{"id":612887,"date":"2023-08-25T18:42:01","date_gmt":"2023-08-25T16:42:01","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=612887"},"modified":"2023-08-25T18:06:27","modified_gmt":"2023-08-25T16:06:27","slug":"normat-e-hipotekave-ne-shba-arriten-nivelin-me-te-larte-te-23-viteve","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2023\/08\/25\/normat-e-hipotekave-ne-shba-arriten-nivelin-me-te-larte-te-23-viteve\/","title":{"rendered":"Normat e hipotekave n\u00eb SHBA arrit\u00ebn nivelin m\u00eb t\u00eb lart\u00eb t\u00eb 23 viteve","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-612888\" src=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2023\/08\/qira.jpg\" alt=\"\" width=\"768\" height=\"432\" srcset=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2023\/08\/qira.jpg 768w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2023\/08\/qira-300x169.jpg 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/span><\/p>\n<p><span style=\"color: #000000;\">Normat amerikane t\u00eb kredis\u00eb p\u00ebr sht\u00ebpi jan\u00eb rritur n\u00eb nivelin e tyre m\u00eb t\u00eb lart\u00eb n\u00eb m\u00eb shum\u00eb se dy dekada, duke l\u00ebvizur af\u00ebr 8% k\u00ebt\u00eb jav\u00eb pas fushat\u00ebs agresive t\u00eb Rezerv\u00ebs Federale p\u00ebr t\u00eb rritur normat e interesit.<\/span><\/p>\n<p><span style=\"color: #000000;\">Norma mesatare 30-vje\u00e7are e hipotek\u00ebs fikse arriti n\u00eb 7.49% t\u00eb mart\u00ebn p\u00ebr her\u00eb t\u00eb par\u00eb q\u00eb nga fundi i vitit 2000, duke rritur nj\u00eb tendosje n\u00eb tregun e banesave pas Covid, zbuluan t\u00eb dh\u00ebnat nga Mortgage News Daily.<\/span><\/p>\n<p><span style=\"color: #000000;\">Aplikimet p\u00ebr blerje sht\u00ebpie ran\u00eb p\u00ebr t\u00eb gjasht\u00ebn jav\u00eb n\u00eb nivelin m\u00eb t\u00eb ul\u00ebt q\u00eb nga viti 1995, pasi rritja e kostove e vendosi pron\u00ebsin\u00eb e sht\u00ebpis\u00eb gjithnj\u00eb e m\u00eb jasht\u00eb mund\u00ebsive p\u00ebr shum\u00eb amerikan\u00eb, sipas Shoqat\u00ebs s\u00eb Bankier\u00ebve t\u00eb Hipotek\u00ebs.<\/span><\/p>\n<p><span style=\"color: #000000;\"><em>\u201cMe kalimin e koh\u00ebs dhe njer\u00ebzit duhet t\u00eb marrin nga ato kredi 30-vje\u00e7are q\u00eb kan\u00eb, mendoj se do t\u00eb shohim se efektet n\u00eb strehim do jen\u00eb t\u00eb tmerrshme, por kjo koh\u00eb do zgjas\u00eb m\u00eb shum\u00eb se m\u00eb par\u00eb.<\/em>\u201d &#8211; tha p\u00ebr Fox drejtori menaxhues i Sh\u00ebrbimeve Institucionale t\u00eb TJM, James Iuorio.<\/span><\/p>\n<p><span style=\"color: #000000;\">Yield-et e obligacioneve 10-vje\u00e7are t\u00eb thesarit t\u00eb SHBA-s\u00eb, e cila ndikon n\u00eb normat e hipotek\u00ebs dhe format e tjera t\u00eb huamarrjes, jan\u00eb ulur rreth niveleve m\u00eb t\u00eb larta t\u00eb 16 viteve pasi tregtar\u00ebt presin gjithnj\u00eb e m\u00eb shum\u00eb norma m\u00eb t\u00eb larta p\u00ebr m\u00eb gjat\u00eb.<\/span><\/p>\n<p><span style=\"color: #000000;\">Shumica e zyrtar\u00ebve amerikan\u00eb ende parashikojn\u00eb rreziqe t\u00eb r\u00ebnd\u00ebsishme p\u00ebr rritjen e inflacionit, t\u00eb cilat mund t\u00eb k\u00ebrkojn\u00eb rritje t\u00eb m\u00ebtejshme t\u00eb norm\u00ebs, sipas Bloomberg. Me rritjen e kostove t\u00eb huamarrjes, normat e hipotekave do mbeten t\u00eb larta dhe do shtojn\u00eb m\u00eb shum\u00eb presion n\u00eb tregun e banesave rezidenciale, tha gazeta.<\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>Normat amerikane t\u00eb kredis\u00eb p\u00ebr sht\u00ebpi jan\u00eb rritur n\u00eb nivelin e tyre m\u00eb t\u00eb lart\u00eb n\u00eb m\u00eb shum\u00eb se dy dekada, duke l\u00ebvizur af\u00ebr 8% k\u00ebt\u00eb jav\u00eb pas fushat\u00ebs agresive t\u00eb Rezerv\u00ebs Federale p\u00ebr t\u00eb rritur normat e interesit. Norma mesatare 30-vje\u00e7are e hipotek\u00ebs fikse arriti n\u00eb 7.49% t\u00eb mart\u00ebn p\u00ebr her\u00eb t\u00eb par\u00eb q\u00eb [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":612888,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-612887","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fast-foodi"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/612887","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=612887"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/612887\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/612888"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=612887"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=612887"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=612887"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}