{"id":496788,"date":"2022-01-10T23:34:17","date_gmt":"2022-01-10T22:34:17","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=496788"},"modified":"2022-01-10T23:34:17","modified_gmt":"2022-01-10T22:34:17","slug":"11-mujori-2021-fitimi-i-sektorit-bankar-u-rrit-me-33-5","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2022\/01\/10\/11-mujori-2021-fitimi-i-sektorit-bankar-u-rrit-me-33-5\/","title":{"rendered":"11-mujori 2021, fitimi i sektorit bankar u rrit me 33.5%","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Fitimi i sektorit bankar me standardet mbik\u00ebqyr\u00ebse t\u00eb raportimit financiar u rrit m\u00eb tej p\u00ebr muajin n\u00ebntor t\u00eb vitit t\u00eb kaluar.<\/span><\/p>\n

T\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb se p\u00ebr 11-mujorin 2021, fitimi neto arriti vler\u00ebn e rreth 19.15 miliard\u00eb lek\u00ebve, me rritje prej 33.5% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar. Fitimi i sektorit bankar p\u00ebr periudh\u00ebn janar-n\u00ebntor vitin e kaluar ishte m\u00eb i larti m\u00eb i larti q\u00eb prej vitit 2017, vit kur sektori bankar ka sh\u00ebnuar fitimet m\u00eb t\u00eb larta historike.<\/span><\/p>\n

Viti 2021, me t\u00eb dh\u00ebnat deri n\u00eb fund t\u00eb n\u00ebntorit, po sh\u00ebnon fitimin e dyt\u00eb m\u00eb t\u00eb lart\u00eb historik t\u00eb sektorit bankar n\u00eb vend. Megjithat\u00eb, k\u00ebto t\u00eb dh\u00ebna bazohen n\u00eb standardet e raportimit sipas k\u00ebrkesave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb dhe kan\u00eb kryesisht nj\u00eb vler\u00eb orientuese p\u00ebr tendenc\u00ebn e performanc\u00ebs s\u00eb sistemit. <\/span><\/p>\n

Standarde ligjore t\u00eb raportimit p\u00ebr bankat jan\u00eb Standardet Nd\u00ebrkomb\u00ebtare t\u00eb Raportimit Financiar (IFRS), por ato jan\u00eb t\u00eb disponueshme vet\u00ebm me baz\u00eb tremujore. Sidoqoft\u00eb, edhe sipas k\u00ebtyre standardeve tendenca e fitimeve t\u00eb sektorit bankar \u00ebsht\u00eb pozitive. Mb\u00ebshtetur n\u00eb t\u00eb dh\u00ebnat e 9-mujorit 2021 t\u00eb publikuara nga Shoqata Shqiptare e Bankave, me standardet IFRS sektori bankar ka regjistruar fitimin m\u00eb t\u00eb lart\u00eb t\u00eb dekad\u00ebs s\u00eb fundit.<\/span><\/p>\n

Edhe treguesit e rentabilitetit paraqiten n\u00eb nivele m\u00eb t\u00eb larta krahasuar me vitin e kaluar. Kthimi nga kapitali aksioner n\u00eb fund t\u00eb n\u00ebntorit 2021 (gjithmon\u00eb sipas standardeve lokale) arriti n\u00eb 12.5%, nga 9.91% q\u00eb kishte qen\u00eb p\u00ebr 11-mujorin e vitit 2020. Kthimi nga aktivet ka arritur n\u00eb 1.34%, nga 1.11% q\u00eb kishte qen\u00eb n\u00eb t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/span><\/p>\n

Rritja e fitimeve t\u00eb sektorit bankar po mb\u00ebshtetet nga zmadhimi i sektorit dhe rritja e huadh\u00ebnies dhe nga p\u00ebrmir\u00ebsimi i cil\u00ebsis\u00eb s\u00eb portofolit t\u00eb kredis\u00eb. Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb muajit n\u00ebntor niveli i kredive me probleme zbriti n\u00eb 6.2%, niveli m\u00eb i ul\u00ebt n\u00eb 13 vjet. <\/span><\/p>\n

P\u00ebrmir\u00ebsimet n\u00eb ekonomin\u00eb reale gjat\u00eb vitit 2021 dhe vijim\u00ebsia e huadh\u00ebnies kan\u00eb dh\u00ebn\u00eb nj\u00eb efekt t\u00eb duksh\u00ebm pozitiv n\u00eb ecurin\u00eb e raportit t\u00eb kredive me probleme. Ulja e raportit t\u00eb kredive me probleme ka nj\u00eb ndikim t\u00eb drejtp\u00ebrdrejt\u00eb n\u00eb performanc\u00ebn financiare t\u00eb sektorit bankar. <\/span><\/p>\n

Pak\u00ebsimi i kredive t\u00eb k\u00ebqija sjell m\u00eb pak shpenzime n\u00eb form\u00ebn e provigjioneve, duke e ndikuar pozitivisht p\u00ebrfitueshm\u00ebrin\u00eb e bankave. Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, deri n\u00eb fund t\u00eb muajit shtator vlera e provigjioneve p\u00ebr kredit\u00eb ka p\u00ebsuar r\u00ebnie me 84% krahasuar me nj\u00eb vit m\u00eb par\u00eb (gjithnj\u00eb sipas standardeve lokale t\u00eb raportimit). R\u00ebnia e provigjioneve ka ndikuar direkt n\u00eb rritjen e fitimit t\u00eb bankave krahasuar me vitin e kaluar, por edhe me vitet pararend\u00ebse.<\/span><\/p>\n

Nga ana tjet\u00ebr, rritja e portofolit t\u00eb kredis\u00eb dhe letrave me vlera ka zgjeruar t\u00eb ardhurat nga interesat, nd\u00ebrsa gjall\u00ebrimi i aktivitetit ekonomik ka ndikuar pozitivisht edhe t\u00eb ardhurat nga tarifat dhe komisionet.<\/span><\/p>\n

Rritja e p\u00ebrfitueshm\u00ebris\u00eb \u00ebsht\u00eb nj\u00eb parakusht i r\u00ebnd\u00ebsish\u00ebm p\u00ebr stabilitetin afatgjat\u00eb t\u00eb sektorit dhe p\u00ebr mb\u00ebshtetjen e nevojshme t\u00eb ekonomis\u00eb me kreditim, por edhe p\u00ebr ta b\u00ebr\u00eb sektorin bankar m\u00eb t\u00ebrheq\u00ebs p\u00ebr investitor\u00eb strategjik\u00eb. N\u00eb vitet e fundit, sistemi \u00ebsht\u00eb p\u00ebrballur me largimin e disa prej grupeve t\u00eb r\u00ebnd\u00ebsish\u00ebm bankare t\u00eb Eurozon\u00ebs, q\u00eb ka sjell\u00eb nj\u00eb proces konsolidimi dhe rritjen e pesh\u00ebs s\u00eb investitor\u00ebve lokal\u00eb dhe rajonal\u00eb. <\/span><\/p>\n

Shumica e bankave jan\u00eb shitur me \u00e7mime relativisht t\u00eb ul\u00ebta dhe n\u00ebn vler\u00ebn e kapitalit t\u00eb tyre aksioner, pik\u00ebrisht p\u00ebr shkak t\u00eb keq\u00ebsimit t\u00eb performanc\u00ebs financiare n\u00eb periudh\u00ebn e pas kriz\u00ebs s\u00eb vitit 2008. \/E.Shehu<\/span><\/p>\n

VINI RE<\/strong><\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/span><\/a><\/span><\/p>\n

\"\"<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Fitimi i sektorit bankar me standardet mbik\u00ebqyr\u00ebse t\u00eb raportimit financiar u rrit m\u00eb tej p\u00ebr muajin n\u00ebntor t\u00eb vitit t\u00eb kaluar. T\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb se p\u00ebr 11-mujorin 2021, fitimi neto arriti vler\u00ebn e rreth 19.15 miliard\u00eb lek\u00ebve, me rritje prej 33.5% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar. Fitimi […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":496789,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,13],"tags":[],"class_list":["post-496788","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/496788","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=496788"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/496788\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/496789"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=496788"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=496788"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=496788"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}