{"id":590445,"date":"2023-04-14T22:58:45","date_gmt":"2023-04-14T20:58:45","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=590445"},"modified":"2023-04-14T22:58:45","modified_gmt":"2023-04-14T20:58:45","slug":"4-4-e-individeve-kane-gati-60-te-vleres-se-depozitave-ne-vend-900-mije-llogari-ne-banka-jane-bosh","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2023\/04\/14\/4-4-e-individeve-kane-gati-60-te-vleres-se-depozitave-ne-vend-900-mije-llogari-ne-banka-jane-bosh\/","title":{"rendered":"4.4% e individ\u00ebve kan\u00eb gati 60% t\u00eb vler\u00ebs s\u00eb depozitave n\u00eb vend, 900 mij\u00eb llogari n\u00eb banka jan\u00eb bosh","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p><span style=\"color: #000000;\"><a href=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2023\/04\/PORTOFOL.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-590446\" src=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2023\/04\/PORTOFOL.jpg\" alt=\"\" width=\"976\" height=\"549\" srcset=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2023\/04\/PORTOFOL.jpg 976w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2023\/04\/PORTOFOL-300x169.jpg 300w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2023\/04\/PORTOFOL-768x432.jpg 768w\" sizes=\"auto, (max-width: 976px) 100vw, 976px\" \/><\/a><\/span><\/p>\n<p><span style=\"color: #000000;\">Kursimet n\u00eb banka vijuan rritjen n\u00eb vitin 2022, por pjesa m\u00eb e madhe e tyre zot\u00ebrohen nga pak individ\u00eb, nd\u00ebrsa nj\u00eb e treta e llogarive, q\u00eb individ\u00ebt kan\u00eb hapur n\u00ebp\u00ebr banka, kan\u00eb maksimumi 100 lek\u00eb.<\/span><\/p>\n<p><span style=\"color: #000000;\">Sipas raportit vjetor t\u00eb Agjencis\u00eb s\u00eb Sigurimit t\u00eb depozitave (ASD), n\u00eb fund t\u00eb vitit 2022, Vet\u00ebm p\u00ebr individ\u00ebt, depozitat e sigurueshme ishin 1.16 trilion\u00eb lek\u00eb (9.8 miliard\u00eb euro), ose gati 82% e totalit t\u00eb depozitave t\u00eb sigurueshme n\u00eb vend. Depozitat e sigurueshme, sipas ASD-s\u00eb p\u00ebrfshijn\u00eb depozitat me afat, llogarit\u00eb rrjedh\u00ebse, llogarit\u00eb e kursimit, llogarit\u00eb e kartave, llogarit\u00eb e p\u00ebrbashk\u00ebta dhe produkte t\u00eb tjera t\u00eb ngjashme.<\/span><\/p>\n<p><span style=\"color: #000000;\">Por, n\u00ebse shikojm\u00eb ndarjen sipas numrit t\u00eb kursimtar\u00ebve rezulton se depozitat zot\u00ebrohen n\u00eb pjes\u00ebn m\u00eb t\u00eb madhe t\u00eb tyre nga nj\u00eb num\u00ebr i vog\u00ebl individ\u00ebsh, teksa ka shum\u00eb llogari q\u00eb jan\u00eb bosh, dmth kan\u00eb m\u00eb pak se 100 lek\u00eb.<\/span><\/p>\n<p><span style=\"color: #000000;\">Sipas ASD-s\u00eb, n\u00eb total jan\u00eb rreth 2.6 milion\u00eb (2,598,908) depozitues individ\u00eb, q\u00eb p\u00ebrfitojn\u00eb nga skema e sigurimit t\u00eb depozitave deri n\u00eb fund t\u00eb vitit 2022.\u00a0 Nga k\u00ebta, rreth 900 mij\u00eb (900,343) depozitues, ose 34.7% e totalit kan\u00eb nj\u00eb balanc\u00eb n\u00eb llogarit\u00eb e tyre prej zero deri n\u00eb 100 lek (minimumi ligjor p\u00ebr kompensim).<\/span><\/p>\n<p><span style=\"color: #000000;\">1.53 milion\u00eb (1,538,767) depozitues t\u00eb tjer\u00eb\u00a0 i kan\u00eb i kan\u00eb depozitat deri n\u00eb nivelin maksimal ligjor t\u00eb mbulimit dhe p\u00ebrfitojn\u00eb mbulim t\u00eb plot\u00eb nga skema e sigurimit t\u00eb depozitave, pra kan\u00eb m\u00eb pak se 2.5 milion\u00eb lek\u00eb n\u00eb llogarit\u00eb e tyre n\u00eb banka. Shuma e depozitave q\u00eb u korrespondon k\u00ebtyre depozituesve arriti vler\u00ebn 480.8 miliard\u00eb lek\u00eb n\u00eb fund t\u00eb vitit 2022. Individ\u00ebt q\u00eb kan\u00eb n\u00eb banka midis 100 deri n\u00eb 2.5 milion\u00eb lek\u00eb p\u00ebrb\u00ebjn\u00eb 60% t\u00eb totalit t\u00eb numrit t\u00eb depozituesve, por kan\u00eb vet\u00ebm 41.% t\u00eb shum\u00ebs s\u00eb depozituar nga individ\u00ebt n\u00eb banka.<\/span><\/p>\n<p><span style=\"color: #000000;\">Depozituesit e m\u00ebdhenj jan\u00eb t\u00eb pakt\u00eb n\u00eb num\u00ebr, por kan\u00eb shuma t\u00eb m\u00ebdha n\u00eb banka. Sipas ASD-s\u00eb, ishin 114,798 individ\u00eb, q\u00eb kishin depozita m\u00eb t\u00eb m\u00ebdha se 2.5 milion\u00eb lek\u00eb n\u00eb fund t\u00eb dhjetorit 2022. Sipas numrit t\u00eb llogarive, ata p\u00ebrb\u00ebjn\u00eb vet\u00ebm 4.4% t\u00eb totalit t\u00eb depozituesve. Por, k\u00ebta 115 mij\u00eb individ\u00eb zot\u00ebrojn\u00eb 680.8 miliard\u00eb lek\u00eb, ose 59% t\u00eb totalit t\u00eb depozitave t\u00eb sigurueshme t\u00eb individ\u00ebve.<\/span><\/p>\n<p><span style=\"color: #000000;\">N\u00eb total, sipas ASD-s\u00eb, vlera e depozitave t\u00eb sigurueshme q\u00eb p\u00ebrfitojn\u00eb nga skema e sigurimit t\u00eb depozitave arriti 1.42 trilion\u00eb lek\u00eb (12 miliard\u00eb euro), duke p\u00ebrfaq\u00ebsuar 94% t\u00eb totalit t\u00eb depozitave. Krahasuar me nj\u00eb vit m\u00eb par\u00eb k\u00ebto depozita u rrit\u00ebn me 5%, nd\u00ebrsa rritja n\u00eb vler\u00eb absolute \u00ebsht\u00eb 67.8 miliard\u00eb lek\u00eb.<\/span><\/p>\n<p><span style=\"color: #000000;\">ASD thekson se Numri total i depozituesve \u00ebsht\u00eb p\u00ebrcaktuar duke mbledhur t\u00eb dh\u00ebnat e agreguara t\u00eb raportuara nga \u00e7do bank\u00eb, k\u00ebshtu q\u00eb nj\u00eb person i cili ka depozita n\u00eb disa banka \u00ebsht\u00eb regjistruar disa her\u00eb.<\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"color: #ff0000;\">VINI RE<\/span>. Ky material \u00ebsht\u00eb pron\u00ebsi intelktuale e <a href=\"https:\/\/www.monitor.al\/4-4-e-individeve-kane-gati-60-te-vleres-se-depozitave-ne-vend-900-mije-llogari-ne-banka-jane-bosh\/\"><span style=\"color: #0000ff;\">Monitor<\/span><\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>Kursimet n\u00eb banka vijuan rritjen n\u00eb vitin 2022, por pjesa m\u00eb e madhe e tyre zot\u00ebrohen nga pak individ\u00eb, nd\u00ebrsa nj\u00eb e treta e llogarive, q\u00eb individ\u00ebt kan\u00eb hapur n\u00ebp\u00ebr banka, kan\u00eb maksimumi 100 lek\u00eb. Sipas raportit vjetor t\u00eb Agjencis\u00eb s\u00eb Sigurimit t\u00eb depozitave (ASD), n\u00eb fund t\u00eb vitit 2022, Vet\u00ebm p\u00ebr individ\u00ebt, depozitat e [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":30,"featured_media":590446,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-590445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fast-foodi"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/590445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=590445"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/590445\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/590446"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=590445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=590445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=590445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}