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N\u00eb Kosov\u00eb bankat komerciale kan\u00eb ecuri tejet pozitive. K\u00ebshtu po thot\u00eb nj\u00eb raport i Bank\u00ebs Qendrore t\u00eb Kosov\u00ebs. Sipas k\u00ebtij raporti, p\u00ebr 5 mujorin e par\u00eb t\u00eb k\u00ebtij viti, bankat kan\u00eb raportuar nj\u00eb fitim neto prej 65 milion\u00eb euro.<\/span><\/p>\n BQK-ja thekson se k\u00ebto fitime, vijn\u00eb si rezultat i normave t\u00eb larta t\u00eb interesit n\u00eb kredi, si dhe nga tarifat e larta t\u00eb sh\u00ebrbimeve (t\u00eb hyrat nga jo-interesi), t\u00eb cilat n\u00eb vitin 2022 pothuajse t\u00eb gjitha jan\u00eb rritur n\u00eb em\u00ebr t\u00eb inflacionit t\u00eb lart\u00eb q\u00eb po mbret\u00ebron n\u00eb Kosov\u00eb e rajon.<\/span><\/p>\n N\u00eb raport thuhet se n\u00eb muajin maj, t\u00eb hyrat totale n\u00eb k\u00ebt\u00eb sektor ishin n\u00eb vler\u00eb t\u00eb 157.5 milion\u00eb eurove. Prej tyre, gjithsej 118.1 milion\u00eb ishin t\u00eb hyra vet\u00ebm nga interesi.<\/span><\/p>\n Nd\u00ebrsa, shpenzimet totale t\u00eb k\u00ebtij sektori p\u00ebr k\u00ebt\u00eb periudh\u00eb ishin 91.6 milion\u00eb, kurse shpenzimet p\u00ebr interes ishin n\u00eb vler\u00eb t\u00eb vet\u00ebm 13.3 milion\u00eb eurove. Nd\u00ebrkoh\u00eb, normat efektive t\u00eb interesit n\u00eb muajin maj mbet\u00ebn n\u00eb vler\u00ebn 6.5 p\u00ebr qind.<\/span><\/p>\n Norma e interesit p\u00ebr kredit\u00eb e dh\u00ebna p\u00ebr ekonomit\u00eb familjare n\u00eb k\u00ebt\u00eb periudh\u00eb ishte 6.1 p\u00ebr qind nj\u00ebsoj si n\u00eb prill, kurse p\u00ebr ato konsumuese mbeti po ashtu nj\u00ebsoj si n\u00eb prill n\u00eb 6.5 p\u00ebr qind, kurse ajo p\u00ebr kredit\u00eb p\u00ebr korporatat jofinanciare u rrit n\u00eb 6.8 p\u00ebr qind nga 6.5 p\u00ebr qind sa ishte n\u00eb muajin prill t\u00eb k\u00ebtij viti.<\/span><\/p>\n N\u00eb an\u00ebn tjet\u00ebr, vlera totale e shum\u00ebs s\u00eb dh\u00ebn\u00eb p\u00ebr kredi deri n\u00eb muajin maj t\u00eb k\u00ebtij viti, arriti n\u00eb 4 miliard\u00eb e 643.3 milion\u00eb nga 4 miliard\u00eb e 562.8 milion\u00eb euro sa ishte vlera n\u00eb prill. Prej gjith\u00eb k\u00ebsaj shume, 1 miliard\u00eb e 747.2 milion\u00eb euro ishin kredi p\u00ebr ekonomit\u00eb familjare, 2 miliard\u00eb e 864.9 milion\u00eb tjera p\u00ebr korporatat jo financiare dhe 15.6 milion\u00eb euro p\u00ebr korporatat tjera financiare.<\/span><\/p>\n Kurse depozitat e qytetar\u00ebve t\u00eb ruajtuara n\u00ebp\u00ebr bankat komerciale n\u00eb vend, deri n\u00eb fund t\u00eb muajit maj 2023, arrit\u00ebn n\u00eb 5 miliard\u00eb e 604.3 milion\u00eb euro, nga 5 miliard\u00eb e 575.0 milion\u00eb sa ishte vlera e tyre n\u00eb prill. Aktualisht, vlera totale e aseteve t\u00eb sektorit bankar n\u00eb vend, \u00ebsht\u00eb 6 miliard\u00eb e 806.4 milion\u00eb euro.<\/span><\/p>\n Kujtojm\u00eb se edhe gjat\u00eb vitit 2022, fitimi neto i k\u00ebtyre institucioneve bankare n\u00eb vend kishte shkuar mbi 140.3 milion\u00eb euro, duke e tejkaluar k\u00ebshtu mesataren disavje\u00e7are q\u00eb zakonisht ishte p\u00ebrmbyllur me nga 80-100 milion\u00eb euro. N\u00eb vendin ton\u00eb aktualisht jan\u00eb duke operuar gjithsej 12 banka komerciale, 9 prej t\u00eb cilave jan\u00eb banka me kapital t\u00eb huaj.\/Fatos Shala<\/span><\/p>\n