{"id":580565,"date":"2023-02-20T19:24:13","date_gmt":"2023-02-20T18:24:13","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=580565"},"modified":"2023-02-20T19:24:13","modified_gmt":"2023-02-20T18:24:13","slug":"kredite-interesat-godasin-te-vegjlit-veshtiresohet-marrja-e-nje-kredie-per-banim","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2023\/02\/20\/kredite-interesat-godasin-te-vegjlit-veshtiresohet-marrja-e-nje-kredie-per-banim\/","title":{"rendered":"Kredit\u00eb, interesat godasin t\u00eb vegjlit, v\u00ebshtir\u00ebsohet marrja e nj\u00eb kredie p\u00ebr banim","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Rritja e norm\u00ebs baz\u00eb t\u00eb interesit nga Banka e Shqip\u00ebris\u00eb p\u00ebr t\u00eb luftuar inflacionin ka dh\u00ebn\u00eb efekt t\u00eb drejtp\u00ebrdrejt\u00eb tek kredit\u00eb dhe depozitat e qytetar\u00ebve.<\/span><\/p>\n

M\u00eb shpejt k\u00ebto efekte u p\u00ebrcoll\u00ebn tek individ\u00ebt dhe bizneset e vogla dhe m\u00eb ngadal\u00eb tek bizneset e m\u00ebdha.<\/span><\/p>\n

N\u00eb raportin e tremujorit p\u00ebr politik\u00ebn monetare shprehet se kredit\u00eb p\u00ebr individ\u00ebt p\u00ebsuan rritje t\u00eb fort\u00eb t\u00eb normave, q\u00eb rezultoi mesatarisht 8% n\u00eb tremujorin e kat\u00ebrt t\u00eb vitit, nga 6.7% n\u00eb gjysm\u00ebn e par\u00eb t\u00eb vitit<\/span><\/p>\n

Rritja m\u00eb e fort\u00eb ka ndodhur n\u00eb kredin\u00eb hipotekare sipas bank\u00ebs, nd\u00ebrsa interesat e kredis\u00eb konsumatore kan\u00eb q\u00ebndruar n\u00eb nivele m\u00eb t\u00eb ul\u00ebta mesatarisht 7.6%. Edhe pse interesat p\u00ebr t\u00eb bler\u00eb sht\u00ebpi me kredi rriten, \u00e7mimet vazhdojn\u00eb t\u00eb rriten, sipas indeksit Fischer i publikuar po nga Banka e Shqip\u00ebris\u00eb, duke ngritur dyshime mbi financimin e tyre.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb rritja e normave t\u00eb interesit ka qen\u00eb m\u00eb e ul\u00ebt p\u00ebr kredit\u00eb n\u00eb euro. Interesi rezultoi 5.4% p\u00ebr to n\u00eb tremujorin e kat\u00ebrt, nga niveli 4.6% q\u00eb ishin n\u00eb gjysm\u00ebn e par\u00eb t\u00eb vitit. Nd\u00ebrsa tek kredia hipotekore ne euro, interesi rezultoi 3.4%, duke q\u00ebndruar p\u00ebraf\u00ebrsisht n\u00eb t\u00eb nj\u00ebjtat nivele me fillimvitin<\/span><\/p>\n

Normat m\u00eb t\u00eb ul\u00ebta n\u00eb euro po rrit nivelin e kredive dhe depozitave n\u00eb k\u00ebt\u00eb valut\u00eb, gj\u00eb e cila shkon p\u00ebrtej politik\u00ebs s\u00eb deeuroizimit q\u00eb po ndiqet nga tre institucione n\u00eb vend p\u00ebr t\u00eb ulur var\u00ebsin\u00eb e ekonomis\u00eb nga euro.<\/span><\/p>\n

Sa i p\u00ebrket depozitave, interesi mesatar arriti 1.5% n\u00eb tremujorin e kat\u00ebrt nga 0.6%. Nd\u00ebrsa, depozitat n\u00eb euro sh\u00ebnuan interes mesatar 0.7%.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, normat p\u00ebr letrat me vler\u00eb t\u00eb qeveris\u00eb, si obligacione dhe bono thesari, pas rritjes s\u00eb fort\u00eb q\u00eb p\u00ebsuan n\u00eb periudh\u00ebn korrik-n\u00ebntor t\u00eb vitit, kan\u00eb filluar t\u00eb reduktohen, n\u00eb kushtet kur tregu pret q\u00eb inflacioni t\u00eb zbutet n\u00eb periudhat e ardhshme.<\/span><\/p>\n

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VINI RE<\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Top Channel<\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Rritja e norm\u00ebs baz\u00eb t\u00eb interesit nga Banka e Shqip\u00ebris\u00eb p\u00ebr t\u00eb luftuar inflacionin ka dh\u00ebn\u00eb efekt t\u00eb drejtp\u00ebrdrejt\u00eb tek kredit\u00eb dhe depozitat e qytetar\u00ebve. M\u00eb shpejt k\u00ebto efekte u p\u00ebrcoll\u00ebn tek individ\u00ebt dhe bizneset e vogla dhe m\u00eb ngadal\u00eb tek bizneset e m\u00ebdha. N\u00eb raportin e tremujorit p\u00ebr politik\u00ebn monetare shprehet se kredit\u00eb p\u00ebr […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":30,"featured_media":580566,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-580565","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/580565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=580565"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/580565\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/580566"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=580565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=580565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=580565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}