{"id":573531,"date":"2023-01-16T08:16:03","date_gmt":"2023-01-16T07:16:03","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=573531"},"modified":"2023-01-16T08:16:03","modified_gmt":"2023-01-16T07:16:03","slug":"tregu-i-sigurimeve-e-rriti-fitimin-me-43-deri-ne-fund-te-9-mujorit-2022","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2023\/01\/16\/tregu-i-sigurimeve-e-rriti-fitimin-me-43-deri-ne-fund-te-9-mujorit-2022\/","title":{"rendered":"Tregu i sigurimeve e rriti fitimin me 43% deri n\u00eb fund t\u00eb 9-mujorit 2022","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/p>\n

T\u00eb dh\u00ebnat e deritanishme tregojn\u00eb se fitimi i kompanive t\u00eb sigurimit gjat\u00eb vitit t\u00eb kaluar ka sh\u00ebnuar nj\u00eb tendenc\u00eb t\u00eb ndjeshme n\u00eb rritje.<\/span><\/p>\n

Shifrat e Autoritetit t\u00eb Mbik\u00ebqyrjes Financiare (AMF) tregojn\u00eb se p\u00ebr 9-mujorin 2022 fitimi i tregut t\u00eb sigurimeve n\u00eb vend arriti vler\u00ebn e 1.69 miliard\u00eb lek\u00ebve ose rreth 14.4 milion\u00eb eurove.<\/span><\/p>\n

Fitimi neto i tregut \u00ebsht\u00eb rritur me pothuajse 47% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. N\u00eb ve\u00e7anti, tremujori i tret\u00eb i vitit ka sjell\u00eb nj\u00eb rritje t\u00eb ndjeshme t\u00eb fitimeve me 792 milion\u00eb lek\u00eb ose 89% m\u00eb shum\u00eb krahasuar me rezultatin neto t\u00eb 6-mujorit.<\/span><\/p>\n

Rritja e fitimeve ishte m\u00eb e ndjeshme n\u00eb tregun e sigurimit t\u00eb Jet\u00ebs, ku nd\u00ebrmarrjet raportuan fitime neto n\u00eb vler\u00ebn e 148 milion\u00eb lek\u00ebve, shif\u00ebr kjo 96% m\u00eb e lart\u00eb krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/span><\/p>\n

Rritja e fitimit n\u00eb tregun e sigurimit t\u00eb Jet\u00ebs ka ardhur paralelisht nga rritja e primit t\u00eb fituar neto, por edhe nga ulja e shpenzimeve neto p\u00ebr d\u00ebme t\u00eb paguara. Primet e fituara neto u rrit\u00ebn me 14%, kryesisht fal\u00eb rritjes s\u00eb volumit t\u00eb tregut dhe primeve t\u00eb shkruara bruto.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, d\u00ebmet e paguara neto p\u00ebsuan nj\u00eb r\u00ebnie t\u00eb ndjeshme me 28% krahasuar me nj\u00eb vit m\u00eb par\u00eb. Gjat\u00eb vitit 2021, kompanit\u00eb e sigurimit t\u00eb Jet\u00ebs u prek\u00ebn ndjesh\u00ebm nga rritja e vdekjeve n\u00eb periudh\u00ebn pas pandemis\u00eb.<\/span><\/p>\n

Gjat\u00eb vitit 2022, ky efekt \u00ebsht\u00eb zbehur ndjesh\u00ebm, duke ndikuar n\u00eb uljen e d\u00ebmeve dhe duke dh\u00ebn\u00eb nj\u00eb kontribut t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb rritjen e fitimeve t\u00eb tregut t\u00eb Jet\u00ebs. Nga ana tjet\u00ebr, edhe k\u00ebt\u00eb vit kompanit\u00eb po vazhdojn\u00eb t\u00eb rrisin shpenzimet operative dhe ve\u00e7an\u00ebrisht shpenzimet e marrjes n\u00eb sigurim, q\u00eb edhe p\u00ebr 9-mujorin ishin 135% m\u00eb t\u00eb larta se shpenzimet neto p\u00ebr d\u00ebme. Shpenzimet e marrjes n\u00eb sigurim konsistojn\u00eb kryesisht n\u00eb komisione p\u00ebr shitjen e produkteve t\u00eb sigurimit.<\/span><\/p>\n

Rezultat financiar n\u00eb p\u00ebrmir\u00ebsim t\u00eb ndjesh\u00ebm p\u00ebr 9-mujorin e vitit t\u00eb kaluar sh\u00ebnoi edhe segmenti m\u00eb i madh i tregut, ai i sigurimeve t\u00eb Jo-Jet\u00ebs. Sipas AMF-s\u00eb, fitimi neto i kompanive t\u00eb k\u00ebtij tregu u rrit n\u00eb 1.54 miliard\u00eb lek\u00eb, 43% m\u00eb shum\u00eb krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/span><\/p>\n

Edhe n\u00eb k\u00ebt\u00eb segment, primet e fituara neto, q\u00eb p\u00ebrb\u00ebjn\u00eb baz\u00ebn kryesore t\u00eb t\u00eb ardhurave t\u00eb siguruesve, jan\u00eb rritur me 11% krahasuar me nj\u00eb vit m\u00eb par\u00eb. Nga ana tjet\u00ebr, edhe d\u00ebmet neto t\u00eb paguara jan\u00eb rritur me 13% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

Megjith\u00ebse n\u00eb terma bruto siguruesit k\u00ebt\u00eb vit po paguajn\u00eb m\u00eb pak d\u00ebme, r\u00ebnia e pjes\u00ebs s\u00eb risiguruesve n\u00eb struktur\u00ebn e d\u00ebmeve ka b\u00ebr\u00eb q\u00eb shpenzim i neto i kompanive shqiptare p\u00ebr k\u00ebt\u00eb z\u00eb t\u00eb rritet. Kjo mund t\u00eb lidhet kryesisht me struktur\u00ebn e d\u00ebmeve sipas produkteve.<\/span><\/p>\n

Zakonisht, d\u00ebmet q\u00eb prekin limite p\u00ebrgjegj\u00ebsie t\u00eb m\u00ebdha, si, p\u00ebr shembull, ato nga katastrofat, n\u00eb pjes\u00ebn m\u00eb t\u00eb madhe risigurohen. Nd\u00ebrkoh\u00eb, shkalla e risigurimit \u00ebsht\u00eb m\u00eb ul\u00ebt p\u00ebr d\u00ebmet e lidhura nga sigurimet motorike, q\u00eb historikisht p\u00ebrb\u00ebjn\u00eb edhe pjes\u00ebn m\u00eb t\u00eb madhe t\u00eb d\u00ebmeve n\u00eb tregun shqiptar t\u00eb sigurimeve, me p\u00ebrjashtim t\u00eb periudhave q\u00eb kan\u00eb pasuar ngjarje t\u00eb jashtzakonshme, si t\u00ebrmeti i n\u00ebntorit 2019.<\/span><\/p>\n

Nd\u00ebrkoh\u00eb, nj\u00eb faktor me ndikim pozitiv n\u00eb rezultatin financiar ka qen\u00eb edhe ulja e shpenzimeve t\u00eb marrjes n\u00eb sigurim, me 4% m\u00eb pak krahasuar me nj\u00eb vit m\u00eb par\u00eb. Nj\u00eb ndikim t\u00eb konsideruesh\u00ebm n\u00eb k\u00ebt\u00eb r\u00ebnie vler\u00ebsohet t\u00eb ket\u00eb pasur vendimi i AMF-s\u00eb p\u00ebr t\u00eb vendosur nj\u00eb tavan p\u00ebr nivelin e komisioneve n\u00eb sigurimet e detyrueshme motorike, q\u00eb p\u00ebrb\u00ebjn\u00eb edhe produktin m\u00eb t\u00eb r\u00ebnd\u00ebsish\u00ebm t\u00eb tregut. \/E.Shehu<\/span><\/p>\n

VINI RE<\/strong><\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span><\/span><\/p>\n

\"\"<\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

T\u00eb dh\u00ebnat e deritanishme tregojn\u00eb se fitimi i kompanive t\u00eb sigurimit gjat\u00eb vitit t\u00eb kaluar ka sh\u00ebnuar nj\u00eb tendenc\u00eb t\u00eb ndjeshme n\u00eb rritje. Shifrat e Autoritetit t\u00eb Mbik\u00ebqyrjes Financiare (AMF) tregojn\u00eb se p\u00ebr 9-mujorin 2022 fitimi i tregut t\u00eb sigurimeve n\u00eb vend arriti vler\u00ebn e 1.69 miliard\u00eb lek\u00ebve ose rreth 14.4 milion\u00eb eurove. Fitimi neto […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":573533,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,13],"tags":[],"class_list":["post-573531","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/573531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=573531"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/573531\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/573533"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=573531"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=573531"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=573531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}