{"id":559870,"date":"2022-11-07T15:04:20","date_gmt":"2022-11-07T14:04:20","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=559870"},"modified":"2022-11-07T15:04:20","modified_gmt":"2022-11-07T14:04:20","slug":"fondet-e-pensioneve-private-numeronin-36-mije-anetare-ne-fund-te-shtatorit","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2022\/11\/07\/fondet-e-pensioneve-private-numeronin-36-mije-anetare-ne-fund-te-shtatorit\/","title":{"rendered":"Fondet e pensioneve private num\u00ebronin 36 mij\u00eb an\u00ebtar\u00eb n\u00eb fund t\u00eb shtatorit","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Numri i individ\u00ebve t\u00eb an\u00ebtar\u00ebsuar n\u00eb fondet private t\u00eb pensionit u rrit m\u00eb tej n\u00eb tremujorin e tret\u00eb t\u00eb vitit. Sipas t\u00eb dh\u00ebnave nga Autoriteti i Mbik\u00ebqyrjes Financiare, n\u00eb fund t\u00eb muajit shtator pak m\u00eb shum\u00eb se 36 mij\u00eb shqiptar\u00eb ishin t\u00eb an\u00ebtar\u00ebsuar n\u00eb k\u00ebto fonde. Fondet jan\u00eb zgjeruar me af\u00ebrsisht 900 an\u00ebtar\u00eb gjat\u00eb tremujorit t\u00eb tret\u00eb dhe me 2400 t\u00eb till\u00eb q\u00eb nga fillimi i vitit. Me gjith\u00eb rritjen e q\u00ebndrueshme, numri i an\u00ebtar\u00ebve p\u00ebrb\u00ebn vet\u00ebm 2.8% t\u00eb numrit t\u00eb p\u00ebrgjithsh\u00ebm t\u00eb t\u00eb pun\u00ebsuarve n\u00eb shkall\u00eb vendi, i vler\u00ebsuar nga Anketa e Forc\u00ebs s\u00eb Pun\u00ebs s\u00eb INSTAT.<\/span><\/p>\n

Tregu i pensioneve private po rritet me ritme t\u00eb q\u00ebndrueshme n\u00eb vitet e fundit, por p\u00ebrmasat e tij ngelen modeste n\u00eb raport me segmentet e tjera t\u00eb tregut financiar shqiptar. Vlera neto e aseteve t\u00eb tregut n\u00eb fund t\u00eb shtatorit arriti n\u00eb 5.45 miliard\u00eb lek\u00eb ose rreth 46.5 milion\u00eb euro, n\u00eb rritje me 19% q\u00eb nga fillimi i vitit 2022. Asetet e fondeve t\u00eb pensionit jan\u00eb t\u00eb investuara t\u00eb gjitha n\u00eb bono dhe obligacione t\u00eb qeveris\u00eb shqiptare.<\/span><\/p>\n

Edhe p\u00ebr shkak se tregu i pensioneve private ka nisur t\u00eb marr\u00eb nj\u00eb zhvillim t\u00eb mir\u00ebfillt\u00eb vet\u00ebm n\u00eb vitet e fundit, p\u00ebrfitimet mesatare ngelen n\u00eb nivele t\u00eb ul\u00ebta. Asetet neto p\u00ebr an\u00ebtar n\u00eb fund t\u00eb muajit shtator kishin vler\u00ebn e 151 mij\u00eb lek\u00ebve.<\/span><\/p>\n

Sipas numrit t\u00eb an\u00ebtar\u00ebve, tregu kryesohet nga fondi Credins Pension, me 51.9% t\u00eb numrit t\u00eb p\u00ebrgjithsh\u00ebm t\u00eb tyre, i ndjekur nga Sigal Pension, me 27.9%, Albsig Pension, me 10.5% dhe Raiffeisen Pension, me 9.7%.<\/span><\/p>\n

Sipas vler\u00ebs s\u00eb aseteve, fondi m\u00eb i madh \u00ebsht\u00eb Sigal pension, me 44.2% t\u00eb tregut, i ndjekur nga Credins Pension, me 29.2%, Raiffeisen Pension, me 21.5% dhe Albsig Pension, me 5.1%<\/span><\/p>\n

Ligji i ri p\u00ebr fondet private t\u00eb pensionit q\u00eb pritet t\u00eb miratohet k\u00ebt\u00eb vit do t\u00eb rris\u00eb incentivat fiskale p\u00ebr t\u00eb kontribuar n\u00eb k\u00ebto fonde. Aktualisht, kufiri maksimal kontributeve t\u00eb p\u00ebrjashtuara nga tatimet \u00ebsht\u00eb vlera m\u00eb e vog\u00ebl, q\u00eb del nga krahasimi i shum\u00ebs 200 mij\u00eb lek\u00eb dhe 15% t\u00eb t\u00eb ardhurave vjetore bruto t\u00eb an\u00ebtarit. N\u00eb rast se an\u00ebtari \u00ebsht\u00eb mbi 50 vje\u00e7, kufiri maksimal p\u00ebr leht\u00ebsit\u00eb tatimore p\u00ebr kontributet vjetore \u00ebsht\u00eb vlera m\u00eb e vog\u00ebl, q\u00eb del nga krahasimi i shum\u00ebs 250 mij\u00eb lek\u00eb dhe 25% t\u00eb t\u00eb ardhurave vjetore bruto t\u00eb an\u00ebtarit.<\/span><\/p>\n

Sipas projektligjit t\u00eb propozuar nga Qeveria, kufiri maksimal mujor, p\u00ebr leht\u00ebsit\u00eb tatimore do t\u00eb jet\u00eb deri n\u00eb nivelin e pag\u00ebs minimale t\u00eb miratuar n\u00eb shkall\u00eb vendi. Konkretisht, sot p\u00ebrjashtimi nga tatimi do t\u00eb shtrihej deri n\u00eb nj\u00eb shum\u00eb kontributesh prej 34 mij\u00eb lek\u00ebsh n\u00eb muaj. N\u00ebse ky propozim miratohet nga Kuvendi, shuma e kontributeve e p\u00ebrjashtuar nga tatimet do t\u00eb arrinte sot n\u00eb 408 mij\u00eb lek\u00eb n\u00eb vit ose 92% m\u00eb shum\u00eb krahasuar me pragun aktual prej 200 mij\u00eb lek\u00ebsh.<\/span><\/p>\n

Gjithashtu, projektligji parashikon edhe p\u00ebrjashtim nga tatimi n\u00eb momentin e p\u00ebrfitimit t\u00eb pensionit t\u00eb kontributeve. Pensioni do t\u00eb tatohet vet\u00ebm p\u00ebr pjes\u00ebn e interesave t\u00eb p\u00ebrfituara (kthimit nga investimi), me shkall\u00ebn tatimore ligjore n\u00eb fuqi p\u00ebr t\u00eb t\u00eb ardhurat e individ\u00ebve. Aktualisht, kjo shkall\u00eb \u00ebsht\u00eb 15%.<\/span><\/p>\n

VINI RE:<\/span> Ky artikull \u00ebsht\u00eb pron\u00eb intelektuale e Monitor.al<\/a><\/span><\/span><\/strong><\/p>\n

\"\"<\/a><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Numri i individ\u00ebve t\u00eb an\u00ebtar\u00ebsuar n\u00eb fondet private t\u00eb pensionit u rrit m\u00eb tej n\u00eb tremujorin e tret\u00eb t\u00eb vitit. Sipas t\u00eb dh\u00ebnave nga Autoriteti i Mbik\u00ebqyrjes Financiare, n\u00eb fund t\u00eb muajit shtator pak m\u00eb shum\u00eb se 36 mij\u00eb shqiptar\u00eb ishin t\u00eb an\u00ebtar\u00ebsuar n\u00eb k\u00ebto fonde. Fondet jan\u00eb zgjeruar me af\u00ebrsisht 900 an\u00ebtar\u00eb gjat\u00eb tremujorit […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":30,"featured_media":559872,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,13],"tags":[],"class_list":["post-559870","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/559870","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=559870"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/559870\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/559872"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=559870"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=559870"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=559870"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}