{"id":562925,"date":"2022-11-22T08:00:17","date_gmt":"2022-11-22T07:00:17","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=562925"},"modified":"2022-11-22T07:51:25","modified_gmt":"2022-11-22T06:51:25","slug":"bankat-do-hyjne-ne-e-albania-nga-janari-i-vitit-te-ardhshem","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2022\/11\/22\/bankat-do-hyjne-ne-e-albania-nga-janari-i-vitit-te-ardhshem\/","title":{"rendered":"Bankat do ‘hyjn\u00eb’ n\u00eb e-Albania nga janari i vitit t\u00eb ardhsh\u00ebm","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Duke filluar nga fillimi i vitit t\u00eb ardhsh\u00ebm, bankat tregtare dhe Agjencia Komb\u00ebtare e Shoq\u00ebris\u00eb s\u00eb Informacionit (AKSHI) pritet t\u00eb nisin nd\u00ebrveprimin midis portalit E-Albania dhe platformave bankare t\u00eb internet banking.<\/span><\/p>\n

Kjo do t\u00eb mund\u00ebsoj\u00eb kryerjen e pagesave t\u00eb tarifave p\u00ebr sh\u00ebrbimet e ofruara nga e-Albania direkt n\u00ebp\u00ebrmjet llogarive bankare.<\/span><\/p>\n

Burime nga sektori bankar b\u00ebjn\u00eb t\u00eb ditur se nd\u00ebrveprimi do t\u00eb b\u00ebhet me nj\u00eb autentifikim t\u00eb ve\u00e7ant\u00eb t\u00eb klientit p\u00ebr hyrjen n\u00eb platform\u00ebn e e-banking nga e-Albania, t\u00eb nj\u00ebjt\u00eb me procedur\u00ebn q\u00eb ndiqet p\u00ebr akses n\u00ebp\u00ebrmjet faqes apo aplikacionit t\u00eb bank\u00ebs.<\/span><\/p>\n

Ky filt\u00ebr sigurie tenton t\u00eb parandaloj\u00eb ekspozimin e t\u00eb dh\u00ebnave t\u00eb llogarive bankare ndaj rreziqeve t\u00eb siguris\u00eb q\u00eb mund t\u00eb vijn\u00eb nga sulmet kibernetike.<\/span><\/p>\n

K\u00ebt\u00eb vit, platforma e sh\u00ebrbimeve publike online, e-Albania, u b\u00eb objekt e nj\u00eb sulmi t\u00eb r\u00ebnd\u00eb kibernetik, q\u00eb shkaktoi pezullimin disajavor t\u00eb ofrimit t\u00eb shum\u00eb sh\u00ebrbimeve dhe mbi t\u00eb gjitha solli nj\u00eb rrjedhje masive t\u00eb t\u00eb dh\u00ebnave personale dhe sensitive t\u00eb administruara nga institucionet publike.<\/span><\/p>\n

N\u00eb fakt, analiza e kryer nga kompania Microsoft tregoi se hackerat ishin infiltruar brenda platform\u00ebs prej m\u00eb shum\u00eb se nj\u00eb viti dhe strukturat e AKSHI nuk kishin arritur as ta parandalonin, madje as ta konstatonin pranin\u00eb e tyre, deri n\u00eb ver\u00ebn e k\u00ebtij viti.<\/span><\/p>\n

Bankat i rezistuan k\u00ebt\u00eb vit presionit nga qeveria shqiptare p\u00ebr t\u2019i ofruar akses portalit e-Albania n\u00eb platformat e tyre online, pik\u00ebrisht p\u00ebr shkak t\u00eb shqet\u00ebsimeve t\u00eb lidhura me sigurin\u00eb e informacionit.<\/span><\/p>\n

Deri tani, pagesat online n\u00eb portalin e-Albania mund\u00ebsohen vet\u00ebm n\u00ebp\u00ebrmjet POS-it virtual (sh\u00ebrbimit e-commerce) q\u00eb ofrohet nga nj\u00ebra prej bankave tregtare n\u00eb vend. Ky sh\u00ebrbim \u00ebsht\u00eb m\u00eb i kufizuar, sepse mund\u00ebson vet\u00ebm kryerjen e pagesave me kart\u00eb bankare, nd\u00ebrsa duke p\u00ebrdorur nd\u00ebrveprimin me platformat e e-banking, qytetar\u00ebt dhe bizneset do t\u00eb ken\u00eb mund\u00ebsi q\u00eb pagesat t\u2019i kryejn\u00eb direkt nga llogarit\u00eb e tyre.<\/span><\/p>\n

Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb vitit 2021, numri i llogarive bankare t\u00eb lidhura me internetin arriti n\u00eb af\u00ebrsisht 709 mij\u00eb, n\u00eb rritje vjetore me 21%. Numri i llogarive t\u00eb lidhura me internetin n\u00eb fund t\u00eb vitit t\u00eb kaluar p\u00ebrb\u00ebnte rreth 23.2% t\u00eb totalit t\u00eb llogarive bankare, nd\u00ebrsa nj\u00eb vit m\u00eb par\u00eb vet\u00ebm 19.8% e llogarive bankare kishin qen\u00eb t\u00eb aksesueshme nga internet.<\/span><\/p>\n

Statistikat tregojn\u00eb se p\u00ebrdorimi i sh\u00ebrbimeve t\u00eb internet banking paraqitet gjithashtu n\u00eb rritje t\u00eb shpejt\u00eb. Vitin e kaluar, shqiptar\u00ebt kryen 5.13 milion\u00eb veprime n\u00ebp\u00ebrmjet internet banking, n\u00eb rritje me 24.5% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

Rritja e sh\u00ebrbimit po vijon edhe k\u00ebt\u00eb vit. T\u00eb dh\u00ebnat e 9-mujorit tregojn\u00eb se klient\u00ebt e sektorit bankar kan\u00eb kryer \u00e7do muaj mesatarisht 505 mij\u00eb veprime n\u00ebp\u00ebrmjet e-banking, shif\u00ebr kjo 18% m\u00eb e lart\u00eb krahasuar me mesataren mujore t\u00eb vitit t\u00eb kaluar.<\/span><\/p>\n

Aktualisht, 11 nga 12 banka tregtare n\u00eb vend ofrojn\u00eb sh\u00ebrbimet e internet banking, nd\u00ebrsa edhe banka e fundit pritet ta ofroj\u00eb k\u00ebt\u00eb sh\u00ebrbim s\u00eb shpejti. \/E.Shehu<\/span><\/p>\n

VINI RE: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Duke filluar nga fillimi i vitit t\u00eb ardhsh\u00ebm, bankat tregtare dhe Agjencia Komb\u00ebtare e Shoq\u00ebris\u00eb s\u00eb Informacionit (AKSHI) pritet t\u00eb nisin nd\u00ebrveprimin midis portalit E-Albania dhe platformave bankare t\u00eb internet banking. Kjo do t\u00eb mund\u00ebsoj\u00eb kryerjen e pagesave t\u00eb tarifave p\u00ebr sh\u00ebrbimet e ofruara nga e-Albania direkt n\u00ebp\u00ebrmjet llogarive bankare. Burime nga sektori bankar b\u00ebjn\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":562926,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,13],"tags":[],"class_list":["post-562925","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/562925","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=562925"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/562925\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/562926"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=562925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=562925"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=562925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}