{"id":494570,"date":"2021-12-29T09:33:12","date_gmt":"2021-12-29T08:33:12","guid":{"rendered":"https:\/\/www.hashtag.al\/?p=494570"},"modified":"2021-12-29T09:33:12","modified_gmt":"2021-12-29T08:33:12","slug":"demet-nga-aksidentet-kalojne-edhe-periudhen-para-pandemise","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2021\/12\/29\/demet-nga-aksidentet-kalojne-edhe-periudhen-para-pandemise\/","title":{"rendered":"D\u00ebmet nga aksidentet kalojn\u00eb edhe periudh\u00ebn para pandemis\u00eb","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Viti q\u00eb po mbyllet ka sjell\u00eb nj\u00eb rritje t\u00eb lart\u00eb t\u00eb d\u00ebmeve nga aksidentet rrugore t\u00eb paguara nga kompanit\u00eb e sigurimit.<\/span><\/p>\n

P\u00ebr 11-mujorin 2021, kompanit\u00eb e sigurimeve paguan rreth 2.5 miliard\u00eb lek\u00eb ,ose gati 21 milion\u00eb euro d\u00ebme nga sigurimet e detyrueshme motorike p\u00ebr p\u00ebrgjegj\u00ebsit\u00eb e brendshme ndaj pal\u00ebve t\u00eb treta (MTPL).<\/span><\/p>\n

Krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar, d\u00ebmet jan\u00eb rritur me 37%. Madje, d\u00ebmet jan\u00eb rritur ndjesh\u00ebm edhe krahasuar me vitin 2019, me 22% m\u00eb shum\u00eb.<\/span><\/p>\n

Rritja e k\u00ebtij viti e ka kthyer produktin MTPL n\u00eb krye t\u00eb renditjes s\u00eb d\u00ebmeve, me pothuajse 46% t\u00eb totalit. Vitin e kaluar, pesha e k\u00ebtij produkti n\u00eb struktur\u00ebn e d\u00ebmeve p\u00ebsoi nj\u00eb r\u00ebnie t\u00eb ndjeshme, e shkaktuar nga pak\u00ebsimi i d\u00ebmeve p\u00ebr shkak t\u00eb kufizimeve t\u00eb l\u00ebvizjes, por edhe nga rritja e lart\u00eb e d\u00ebmeve n\u00eb klas\u00ebn e fatkeq\u00ebsive natyrore.<\/span><\/p>\n

T\u00eb dh\u00ebnat e Instat treguan se p\u00ebr 11-mujorin 2021 numri i aksidenteve rrugore u rrit me 12% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. Mbyllja dhe kufizimet drastike q\u00eb u aplikuan vitin e kaluar p\u00ebr t\u00eb kufizuar p\u00ebrhapjen e pandemis\u00eb b\u00ebn\u00eb q\u00eb p\u00ebrkoh\u00ebsisht edhe aksidentet t\u00eb pak\u00ebsoheshin, por kthimi n\u00eb normalitet solli rritje t\u00eb ndjeshme t\u00eb tyre.<\/span><\/p>\n

Ligji i ri \u201cP\u00ebr sigurimin e detyruesh\u00ebm n\u00eb sektorin e transportit\u201d, q\u00eb hyri n\u00eb fuqi n\u00eb korrik 2021, parashikon rritje graduale t\u00eb limitit t\u00eb p\u00ebrgjegj\u00ebsive p\u00ebr kompanit\u00eb e sigurimit. Rritja e limitit t\u00eb p\u00ebrgjegj\u00ebsive, shoq\u00ebruar edhe me shtimin e d\u00ebmeve, pritet t\u00eb sjell\u00eb nj\u00eb shtrenjtim t\u00eb tarifave t\u00eb sigurimit t\u00eb detyruesh\u00ebm gjat\u00eb vitit t\u00eb ardhsh\u00ebm. N\u00eb fillim t\u00eb vitit t\u00eb ardhsh\u00ebm gjithashtu do t\u00eb hyjn\u00eb n\u00eb fuqi edhe nivelet tavan t\u00eb komisioneve t\u00eb shitjes q\u00eb kompanit\u00eb mund t\u00eb japin p\u00ebr k\u00ebto sigurime. Nga 1 janari, k\u00ebto komisione nuk mund t\u00eb jen\u00eb m\u00eb t\u00eb larta se 20%.<\/span><\/p>\n

Vendosja e tavanit mbi komisionet do t\u00eb ngushtoj\u00eb hap\u00ebsirat p\u00ebr t\u00eb konkurruar me \u00e7mime mes kompanive. Kjo do t\u00eb b\u00ebj\u00eb q\u00eb uljet e ofruara nga tarifa zyrtare ose nga primi i shkruar bruto t\u00eb jen\u00eb m\u00eb t\u00eb vogla dhe n\u00ebnkupton se drejtuesit e mjeteve pritet t\u00eb paguajn\u00eb m\u00eb shum\u00eb p\u00ebr sigurimin TPL.<\/span><\/p>\n

N\u00eb total, kompanit\u00eb e sigurimeve k\u00ebt\u00eb vit po paguajn\u00eb m\u00eb pak d\u00ebme, n\u00eb r\u00ebnie me 12.7% krahasuar me 11-mujorin 2020. Kjo lidhet kryesisht me rritjen e konsiderueshme t\u00eb d\u00ebmeve q\u00eb shkaktoi t\u00ebrmeti n\u00eb bilancin e vitit t\u00eb kaluar. Po ta krahasojm\u00eb 11-mujorin 2021 me t\u00eb t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit 2019, para pandemis\u00eb, d\u00ebmet rezultojn\u00eb n\u00eb rritje me 14.7%.<\/span><\/p>\n

Nj\u00eb efekt t\u00eb kund\u00ebrt pandemia ka dh\u00ebn\u00eb n\u00eb tregun e sigurimit t\u00eb jet\u00ebs. Shtimi i vdekjeve ka sjell\u00eb nj\u00eb rritje t\u00eb d\u00ebmeve t\u00eb paguara bruto me m\u00eb shum\u00eb se 41%. N\u00ebse p\u00ebrjashtojm\u00eb sigurimin e katastrofave, shumica e klasave t\u00eb tjera kan\u00eb sh\u00ebnuar rritje t\u00eb d\u00ebmeve gjat\u00eb k\u00ebtij viti, duke reflektuar kthimin drejt normalitetit t\u00eb aktivitetit shoq\u00ebror dhe ekonomik n\u00eb vend. Ve\u00e7 sigurimeve t\u00eb detyrueshme motorike, rritje t\u00eb lart\u00eb, me 20% kan\u00eb sh\u00ebnuar edhe d\u00ebmet nga sigurimi vullnetar KASKO. Edhe n\u00eb k\u00ebt\u00eb rast faktori m\u00eb i r\u00ebnd\u00ebsish\u00ebm \u00ebsht\u00eb rritja e numrit t\u00eb aksidenteve.\/E.Shehu<\/span><\/p>\n

VINI RE<\/strong><\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/span><\/a><\/span><\/p>\n

\"\"<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Viti q\u00eb po mbyllet ka sjell\u00eb nj\u00eb rritje t\u00eb lart\u00eb t\u00eb d\u00ebmeve nga aksidentet rrugore t\u00eb paguara nga kompanit\u00eb e sigurimit. P\u00ebr 11-mujorin 2021, kompanit\u00eb e sigurimeve paguan rreth 2.5 miliard\u00eb lek\u00eb ,ose gati 21 milion\u00eb euro d\u00ebme nga sigurimet e detyrueshme motorike p\u00ebr p\u00ebrgjegj\u00ebsit\u00eb e brendshme ndaj pal\u00ebve t\u00eb treta (MTPL). Krahasuar me t\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":494571,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,13],"tags":[],"class_list":["post-494570","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/494570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=494570"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/494570\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/494571"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=494570"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=494570"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=494570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}