{"id":471020,"date":"2021-09-03T12:34:19","date_gmt":"2021-09-03T10:34:19","guid":{"rendered":"https:\/\/hashtag.al\/?p=471020"},"modified":"2021-09-03T12:34:19","modified_gmt":"2021-09-03T10:34:19","slug":"kthimi-i-normalitetit-te-aksidenteve-rrit-demet-ne-sigurimet-motorike","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2021\/09\/03\/kthimi-i-normalitetit-te-aksidenteve-rrit-demet-ne-sigurimet-motorike\/","title":{"rendered":"Kthimi i \u201cnormalitetit\u201d t\u00eb aksidenteve rrit d\u00ebmet n\u00eb sigurimet motorike","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Leht\u00ebsimi i kufizimeve gjat\u00eb k\u00ebtij viti e ka kthyer aktivitetin m\u00eb af\u00ebr normalitetit dhe bashk\u00eb me t\u00eb ka rritur edhe numrin e aksidenteve.<\/span><\/p>\n

Kjo \u00ebsht\u00eb reflektuar menj\u00ebher\u00eb edhe n\u00eb rritje t\u00eb d\u00ebmeve nga sigurimet e detyrueshme motorike. T\u00eb dh\u00ebnat e Instat treguan se p\u00ebr 7-mujorin 2021 numri i aksidenteve rrugore u rrit me pothuajse 24% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. Mbyllja dhe kufizimet drastike q\u00eb u aplikuan vitin e kaluar p\u00ebr t\u00eb kufizuar p\u00ebrhapjen e pandemis\u00eb b\u00ebn\u00eb q\u00eb p\u00ebrkoh\u00ebsisht edhe aksidentet t\u00eb pak\u00ebsoheshin, por rihapja tregoi qart\u00eb se sjellja e shqiptar\u00ebve n\u00eb timon nuk ka ndryshuar shum\u00eb.<\/span><\/p>\n

P\u00ebr 7-mujorin 2021, kompanit\u00eb e sigurimeve paguan rreth 1.6 miliard\u00eb lek\u00eb d\u00ebme nga sigurimet e detyrueshme motorike, n\u00eb rritje me 51% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. Kjo e ktheu produktin MTPL n\u00eb krye t\u00eb renditjes s\u00eb d\u00ebmeve, me 41% t\u00eb totalit. Vitin e kaluar, pesha e k\u00ebtij produkti n\u00eb struktur\u00ebn e d\u00ebmeve p\u00ebsoi nj\u00eb r\u00ebnie t\u00eb ndjeshme, e shakktuar nga pak\u00ebsimi i d\u00ebmeve p\u00ebr shkak t\u00eb kufizimeve, por edhe nga rritja e lart\u00eb e d\u00ebmeve n\u00eb klas\u00ebn e fatkeq\u00ebsive natyrore.<\/span><\/p>\n

K\u00ebt\u00eb vit i jan\u00eb kthyer rritjes edhe d\u00ebmet q\u00eb kompanit\u00eb po paguajn\u00eb p\u00ebrmes Fondit t\u00eb Kompensimit t\u00eb Byros\u00eb Shqiptare t\u00eb Sigurimeve. P\u00ebr 7-mujorin, ato arrit\u00ebn vler\u00ebn e 150 milion\u00eb lek\u00ebve, me nj\u00eb rritje prej 1.25% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar. Fondi i Kompensimit \u00ebsht\u00eb p\u00ebrgjegj\u00ebs p\u00ebr pages\u00ebn e d\u00ebmeve t\u00eb shkaktuara nga mjetet e pasiguruara ose t\u00eb paidentifikuara.<\/span><\/p>\n

N\u00eb total, kompanit\u00eb e sigurimeve k\u00ebt\u00eb vit po paguajn\u00eb m\u00eb pak d\u00ebme, n\u00eb r\u00ebnie me 7% krahasuar me 7-mujorin 2020. Kjo lidhet kryesisht me rritjen e konsiderueshme t\u00eb d\u00ebmeve q\u00eb shkaktoi t\u00ebrmeti n\u00eb bilancin e vitit t\u00eb kaluar. N\u00eb ve\u00e7anti, n\u00eb tregun e jo-jet\u00ebs r\u00ebnia e d\u00ebmeve \u00ebsht\u00eb m\u00eb e lart\u00eb se mesatarja e tregut, me 9.5%. Nj\u00eb efekt t\u00eb kund\u00ebrt ka dh\u00ebn\u00eb rritja e d\u00ebmeve n\u00eb tregun e sigurimit t\u00eb jet\u00ebs, ku shtimi i vdekjeve nga pandemia ka dh\u00ebn\u00eb nj\u00eb efekt t\u00eb duksh\u00ebm, me rritje t\u00eb d\u00ebmeve mbi 59%.<\/span><\/p>\n

Megjithat\u00eb, po ta krahasojm\u00eb vler\u00ebn totale t\u00eb d\u00ebmeve n\u00eb sigurime me vitin 2019, q\u00eb nuk u ndikua nga ngjarje t\u00eb jasht\u00ebzakonshme, ato jan\u00eb n\u00eb rritje, me 23% m\u00eb shum\u00eb.<\/span><\/p>\n

N\u00ebse p\u00ebrjashtojm\u00eb sigurimin e katastrofave, shumica e klasave t\u00eb tjera kan\u00eb sh\u00ebnuar rritje t\u00eb d\u00ebmeve gjat\u00eb k\u00ebtij viti, duke reflektuar kthimin drejt normalitetit t\u00eb aktivitetit shoq\u00ebror dhe ekonomik n\u00eb vend. Ve\u00e7 sigurimeve t\u00eb detyrueshme motorike, rritje t\u00eb lart\u00eb, me 27% kan\u00eb sh\u00ebnuar edhe d\u00ebmet nga sigurimi vullnetar Kasko. Edhe n\u00eb k\u00ebt\u00eb rast faktori m\u00eb i r\u00ebnd\u00ebsish\u00ebm \u00ebsht\u00eb rritja e numrit t\u00eb aksidenteve.<\/span><\/p>\n

Rritje mjaft t\u00eb lart\u00eb, me rreth 36%, kan\u00eb sh\u00ebnuar edhe d\u00ebmet nga sigurimi i s\u00ebmundjeve dhe sh\u00ebndetit e aksidenteve n\u00eb udh\u00ebtim.<\/span><\/p>\n

VINI RE<\/strong><\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/span><\/a><\/span><\/p>\n

\"\"<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Leht\u00ebsimi i kufizimeve gjat\u00eb k\u00ebtij viti e ka kthyer aktivitetin m\u00eb af\u00ebr normalitetit dhe bashk\u00eb me t\u00eb ka rritur edhe numrin e aksidenteve. Kjo \u00ebsht\u00eb reflektuar menj\u00ebher\u00eb edhe n\u00eb rritje t\u00eb d\u00ebmeve nga sigurimet e detyrueshme motorike. T\u00eb dh\u00ebnat e Instat treguan se p\u00ebr 7-mujorin 2021 numri i aksidenteve rrugore u rrit me pothuajse 24% […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":468727,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,13],"tags":[],"class_list":["post-471020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/471020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=471020"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/471020\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/468727"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=471020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=471020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=471020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}