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Fitimi i sektorit bankar u rrit p\u00ebrs\u00ebri p\u00ebr muajin prill, nd\u00ebrsa rezultati progresiv vjetor ngelet n\u00eb nivelet m\u00eb t\u00eb larta t\u00eb regjistruar ndonj\u00ebher\u00eb nga sektori bankar shqiptar.<\/span><\/p>\n Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, fitimi neto p\u00ebr 4-mujorin janar-prill arriti vler\u00ebn e pak m\u00eb shum\u00eb se 9 miliard\u00eb lek\u00ebve, n\u00eb rritje me 85% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/span><\/p>\n Fitimet m\u00eb t\u00eb m\u00ebdha kan\u00eb sjell\u00eb edhe nj\u00eb p\u00ebrmir\u00ebsim t\u00eb duksh\u00ebm t\u00eb treguesve t\u00eb rentabilitetit, krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/span><\/p>\n Kthimi nga kapitali i sektorit, i mesatarizuar me baz\u00eb vjetore, u rrit n\u00eb 14.58%, nga 8.18% q\u00eb kishte qen\u00eb n\u00eb t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. Nd\u00ebrsa kthimi nga aktivet \u00ebsht\u00eb n\u00eb nivelin 1.44%, nga 0.84% q\u00eb kishte qen\u00eb n\u00eb t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit 2022.<\/span><\/p>\n Shifrat bazohen n\u00eb standardet e raportimit sipas k\u00ebrkesave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb dhe kan\u00eb kryesisht nj\u00eb vler\u00eb orientuese p\u00ebr tendenc\u00ebn e performanc\u00ebs s\u00eb sistemit. Standarde ligjore t\u00eb raportimit p\u00ebr bankat jan\u00eb Standardet Nd\u00ebrkomb\u00ebtare t\u00eb Raportimit Financiar (IFRS), por ato jan\u00eb t\u00eb disponueshme vet\u00ebm me baz\u00eb tremujore.<\/span><\/p>\n Rritja e normave t\u00eb interesit dhe vijim\u00ebsia e zgjerimit t\u00eb aktiveve, ashtu si\u00e7 pritej, ka pasur nj\u00eb ndikim pozitiv n\u00eb performanc\u00ebn e bankave, duke rritur t\u00eb ardhurat dhe rezultatin neto nga interesat.<\/span><\/p>\n Nga ana tjet\u00ebr, ruajtja e cil\u00ebsis\u00eb s\u00eb portofolit t\u00eb kredis\u00eb n\u00eb nivele relativisht t\u00eb q\u00ebndrueshme nuk po shtron presione t\u00eb r\u00ebnd\u00ebsishme nga krahu i shpenzimeve p\u00ebr provigjione.<\/span><\/p>\n Raporti i kredive me probleme t\u00eb sektorit bankar u shfaq i q\u00ebndruesh\u00ebm edhe p\u00ebr muajin prill. Mb\u00ebshtetur n\u00eb t\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, ky tregues sh\u00ebnoi nivelin 5.18%, nga 5.15% q\u00eb kishte qen\u00eb n\u00eb fund t\u00eb muajit mars.<\/span><\/p>\n Raporti i kredive me probleme paraqitet n\u00eb rritje t\u00eb leht\u00eb nga niveli 5% ku q\u00ebndronte n\u00eb fund t\u00eb vitit t\u00eb kaluar, megjithat\u00eb, \u00ebsht\u00eb s\u00ebrish n\u00eb r\u00ebnie krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb, kur ishin n\u00eb nivelin 5.42%.<\/span><\/p>\n Deri tani, ekonomia shqiptare duket se i ka rezistuar mir\u00eb inflacionit t\u00eb lart\u00eb dhe faz\u00ebs s\u00eb par\u00eb dhe m\u00eb delikate t\u00eb rritjes s\u00eb normave t\u00eb interesit. Vitin e kaluar, ekonomia u rrit me rreth 4.8%, nd\u00ebrsa, sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, treguesit e t\u00ebrthort\u00eb d\u00ebshmojn\u00eb vijim\u00ebsin\u00eb e rritjes pozitive edhe n\u00eb pjes\u00ebn e par\u00eb t\u00eb k\u00ebtij viti.<\/span><\/p>\n Parametrat pozitiv\u00eb makroekonomik\u00eb po reflektohen edhe nj\u00eb ecuri t\u00eb mir\u00eb t\u00eb aktivitetit t\u00eb sektorit bankar, q\u00eb po n\u00eb vitet e fundit \u00ebsht\u00eb shfaqur i q\u00ebndruesh\u00ebm p\u00ebrball\u00eb goditjeve q\u00eb solli t\u00ebrmeti i vitit 2019, pandemia, inflacioni dhe rritja e shpejt\u00eb e normave t\u00eb interesit.<\/span><\/p>\n Nga ana tjet\u00ebr, tregu financiar k\u00ebt\u00eb vit paraqitet m\u00eb i stabilizuar n\u00eb pjes\u00ebn e par\u00eb t\u00eb k\u00ebtij viti. Yield-et paraqiten n\u00eb r\u00ebnie, nd\u00ebrsa rritja e normave t\u00eb interesit t\u00eb produkteve bankare \u00ebsht\u00eb e ngadalt\u00eb. Besohet se pjesa m\u00eb e madhe e rritjes s\u00eb normave t\u00eb interesit nga Banka e Shqip\u00ebris\u00eb \u00ebsht\u00eb p\u00ebrmbushur, megjith\u00ebse ky proces pritet t\u00eb vazhdoj\u00eb edhe gjat\u00eb vitit 2023.\/E.Shehu<\/span><\/p>\n
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bank<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"