![\"\"](\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2022\/11\/eurp.jpg\")
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Euro po kthehet gjithnj\u00eb e m\u00eb shum\u00eb n\u00eb monedh\u00ebn e preferuar t\u00eb shqiptar\u00ebve p\u00ebr t\u00eb kursyer. Sipas t\u00eb dh\u00ebnave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb muajit tetor, stoku i depozitave totale n\u00eb vend arriti n\u00eb nj\u00eb rekord t\u00eb ri prej 1.28 trilion\u00eb lek\u00ebsh (gati 11 miliard\u00eb euro). N\u00eb krahasim me muajin e m\u00ebparsh\u00ebm, depozitat n\u00eb sistemin bankar u shtuan me 16.5 miliard\u00eb lek\u00eb, ose 1.31% m\u00eb shum\u00eb.<\/p>\n
Ky zgjerim \u00ebsht\u00eb shum\u00eb m\u00eb i lart\u00eb se shtesa mujore e konstatuar vitet e fundit, me p\u00ebrjashtim t\u00eb periudhave sezonale si gusht apo dhjetor-janar, kur gjithnj\u00eb ka nj\u00eb rritje t\u00eb kursimeve n\u00eb banka si rrjedhoj\u00eb e prurjeve t\u00eb emigrant\u00ebve.<\/p>\n
Rreth 81% e rritjes mujore n\u00eb tetor ka ardhur nga valuta. Kursimet n\u00eb valut\u00eb n\u00eb banka n\u00eb fund t\u00eb muajit tetor arrit\u00ebn n\u00eb 736 miliard\u00eb lek\u00eb (6.3 miliard\u00eb euro), me nj\u00eb zgjerim prej gati 2% n\u00eb krahasim me muajin e m\u00ebparsh\u00ebm.<\/p>\n
Rritja mund t\u00eb jet\u00eb dhe m\u00eb e lart\u00eb p\u00ebr shkak se Banka e Shqip\u00ebris\u00eb i raporton t\u00eb dh\u00ebnat n\u00eb lek\u00eb, teksa monedha e p\u00ebrbashk\u00ebt \u00ebsht\u00eb zhvler\u00ebsuar k\u00ebt\u00eb vit ndjesh\u00ebm ndaj lekut. Zgjerimi i depozitave n\u00eb euro ka ardhur si nga individ\u00ebt ashtu dhe nga korporatat e tjera jo financiare.<\/p>\n
Ndon\u00ebse normat e interesit baz\u00eb jan\u00eb rritur, duke arritur n\u00eb 2.75% pas ndryshimit t\u00eb kahut t\u00eb politik\u00ebs monetare t\u00eb bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, duke t\u00ebrhequr dhe interesat e depozitave n\u00eb lek\u00eb, kursimet n\u00eb monedh\u00ebn vendase nuk kan\u00eb sh\u00ebnuar ndonj\u00eb rritje t\u00eb dukshme. Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, stoku i depozitave n\u00eb lek\u00eb ishte 545 miliard\u00eb lek\u00eb n\u00eb fund t\u00eb tetorit, me nj\u00eb rritje prej 0.5% me baz\u00eb mujore. Por e gjith\u00eb shtesa ka ardhur nga korporatat jo financiare, nd\u00ebrsa depozitat e individ\u00ebve kan\u00eb sh\u00ebnuar tendenc\u00eb ul\u00ebse p\u00ebr t\u00eb dytin muaj radhazi.<\/p>\n
Kjo mund t\u00eb shpjegohet me dy arsye: S\u00eb pari, interesat e bonove t\u00eb thesarit jan\u00eb rritur me ritme shum\u00eb t\u00eb shpejta, duke iu afruar 6%, \u00e7ka ka b\u00ebr\u00eb q\u00eb individ\u00ebt t\u00eb jen\u00eb m\u00eb t\u00eb interesuar p\u00ebr t\u00eb investuar kursimet e tyre n\u00eb bono. S\u00eb dyti, rritja e fort\u00eb e \u00e7mimeve, me inflacionin q\u00eb e ka kaluar 8% ka ulur aft\u00ebsin\u00eb e familjeve dhe individ\u00ebve p\u00ebr t\u00eb kursyer.<\/p>\n
Si rrjedhoj\u00eb e rritjes m\u00eb t\u00eb shpejt\u00eb t\u00eb depozitave n\u00eb euro n\u00eb raport me ato n\u00eb lek\u00eb, \u00ebsht\u00eb rritur pesha e kursimeve n\u00eb valut\u00eb, q\u00eb arriti n\u00eb nj\u00eb rekord t\u00eb ri prej 57.45% n\u00eb tetor 2022, nga 55.46, q\u00eb ishte n\u00eb t\u00eb nj\u00ebjtin muaj t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/p>\n
Me baz\u00eb vjetore (tetor 2022\/tetor 2021), kursimet totale u rrit\u00ebn me 7.3%. Nj\u00eb vit m\u00eb par\u00eb, ndryshimi ishte 10.36%, duke treguar p\u00ebr nj\u00eb ngadal\u00ebsim t\u00eb ritmit t\u00eb zgjerimit t\u00eb kursimeve k\u00ebt\u00eb vit.<\/p>\n
![\"\"](\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2022\/11\/euro2.jpg\")
![\"\"](\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2022\/11\/euro.jpg\")
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