb, p\u00ebr gjysm\u00ebn e par\u00eb t\u00eb k\u00ebtij viti af\u00ebrsisht 34% e primeve t\u00eb shkruara bruto n\u00eb sigurime ishin t\u00eb llogaritur n\u00eb valut\u00eb t\u00eb huaj, kryesisht n\u00eb Euro. Duke qen\u00eb se statistikat raportohen n\u00eb Lek\u00eb, forcimi i monedh\u00ebs vendase n\u00eb kursin e k\u00ebmbimit ka dh\u00ebn\u00eb nj\u00eb efekt negativ n\u00eb vler\u00ebn e primeve t\u00eb shkruara n\u00eb valut\u00eb t\u00eb huaj.<\/span><\/p>\n

P\u00ebrtej efektit negativ t\u00eb kursit t\u00eb k\u00ebmbimit, ecuria organike e tregut k\u00ebt\u00eb vit \u00ebsht\u00eb p\u00ebrgjith\u00ebsisht pozitive p\u00ebr shumic\u00ebn e produkteve t\u00eb sigurimit.<\/span><\/p>\n

Norma e rritjes \u00ebsht\u00eb e p\u00ebraf\u00ebrt n\u00eb t\u00eb dy segmentet kryesore t\u00eb tregut. P\u00ebr 10-mujorin, primet e shkruara bruto n\u00eb tregun e Jo-Jet\u00ebs u rrit\u00ebn me 9.7%, nd\u00ebrsa n\u00eb at\u00eb t\u00eb sigurimit t\u00eb jet\u00ebs me 9.4%.<\/span><\/p>\n

Tregu i Jo-Jet\u00ebs vazhdon t\u00eb dominoj\u00eb, me pothuajse 92% t\u00eb primeve t\u00eb shkruara bruto. Megjith\u00ebse vazhdon t\u00eb dominohet nga sigurimet e detyrueshme motorike, k\u00ebt\u00eb vit n\u00eb tregun e Jo-Jet\u00ebs po sh\u00ebnohet nj\u00eb rritje e leht\u00eb e pesh\u00ebs s\u00eb produkteve t\u00eb sigurimit vullnetar.<\/span><\/p>\n

Sigurimi i pron\u00ebs nga katastrofat ngelet produkti kryesor i sigurimit vullnetar, me 10.8% t\u00eb primeve t\u00eb shkruara bruto, nga 10.1% q\u00eb zinte nj\u00eb vit m\u00eb par\u00eb. Vijon sigurimi KASKO i automjeteve, me 7.2% t\u00eb primeve, nga 6.7% n\u00eb t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar. Duke qen\u00eb se nj\u00eb pjes\u00eb e mir\u00eb e produkteve vullnetare kan\u00eb prime t\u00eb llogaritur n\u00eb valut\u00eb, edhe masa e rritjes s\u00eb tyre \u00ebsht\u00eb ngadal\u00ebsuar n\u00eb muajt e fundit.<\/span><\/p>\n

Sigurimet e detyrueshme motorike ngelen megjithat\u00eb dominuese n\u00eb tregun e Jo-Jet\u00ebs. N\u00eb fund t\u00eb 10-mujorit, ato p\u00ebrb\u00ebnin 65.9% t\u00eb primeve t\u00eb shkruara bruto, nga 67.4% q\u00eb zinin n\u00eb t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. R\u00ebnia e pesh\u00ebs s\u00eb sigurimeve t\u00eb detyrueshme motorike ka ardhur kryesisht nga rritja e dob\u00ebt e primeve p\u00ebr produktet e Kartonit Jeshil dhe Polic\u00ebs Kufitare.<\/span><\/p>\n

Duke qen\u00eb se t\u00eb dyja k\u00ebto produkte shiten n\u00eb Euro, edhe n\u00eb k\u00ebt\u00eb rast vler\u00ebsohet se nj\u00eb ndikim negativ ka dh\u00ebn\u00eb kursi i k\u00ebmbimit. Sidoqoft\u00eb, edhe sigurimi i brendsh\u00ebm motorik TPL ka shfaqur rritje disi m\u00eb t\u00eb ul\u00ebt se mesatarja e tregut, duke b\u00ebr\u00eb q\u00eb pesha e tij specifike t\u00eb zbres\u00eb.<\/span><\/p>\n

Nga ana tjet\u00ebr, d\u00ebmet kan\u00eb sh\u00ebnuar nj\u00eb rritje m\u00eb t\u00eb shpejt\u00eb gjat\u00eb muajit tetor dhe n\u00eb fund t\u00eb 10-mujorit rritja e tyre arriti n\u00eb 7.8%, nga af\u00ebrsisht 3% q\u00eb kishte qen\u00eb deri n\u00eb fund t\u00eb 9-mujorit. P\u00ebr10-mujorin, d\u00ebmet e paguara bruto kishin vler\u00ebn e 5.7 miliard\u00eb lek\u00ebve.<\/span><\/p>\n

Rritja e d\u00ebmeve ka ardhur na tregu i sigurimit t\u00eb Jo-Jet\u00ebs dhe nga Fondi i Kompensimit i Byros\u00eb Shqiptare t\u00eb Sigurimeve.<\/span><\/p>\n

Struktura e d\u00ebmeve n\u00eb tregun e Jo-Jet\u00ebs vazhdon t\u00eb dominohet nga sigurimet e detyrueshme motorike, me 62.7% t\u00eb d\u00ebmeve t\u00eb paguara bruto nga kompanit\u00eb e sigurimit t\u00eb Jo-Jet\u00ebs.<\/span><\/p>\n

 <\/p>\n

<\/p>\n

VINI RE<\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektual e Monitor<\/a><\/span><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Sipas t\u00eb dh\u00ebnave nga Autoriteti i Mbik\u00ebqyrjes Financiare (AMF), n\u00eb fund t\u00eb 10-mujorit, primet e shkruara bruto arrit\u00ebn vler\u00ebn e 18.8 miliard\u00eb lek\u00ebve, n\u00eb rritje me 9.6% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. Rritja u ngadal\u00ebsua m\u00eb tej nga niveli prej 9.85% i fundit t\u00eb 9-mujorit, nd\u00ebrkoh\u00eb q\u00eb n\u00eb fund t\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":30,"featured_media":637172,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-637171","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/637171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=637171"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/637171\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/637172"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=637171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=637171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=637171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}