{"id":520825,"date":"2022-04-29T19:36:51","date_gmt":"2022-04-29T17:36:51","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=520825"},"modified":"2022-04-29T19:36:51","modified_gmt":"2022-04-29T17:36:51","slug":"bsh-cmimet-e-banesave-u-rriten-me-9-vitin-e-kaluar-per-tiranen-shtrenjtimi-ishte-12-3","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2022\/04\/29\/bsh-cmimet-e-banesave-u-rriten-me-9-vitin-e-kaluar-per-tiranen-shtrenjtimi-ishte-12-3\/","title":{"rendered":"BSH: \u00c7mimet e banesave u rrit\u00ebn me 9% vitin e kaluar, p\u00ebr Tiran\u00ebn shtrenjtimi ishte 12.3%","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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\u00c7mimet e banesave kan\u00eb vijuar rritjen edhe n\u00eb gjysm\u00ebn e dyt\u00eb t\u00eb vitit t\u00eb kaluar.<\/span><\/p>\n

Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, Indeksi Fischer i \u00e7mimit t\u00eb banesave u rrit me 8.4%% krahasuar me gjasht\u00ebmujorin e par\u00eb dhe me 9% me baz\u00eb vjetore. Ky ndryshim tregon se, sidomos gjat\u00eb gjysm\u00ebs s\u00eb dyt\u00eb t\u00eb vitit 2021, rritja e \u00e7mimeve t\u00eb banesave n\u00eb vend \u00ebsht\u00eb p\u00ebrshpejtuar ndjesh\u00ebm.<\/span><\/p>\n

Megjithat\u00eb, duke iu referuar vrojtimit periodik t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, rritja vjetore e \u00e7mimit t\u00eb banesave rezultoi m\u00eb e ngadal\u00ebsuar, krahasuar me nivelin 11.3% t\u00eb vitit 2020.<\/span><\/p>\n

Tendenca e rritjes s\u00eb \u00e7mimeve t\u00eb banesave ka vijuar edhe p\u00ebr tregun m\u00eb t\u00eb madh t\u00eb pronave n\u00eb vend, at\u00eb t\u00eb Tiran\u00ebs. \u00c7mimet e banesave n\u00eb kryeqytet u rrit\u00ebn me 8.5% krahasuar me 6-mujorin e dyt\u00eb 2020 dhe me 12.3% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. P\u00ebr Tiran\u00ebn, rritja vjetore e \u00e7mimeve rezultoi m\u00eb e lart\u00eb krahasuar me nivelin 8.9% q\u00eb ishte regjistruar gjat\u00eb vitit 2020. <\/span><\/p>\n

Numri i nj\u00ebsive t\u00eb shitura n\u00eb zonat m\u00eb t\u00eb preferuara t\u00eb kryeqytetit ishte dy her\u00eb m\u00eb i lart\u00eb n\u00eb krahasim me v\u00ebllimin e shitjeve t\u00eb realizuara gjat\u00eb gjysm\u00ebs s\u00eb par\u00eb t\u00eb viti. P\u00ebr shkak t\u00eb \u00e7mimeve m\u00eb t\u00eb larta t\u00eb k\u00ebsaj zone, ky zhvillim p\u00ebrfaq\u00ebson edhe faktorin kryesor pas rritjes s\u00eb ndjeshme t\u00eb \u00e7mimeve t\u00eb banesave gjat\u00eb periudh\u00ebs.<\/span><\/p>\n

Vrojtimi i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb konfirmon se \u00e7mimet e pronave vazhdojn\u00eb t\u00eb rriten, ndon\u00ebse me ritme disi m\u00eb t\u00eb ngadalta krahasuar me vitin 2020. Pritshm\u00ebrit\u00eb e agjent\u00ebve t\u00eb tregut jan\u00eb p\u00ebrs\u00ebri optimiste p\u00ebr t\u00eb ardhmen e af\u00ebrt, pavar\u00ebsisht zhvillimeve inflacioniste. <\/span><\/p>\n

Agjent\u00ebt presin gjithashtu rritje t\u00eb \u00e7mimeve t\u00eb pronave t\u00eb paluajtshme p\u00ebr banesat dhe pronat tregtare. Sidoqoft\u00eb, vrojtimi i k\u00ebtij gjasht\u00ebmujori \u00ebsht\u00eb kryer para shp\u00ebrthimit t\u00eb luft\u00ebs n\u00eb Ukrain\u00eb dhe nuk p\u00ebrfshin ndikimin e mundsh\u00ebm t\u00eb k\u00ebtij faktor n\u00eb perceptimin dhe pritshm\u00ebrit\u00eb e aktor\u00ebve t\u00eb tregut.<\/span><\/p>\n

Informacioni mbi ecurin\u00eb e \u00e7mimeve dhe vler\u00ebsimin e situat\u00ebs n\u00eb tregun e pasurive t\u00eb paluajtshme merret n\u00ebp\u00ebrmjet vrojtimit n\u00eb terren t\u00eb nj\u00eb kampioni t\u00eb p\u00ebrb\u00ebr\u00eb nga 230 subjekte, q\u00eb kan\u00eb si aktivitet kryesor tregtimin e pronave t\u00eb paluajtshme dhe nd\u00ebrtimin, shitjet e t\u00eb cilave p\u00ebrfaq\u00ebsojn\u00eb rreth 75%-80% t\u00eb xhiros s\u00eb tregut.<\/span><\/p>\n

N\u00eb perceptimin e aktor\u00ebve t\u00eb tregut, kredia bankare ngelet nj\u00eb faktor i r\u00ebnd\u00ebsish\u00ebm n\u00eb mb\u00ebshtetjen e k\u00ebrkes\u00ebs. Sipas agjent\u00ebve, ashtu si periudh\u00ebn e kaluar, rreth 30% e pronave p\u00ebr banim dhe e atyre p\u00ebr p\u00ebrdorim tregtar t\u00eb shitura prej tyre jan\u00eb bler\u00eb me hua bankare. Nga k\u00ebto, n\u00eb gjysm\u00ebn e rasteve kredia ka mbuluar deri n\u00eb 60% t\u00eb vler\u00ebs. <\/span><\/p>\n

Edhe statistikat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb nj\u00eb rritje me ritme t\u00eb shpejta t\u00eb kredis\u00eb p\u00ebr blerjen e pronave nga individ\u00ebt. Vitin e kaluar, portofoli i kredis\u00eb hipotekare p\u00ebr individ\u00ebt arriti vler\u00ebn e 146 miliard\u00eb lek\u00ebve, n\u00eb rritje vjetore me 13%.<\/span><\/p>\n

Oferta e bankave n\u00eb k\u00ebt\u00eb segment t\u00eb tregut vazhdon t\u00eb jet\u00eb mjaft e lart\u00eb, sepse kredia p\u00ebr banesa vler\u00ebsohet si nj\u00eb nga produktet q\u00eb mund\u00ebson rritjen afatgjat\u00eb t\u00eb portofolit dhe nj\u00eb shp\u00ebrndarje t\u00eb mir\u00eb t\u00eb rrezikut. P\u00ebr m\u00eb tep\u00ebr, kredia p\u00ebr blerje banesash vazhdon t\u00eb jet\u00eb nj\u00eb nd\u00ebr produktet m\u00eb cil\u00ebsore t\u00eb kredis\u00eb, e ilustruar nga raporti i ul\u00ebt i kredive me probleme. Raporti i kredive me probleme p\u00ebr k\u00ebt\u00eb produkt zbriti n\u00eb 3.1% n\u00eb fund t\u00eb 2021, n\u00eb r\u00ebnie t\u00eb m\u00ebtejshme nga niveli 4.3% i fundit t\u00eb vitit 2020.<\/span><\/p>\n

Edhe p\u00ebr sa i takon ofert\u00ebs, Banka e Shqip\u00ebris\u00eb evidenton se kredia p\u00ebr nd\u00ebrtim sh\u00ebnoi ritme t\u00eb larta rritje, duke u zgjeruar me 27% krahasuar me vitin 2020. Nj\u00eb tjet\u00ebr tregues i ofert\u00ebs, numri i lejeve t\u00eb nd\u00ebrtimit, sh\u00ebnoi rritje t\u00eb shpejt\u00eb vitin e kaluar. Mb\u00ebshtetur n\u00eb t\u00eb dh\u00ebnat e Instat, gjat\u00eb 2021 u dhan\u00eb pothuajse 1400 leje t\u00eb reja nd\u00ebrtimi, n\u00eb rritje me 45% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

VINI RE:<\/strong><\/span> Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/a><\/span><\/span><\/p>\n

 <\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

\u00c7mimet e banesave kan\u00eb vijuar rritjen edhe n\u00eb gjysm\u00ebn e dyt\u00eb t\u00eb vitit t\u00eb kaluar. Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, Indeksi Fischer i \u00e7mimit t\u00eb banesave u rrit me 8.4%% krahasuar me gjasht\u00ebmujorin e par\u00eb dhe me 9% me baz\u00eb vjetore. Ky ndryshim tregon se, sidomos gjat\u00eb gjysm\u00ebs s\u00eb dyt\u00eb t\u00eb vitit 2021, rritja e \u00e7mimeve […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":520826,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,13],"tags":[],"class_list":["post-520825","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/520825","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=520825"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/520825\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/520826"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=520825"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=520825"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=520825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}