{"id":603829,"date":"2023-06-28T08:57:10","date_gmt":"2023-06-28T06:57:10","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=603829"},"modified":"2023-06-28T08:57:10","modified_gmt":"2023-06-28T06:57:10","slug":"be-hap-gjigant-drejt-versionit-digjital-te-euros","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2023\/06\/28\/be-hap-gjigant-drejt-versionit-digjital-te-euros\/","title":{"rendered":"BE hap gjigant drejt versionit digjital t\u00eb euros","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/a><\/span><\/p>\n

Nga Kina n\u00eb Shtetet e Bashkuara, Xhamajka e Japonia, dhjet\u00ebra banka qendrore n\u00eb mbar\u00eb bot\u00ebn po eksplorojn\u00eb ose kan\u00eb vendosur tashm\u00eb monedhat digjitale pasi pagesat elektronike dominojn\u00eb m\u00ebnyr\u00ebn se si njer\u00ebzit i shpenzojn\u00eb parat\u00eb e tyre dhe p\u00ebrdorimi i parave t\u00eb gatshme zvog\u00eblohet.<\/span><\/p>\n

L\u00ebvizja p\u00ebr t\u00eb krijuar nj\u00eb version digjital t\u00eb monedh\u00ebs s\u00eb p\u00ebrbashk\u00ebt filloi n\u00eb vitin 2020 kur Presidentja e Bank\u00ebs Qendrore Evropiane (ECB) Christine Lagarde sugjeroi iden\u00eb dhe organi me qend\u00ebr n\u00eb Frankfurt nisi nj\u00eb konsultim publik.<\/span><\/p>\n

Entuziast\u00ebt e euros digjitale thon\u00eb se kjo do t\u00eb plot\u00ebsoj\u00eb parat\u00eb e gatshme dhe do t\u00eb siguroj\u00eb q\u00eb BQE t\u00eb mos l\u00ebr\u00eb nj\u00eb boshll\u00ebk q\u00eb mund t\u00eb plot\u00ebsohet nga lojtar\u00eb privat\u00eb, zakonisht jo-evropian\u00eb, dhe banka t\u00eb tjera qendrore.<\/span><\/p>\n

Kritik\u00ebt v\u00ebn\u00eb n\u00eb dyshim nevoj\u00ebn p\u00ebr nj\u00eb euro digjitale dhe bankat paralajm\u00ebrojn\u00eb p\u00ebr rreziqe t\u00eb m\u00ebdha, nd\u00ebrsa vet\u00eb studimi i BQE-s\u00eb zbuloi se publiku ishte i shqet\u00ebsuar p\u00ebr privat\u00ebsin\u00eb e pagesave.<\/span><\/p>\n

“N\u00ebse ne thjesht dublikojm\u00eb infrastruktur\u00ebn ekzistuese t\u00eb pagesave me euron digjitale, kjo nuk \u00ebsht\u00eb nj\u00eb rast mjaft i mir\u00eb biznesi. P\u00ebr momentin, euro digjitale duket t\u00eb jet\u00eb nj\u00eb zgjidhje n\u00eb k\u00ebrkim t\u00eb nj\u00eb problemi,” i tha AFP eurodeputeti gjerman Markus Ferber, p\u00ebrcjell France 24.<\/a><\/span><\/span><\/p>\n

Komisioni Evropian, krahu ekzekutiv i BE-s\u00eb, do t\u00eb publikoj\u00eb t\u00eb m\u00ebrkur\u00ebn nj\u00eb propozim q\u00eb do t\u00eb jet\u00eb baza ligjore mbi t\u00eb cil\u00ebn BQE mund t\u00eb nis\u00eb nj\u00eb euro digjitale.<\/span><\/p>\n

Ligji p\u00ebrfundimtar duhet t\u00eb mb\u00ebshtetet nga 27 shtetet an\u00ebtare t\u00eb BE-s\u00eb dhe Parlamenti Evropian.<\/span><\/p>\n

BQE \u00ebsht\u00eb vendosur t’i jap\u00eb drit\u00ebn jeshile zyrtare nj\u00eb euro digjitaleje n\u00eb tetor dhe pritshm\u00ebria \u00ebsht\u00eb q\u00eb ajo t\u00eb jet\u00eb e disponueshme nga viti 2027 e tutje.<\/span><\/p>\n

P\u00ebrfitimet ‘peshojn\u00eb’ kostot<\/strong><\/span><\/p>\n

Sipas nj\u00eb projekt-propozimi t\u00eb par\u00eb nga AFP, komisioni vuri n\u00eb dukje “p\u00ebrfitimet afatgjata t\u00eb euros… tejkalojn\u00eb kostot e saj” dhe paralajm\u00ebroi “kostot e asnj\u00eb veprimi mund t\u00eb jen\u00eb potencialisht shum\u00eb t\u00eb m\u00ebdha”.<\/span><\/p>\n

Monedha do t\u00eb jet\u00eb e disponueshme p\u00ebr individ\u00ebt q\u00eb jetojn\u00eb n\u00eb zon\u00ebn e euros dhe vizitor\u00ebt.<\/span><\/p>\n

Lagarde argumentoi n\u00eb mars gjat\u00eb nj\u00eb ngjarjeje paneli se monedha digjitale ishte e r\u00ebnd\u00ebsishme p\u00ebr elasticitetin dhe p\u00ebr t\u00eb “mbrojtur autonomin\u00eb evropiane t\u00eb pagesave”.<\/span><\/p>\n

Shum\u00eb nga mjetet e pagesave “nuk jan\u00eb domosdoshm\u00ebrisht evropiane”, vuri n\u00eb dukje ajo, duke shtuar se ishte “shum\u00eb e pash\u00ebndetshme t\u00eb mb\u00ebshtetesh n\u00eb nj\u00eb burim t\u00eb vet\u00ebm pagese”.<\/span><\/p>\n

Gjigant\u00ebt amerikan\u00eb Visa dhe Mastercard aktualisht dominojn\u00eb tregun global t\u00eb pagesave me karta.<\/span><\/p>\n

Komentet e saj jan\u00eb n\u00eb p\u00ebrputhje me fokusin m\u00eb t\u00eb madh t\u00eb BE-s\u00eb n\u00eb sjelljen e prodhimit n\u00eb Evrop\u00eb ose m\u00eb af\u00ebr bllokut dhe largimin nga mb\u00ebshtetja n\u00eb vendet e treta.<\/span><\/p>\n

T\u00eb tjer\u00eb argumentojn\u00eb, megjithat\u00eb se planet e BE parashikojn\u00eb telashe, ve\u00e7an\u00ebrisht p\u00ebr bankat.<\/span><\/p>\n

Federata Evropiane e Bankave (EBF) paralajm\u00ebroi n\u00eb mars p\u00ebr “rrezikun e r\u00ebnd\u00ebsish\u00ebm p\u00ebr bankat” p\u00ebr shkak t\u00eb potencialit p\u00ebr ekzekutime bankare pasi klient\u00ebt mund t’i mbajn\u00eb fondet e tyre n\u00eb llogarit\u00eb dhe kuletat digjitale t\u00eb euros, duke i larguar ato nga bilancet e bankave.<\/span><\/p>\n

Projektpropozimi p\u00ebrfshin nj\u00eb dispozit\u00eb q\u00eb do t\u00eb kufizoj\u00eb sasin\u00eb e parave q\u00eb njer\u00ebzit mund t\u00eb mbajn\u00eb n\u00eb euro digjitale — zyrtar\u00ebt e BQE-s\u00eb kan\u00eb sugjeruar nj\u00eb kufi prej 3,000 euro (3,300 dollar\u00eb).<\/span><\/p>\n

Komisioni tha gjithashtu se monedh\u00ebs digjitale do t’i jepet statusi “tender ligjor”, q\u00eb do t\u00eb thot\u00eb se duhet t\u00eb pranohet si pages\u00eb.<\/span><\/p>\n

Do t\u00eb ket\u00eb p\u00ebrjashtime, duke p\u00ebrfshir\u00eb bizneset e vogla q\u00eb nuk pranojn\u00eb asnj\u00eb form\u00eb pagese digjitale, sipas draft propozimit.<\/span><\/p>\n

Shqet\u00ebsimet p\u00ebr privat\u00ebsin\u00eb<\/strong><\/span><\/p>\n

BQE ka nj\u00eb betej\u00eb t\u00eb v\u00ebshtir\u00eb p\u00ebr t\u00eb fituar ndaj evropian\u00ebve. Nj\u00eb konsultim publik tregoi se prioriteti num\u00ebr nj\u00eb kur b\u00ebhet fjal\u00eb p\u00ebr euron digjitale \u00ebsht\u00eb privat\u00ebsia.<\/span><\/p>\n

P\u00ebr t\u00eb qet\u00ebsuar frik\u00ebn e njer\u00ebzve, BQE ka theksuar se nuk do t\u00eb p\u00ebrpiqet t\u00eb kontrolloj\u00eb se si njer\u00ebzit mund t\u00eb shpenzojn\u00eb monedh\u00ebn digjitale ose ta p\u00ebrdorin at\u00eb p\u00ebr mbik\u00ebqyrje, si\u00e7 pretendojn\u00eb kritik\u00ebt n\u00eb Kin\u00eb.<\/span><\/p>\n

“BQE nuk do t\u00eb vendoste asnj\u00eb kufizim se ku, kur ose kujt mund t\u00eb paguajn\u00eb njer\u00ebzit me nj\u00eb euro digjitale,” tha n\u00eb janar an\u00ebtari i bordit ekzekutiv t\u00eb BQE Fabio Panetta.<\/span><\/p>\n

N\u00eb draft tekstin, komisioni tha se euro digjitale “do t\u00eb projektohet n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb minimizoj\u00eb p\u00ebrpunimin e t\u00eb dh\u00ebnave personale nga ofruesit e sh\u00ebrbimeve t\u00eb pagesave” dhe BQE.<\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Nga Kina n\u00eb Shtetet e Bashkuara, Xhamajka e Japonia, dhjet\u00ebra banka qendrore n\u00eb mbar\u00eb bot\u00ebn po eksplorojn\u00eb ose kan\u00eb vendosur tashm\u00eb monedhat digjitale pasi pagesat elektronike dominojn\u00eb m\u00ebnyr\u00ebn se si njer\u00ebzit i shpenzojn\u00eb parat\u00eb e tyre dhe p\u00ebrdorimi i parave t\u00eb gatshme zvog\u00eblohet. L\u00ebvizja p\u00ebr t\u00eb krijuar nj\u00eb version digjital t\u00eb monedh\u00ebs s\u00eb p\u00ebrbashk\u00ebt filloi […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":32,"featured_media":603830,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,13],"tags":[],"class_list":["post-603829","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nderkombetare","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/603829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=603829"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/603829\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/603830"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=603829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=603829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=603829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}