{"id":429408,"date":"2021-02-12T14:14:38","date_gmt":"2021-02-12T13:14:38","guid":{"rendered":"https:\/\/hashtag.al\/?p=429408"},"modified":"2021-02-12T14:14:38","modified_gmt":"2021-02-12T13:14:38","slug":"nuk-i-ndali-as-pandemia-brenda-vitit-bankat-ne-kosove-fituan-80-milione-euro","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2021\/02\/12\/nuk-i-ndali-as-pandemia-brenda-vitit-bankat-ne-kosove-fituan-80-milione-euro\/","title":{"rendered":"Nuk i ndali as pandemia, brenda vitit bankat n\u00eb Kosov\u00eb fituan 80 milion\u00eb euro","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

\"\"<\/a><\/p>\n

Fitimi i bankave komerciale nuk ka qen\u00eb i vog\u00ebl edhe vitin e kaluar. Pavar\u00ebsisht pandemis\u00eb, bankat q\u00eb operojn\u00eb n\u00eb Kosov\u00eb kan\u00eb fituar rreth 80 milion\u00eb euro. Banka Qendrore e Kosov\u00ebs ka treguar se t\u00eb ardhurat e bankave kan\u00eb qen\u00eb 279.3 milion\u00eb euro.<\/span><\/p>\n

Pavar\u00ebsisht pandemis\u00eb, bankat komerciale q\u00eb operojn\u00eb n\u00eb Kosov\u00eb kan\u00eb sh\u00ebnuar fitim prej 79.9 milion\u00eb eurosh. N\u00eb krahasim me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit 2019, fitimi i tyre \u00ebsht\u00eb m\u00eb i vog\u00ebl me 6.3 milion\u00eb euro.<\/span><\/p>\n

N\u00eb raportin e fundit t\u00eb Bank\u00ebs Qendrore t\u00eb Kosov\u00ebs mbi sistemin financiar, shihet se t\u00eb hyrat e bankave kan\u00eb qen\u00eb 279.3 milion\u00eb euro, ku 212.2 milion\u00eb euro ishin t\u00eb hyra nga interesi, kurse n\u00eb muajin dhjetor t\u00eb 2019-s\u00eb \u00ebsht\u00eb raportuar se k\u00ebto t\u00eb ardhura ishin 263.2 milion\u00eb euro. P\u00ebr sa u p\u00ebrket shpenzimeve t\u00eb bankave, n\u00eb raport thuhet se 97.3 milion\u00eb euro kan\u00eb qen\u00eb shpenzime administrative, kurse 22.7 milion\u00eb euro shpenzime t\u00eb interesit.<\/span><\/p>\n

Zgjerimi i aktivitetit kreditues t\u00eb sektorit bankar vazhdon t\u00eb mb\u00ebshtetet nga ecuria e depozitave, rritja e t\u00eb cilave paraqet burimin kryesor t\u00eb financimit t\u00eb kreditimit n\u00eb vend.<\/span>
\nVlera e depozitave deri n\u00eb k\u00ebt\u00eb periudh\u00eb arriti n\u00eb 4.36 miliard\u00eb euro, krahasuar me 3.91 miliard\u00eb euro nj\u00eb vit m\u00eb par\u00eb, pra kishte rritje vjetore prej 11.5%.<\/span><\/p>\n

\u201cNorma efektive e interesit p\u00ebr depozita n\u00eb muajin dhjetor t\u00eb vitit 2020 \u00ebsht\u00eb 1.5%, q\u00eb krahasuar me norm\u00ebn efektive t\u00eb interesit n\u00eb kredi t\u00eb reja \u00ebsht\u00eb 7.1% dhe paraqet dallim prej 4.5 pik\u00eb p\u00ebrqindje\u201d, thuhet n\u00eb raport.<\/span>
\nKjo diferenc\u00eb e lart\u00eb ka ndikuar q\u00eb bankat gjat\u00eb k\u00ebsaj periudhe t\u00eb arrijn\u00eb fitime mjaft t\u00eb larta. Derisa dallimi mes interesit n\u00eb kredi dhe depozita do t\u00eb jet\u00eb i lart\u00eb, bankat do t\u00eb vazhdojn\u00eb t\u00eb ken\u00eb shum\u00eb t\u00eb hyra nga interesi dhe fare pak shpenzime p\u00ebr interes. Kredit\u00eb e k\u00ebqija sipas raportit t\u00eb BQK-s\u00eb aktualisht jan\u00eb 2.7%.<\/span><\/p>\n

\u201cDeri n\u00eb muajin dhjetor 2020, sektori bankar regjistroi r\u00ebnie t\u00eb kredive jo-performuese dhe p\u00ebrmir\u00ebsim t\u00eb mbulueshm\u00ebris\u00eb s\u00eb tyre me provizione. Niveli i tyre sh\u00ebnoi rritje n\u00eb 2.7% nga 2% q\u00eb ishte n\u00eb muajin dhjetor 2019. Niveli i mbulueshm\u00ebris\u00eb s\u00eb k\u00ebtyre kredive me provizione n\u00eb k\u00ebt\u00eb muaj arriti n\u00eb 141.4%\u201d.<\/span>
\nGuvernatori i Bank\u00ebs Qendrore s\u00eb Republik\u00ebs s\u00eb Kosov\u00ebs, Fehmi Mehmeti, n\u00eb nj\u00eb deklarim p\u00ebr \u201cMonitor\u201d pati th\u00ebn\u00eb se gjat\u00eb pandemis\u00eb ka pasur k\u00ebrkesa t\u00eb m\u00ebdha p\u00ebr kredit\u00eb.<\/span><\/p>\n

Sipas tij, kontributi i sektorit bankar n\u00eb mb\u00ebshtetje t\u00eb ekonomis\u00eb ishte i r\u00ebnd\u00ebsish\u00ebm. \u201cKontributi i sektorit bankar n\u00eb mb\u00ebshtetje t\u00eb ekonomis\u00eb ishte shum\u00eb i r\u00ebnd\u00ebsish\u00ebm n\u00eb aspektin e vazhdimit t\u00eb kreditimit, p\u00ebrkund\u00ebr ngritjes s\u00eb nivelit t\u00eb rreziqeve me t\u00eb cilat u ballafaqua sektori bankar. Gjat\u00eb periudh\u00ebs janar \u2013 tetor 2020, vlera e kredive t\u00eb reja t\u00eb l\u00ebshuara nga sektori bankar ishte 1.2 miliard\u00eb euro, kurse vlera e p\u00ebrgjithshme e kredive aktive n\u00eb sektorin bankar n\u00eb tetor 2020 ishte 3.2 miliard\u00eb euro, e cila paraqet nj\u00eb rritje vjetore prej 7%.\u201d.<\/span><\/p>\n

Aktualisht n\u00eb tregun e Kosov\u00ebs operojn\u00eb 11 banka komerciale, prej t\u00eb cilave 9 jan\u00eb me kapital t\u00eb huaj. Numri i deg\u00ebve t\u00eb tyre 211, kurse k\u00ebto banka kan\u00eb t\u00eb pun\u00ebsuar 3,391 pun\u00ebtor\u00eb.<\/span><\/p>\n

VINI RE:<\/span> Ky artikull \u00ebsht\u00eb pron\u00eb intelektuale e Monitor.al<\/a><\/span><\/span><\/strong><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Fitimi i bankave komerciale nuk ka qen\u00eb i vog\u00ebl edhe vitin e kaluar. Pavar\u00ebsisht pandemis\u00eb, bankat q\u00eb operojn\u00eb n\u00eb Kosov\u00eb kan\u00eb fituar rreth 80 milion\u00eb euro. Banka Qendrore e Kosov\u00ebs ka treguar se t\u00eb ardhurat e bankave kan\u00eb qen\u00eb 279.3 milion\u00eb euro. Pavar\u00ebsisht pandemis\u00eb, bankat komerciale q\u00eb operojn\u00eb n\u00eb Kosov\u00eb kan\u00eb sh\u00ebnuar fitim prej 79.9 […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":30,"featured_media":429409,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,13],"tags":[],"class_list":["post-429408","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/429408","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=429408"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/429408\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/429409"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=429408"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=429408"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=429408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}