{"id":468649,"date":"2021-08-20T09:52:50","date_gmt":"2021-08-20T07:52:50","guid":{"rendered":"https:\/\/hashtag.al\/?p=468649"},"modified":"2021-08-20T09:52:50","modified_gmt":"2021-08-20T07:52:50","slug":"sektori-bankar-eshte-zmadhuar-me-pothuajse-nje-miliarde-euro-ne-nje-vit","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2021\/08\/20\/sektori-bankar-eshte-zmadhuar-me-pothuajse-nje-miliarde-euro-ne-nje-vit\/","title":{"rendered":"Sektori bankar \u00ebsht\u00eb zmadhuar me pothuajse nj\u00eb miliard\u00eb euro n\u00eb nj\u00eb vit","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Sektori bankar vijoi rritjen edhe gjat\u00eb tremujorit t\u00eb dyt\u00eb t\u00eb vitit.<\/span><\/p>\n

Sipas statistikave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, totali i aktiveve n\u00eb fund t\u00eb qershorit arriti vler\u00ebn e 1.645 trilion\u00eb lek\u00ebve. Aktivet e sektorit u shtuan me 42 miliard\u00eb lek\u00eb (2.6%) gjat\u00eb tremujorit t\u00eb dyt\u00eb, nd\u00ebrsa me baz\u00eb vjetore rritja arriti n\u00eb 117 miliard\u00eb lek\u00eb (rreth 7.7%). <\/span><\/p>\n

E th\u00ebn\u00eb ndryshe, n\u00eb nj\u00eb vit aktivet e sektorit bankar jan\u00eb shtuar me pothuajse nj\u00eb miliard\u00eb euro. Edhe gjat\u00eb tremujorit t\u00eb dyt\u00eb t\u00eb vitit, rritja e sektorit bankar \u00ebsht\u00eb mb\u00ebshtetur kryesisht te veprimet me letrat me vler\u00eb, por edhe huadh\u00ebnia ka sh\u00ebnuar nj\u00eb rritje m\u00eb t\u00eb lart\u00eb krahasuar me tremujorin e m\u00ebparsh\u00ebm.<\/span><\/p>\n

Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, portofoli i letrave me vler\u00eb n\u00eb fund t\u00eb qershorit arriti n\u00eb 523 miliard\u00eb lek\u00eb, n\u00eb rritje me rreth 25 miliard\u00eb lek\u00eb (5%) gjat\u00eb tremujorit t\u00eb dyt\u00eb. Ky z\u00eb i aktiveve vazhdon t\u00eb ket\u00eb edhe normat m\u00eb t\u00eb larta t\u00eb rritjes vjetore, me rreth 8% m\u00eb shum\u00eb krahasuar me qershorin e vitit t\u00eb kaluar. Pandemia solli rritje t\u00eb deficitit buxhetor dhe t\u00eb huamarrjes publike. <\/span><\/p>\n

Bankat e shfryt\u00ebzuan mund\u00ebsin\u00eb p\u00ebr t\u00eb investuar n\u00eb letrat e borxhit t\u00eb qeveris\u00eb, si n\u00eb lek\u00eb, ashtu edhe n\u00eb euro, p\u00ebrfshi k\u00ebtu eurobondin. Kjo tendenc\u00eb ka vijuar edhe n\u00eb gjysm\u00ebn e par\u00eb t\u00eb vitit 2021, ku sektori i \u00ebsht\u00eb p\u00ebrgjigjur nj\u00eb k\u00ebrkese pak m\u00eb t\u00eb lart\u00eb p\u00ebr huamarrje t\u00eb brendshme t\u00eb qeveris\u00eb shqiptare krahasuar me dy tremujor\u00ebt e m\u00ebparsh\u00ebm. Zmadhimi i portofolit t\u00eb titujve megjithat\u00eb nuk lidhet vet\u00ebm me emetimet e qeveris\u00eb shqiptare, por edhe me rritje t\u00eb volumit t\u00eb investimit n\u00eb letra me vler\u00eb t\u00eb emetuesve t\u00eb tjer\u00eb, sidomos n\u00eb monedh\u00ebn euro.<\/span><\/p>\n

P\u00ebr shkak t\u00eb normave shum\u00eb t\u00eb ul\u00ebta t\u00eb interesit p\u00ebr vendosjet dhe depozitat n\u00eb euro, bankat po investojn\u00eb m\u00eb shum\u00eb n\u00eb tituj, me q\u00ebllim p\u00ebrmir\u00ebsimin e kthimit nga fondet n\u00eb valut\u00eb. N\u00eb mesin e k\u00ebtij viti, sektori bankar kishte rreth 824 miliard\u00eb lek\u00eb pasive n\u00eb valut\u00eb. <\/span><\/p>\n

Pjesa m\u00eb e madhe e tyre ngelen t\u00eb investuara n\u00eb Shqip\u00ebri, kryesisht n\u00eb kredi dhe obligacione qeveritare, megjithat\u00eb n\u00eb tremujorjn e par\u00eb t\u00eb k\u00ebtij viti u sh\u00ebnua nj\u00eb rritje e ndjeshme e aktiveve jorezidente, me rreth 17 miliard\u00eb lek\u00eb (5%) m\u00eb shum\u00eb krahasuar me tremujorin e m\u00ebparsh\u00ebm dhe me af\u00ebrsisht 30 miliard\u00eb lek\u00eb (rreth 9%) m\u00eb shum\u00eb krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/span><\/p>\n

Megjith\u00ebse veprimet me titujt kryesuan rritjen e sektorit edhe n\u00eb tremujorin e dyt\u00eb, huadh\u00ebnia u rrit me rit\u00ebm m\u00eb t\u00eb shpejt\u00eb krahasuar me nj\u00eb tremujor m\u00eb par\u00eb, duke dh\u00ebn\u00eb nj\u00eb kontribut n\u00eb rritje n\u00eb zgjerimin e aktiveve t\u00eb sektorit bankar. Portofoli bruto i huas\u00eb arriti vler\u00ebn e 625 miliard\u00eb lek\u00ebve, rreth 14 miliard\u00eb lek\u00eb (2.2%) m\u00eb shum\u00eb krahasuar me tremujorin e m\u00ebparsh\u00ebm dhe 35 miliard\u00eb lek\u00eb (6%) m\u00eb shum\u00eb krahasuar me nj\u00eb vit m\u00eb par\u00eb. <\/span><\/p>\n

Gjendja e provigjioneve n\u00eb mesin e k\u00ebtij viti ishte rreth 30.4 miliard\u00eb lek\u00eb, n\u00eb r\u00ebnie me tre miliard\u00eb lek\u00eb krahasuar me tremujorin e par\u00eb dhe me 1 miliard\u00eb lek\u00eb krahasuar me nj\u00eb vit m\u00eb par\u00eb. R\u00ebnia e gjendjes s\u00eb provigjioneve reflekton p\u00ebrmir\u00ebsimet e cil\u00ebsis\u00eb s\u00eb portofolit t\u00eb kredis\u00eb dhe uljen e raportit t\u00eb kredive me probleme t\u00eb sektorit bankar.\/E.Shehu<\/span><\/p>\n

VINI RE<\/strong><\/span>: Ky material \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor<\/span><\/a><\/span><\/p>\n

\"\"<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Sektori bankar vijoi rritjen edhe gjat\u00eb tremujorit t\u00eb dyt\u00eb t\u00eb vitit. Sipas statistikave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, totali i aktiveve n\u00eb fund t\u00eb qershorit arriti vler\u00ebn e 1.645 trilion\u00eb lek\u00ebve. Aktivet e sektorit u shtuan me 42 miliard\u00eb lek\u00eb (2.6%) gjat\u00eb tremujorit t\u00eb dyt\u00eb, nd\u00ebrsa me baz\u00eb vjetore rritja arriti n\u00eb 117 miliard\u00eb lek\u00eb (rreth […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":51,"featured_media":468651,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,13],"tags":[],"class_list":["post-468649","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/468649","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=468649"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/468649\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/468651"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=468649"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=468649"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=468649"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}