{"id":413316,"date":"2020-11-24T07:31:55","date_gmt":"2020-11-24T06:31:55","guid":{"rendered":"https:\/\/hashtag.al\/?p=413316"},"modified":"2020-11-24T07:31:55","modified_gmt":"2020-11-24T06:31:55","slug":"me-depozita-sa-69-e-pbb-se-shqiptaret-populli-me-kursimtar-ne-rajon","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2020\/11\/24\/me-depozita-sa-69-e-pbb-se-shqiptaret-populli-me-kursimtar-ne-rajon\/","title":{"rendered":"Me depozita sa 69% e PBB-s\u00eb, shqiptar\u00ebt populli m\u00eb kursimtar n\u00eb rajon","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Shqiptar\u00ebt jan\u00eb populli m\u00eb kursimtar n\u00eb Ballkanin Per\u00ebndimor. T\u00eb dh\u00ebnat krahasuese nga Fondi Monetar Nd\u00ebrkomb\u00ebtar (FMN) tregojn\u00eb se n\u00eb fund t\u00eb vitit t\u00eb kaluar depozitat bankave t\u00eb shqiptar\u00ebve ishin sa 68.8% e Prodhimit t\u00eb Brendsh\u00ebm Bruto (PBB).<\/span><\/p>\n

Me k\u00ebt\u00eb shif\u00ebr, Shqip\u00ebria \u00ebsht\u00eb bindsh\u00ebm para vendeve t\u00eb rajonit. M\u00eb i af\u00ebrti \u00ebsht\u00eb Maqedonia e Veriut, ku depozitat kan\u00eb nj\u00eb vler\u00eb sa 58.1% e PBB-s\u00eb, e ndjekur nga Bosnja me 53.7%, Kosova me 50%, Mali i Zi me 42.8% dhe Serbia me 46.8%.<\/span><\/p>\n

Vitin e kaluar, depozitat e shqiptar\u00ebve n\u00eb banka u zgjeruan me dy pik\u00eb p\u00ebrqindje ndaj PBB-s\u00eb, duke iu afruar s\u00ebrish pragut t\u00eb 70%, ku q\u00ebndronin deri n\u00eb vitin 2017. As epoka e normave m\u00eb t\u00eb ul\u00ebta historike t\u00eb interesit nuk e ka ulur shum\u00eb raportin e depozitave bankare n\u00eb Shqip\u00ebri.<\/span><\/p>\n

P\u00ebrgjith\u00ebsisht, shqiptar\u00ebt ngelen t\u00eb p\u00ebrkushtuar ndaj instrumenteve m\u00eb tradicionale t\u00eb kursimit. Megjith\u00ebse n\u00eb dekad\u00ebn e fundit ka nj\u00eb rritje t\u00eb investimit n\u00eb instrumentet e borxhit t\u00eb qeveris\u00eb shqiptare, n\u00eb m\u00ebnyr\u00eb direkte apo p\u00ebrmes fondeve t\u00eb investimit, pjesa d\u00ebrrmuese e shqiptar\u00ebve preferojn\u00eb t\u2019i mbajn\u00eb parat\u00eb n\u00eb depozita bankare. N\u00eb vend nuk ka ende nj\u00eb treg kapitali q\u00eb t\u00eb ofroj\u00eb alternativa t\u00eb tjera t\u00eb investimit financiar.<\/span><\/p>\n

Niveli i lart\u00eb i depozitave n\u00eb vendin ton\u00eb \u00ebsht\u00eb mb\u00ebshtetur edhe nga remitancat, me nj\u00eb pjes\u00eb e mir\u00eb e kursimeve t\u00eb emigrant\u00ebve q\u00eb jan\u00eb mbajtur n\u00eb bankat shqiptare.<\/span><\/p>\n

Nj\u00eb faktor tjet\u00ebr q\u00eb nxit akumulimin e depozitave mund t\u00eb jet\u00eb edhe pabarazia e konsiderueshme dhe fakti q\u00eb nj\u00eb num\u00ebr i kufizuar individ\u00ebsh grumbullojn\u00eb shum\u00eb m\u00eb tep\u00ebr para nga sa kan\u00eb nevoj\u00eb dhe d\u00ebshir\u00eb t\u00eb shpenzojn\u00eb. N\u00eb fund t\u00eb vitit t\u00eb kaluar, nj\u00eb pakic\u00eb prej rreth 96 mij\u00eb shqiptar\u00ebsh zot\u00ebronte n\u00eb fund t\u00eb vitit t\u00eb kaluar pothuajse 4.5 miliard\u00eb euro depozita bankare.<\/span><\/p>\n

Depozitat e publikut p\u00ebrb\u00ebjn\u00eb baz\u00ebn e aktivitetit t\u00eb nd\u00ebrmjet\u00ebsimit financiar n\u00eb Shqip\u00ebri dhe q\u00eb qenit nj\u00eb treg i pasur n\u00eb depozita ka ndihmuar n\u00eb zhvillimin e nj\u00eb sektori bankar t\u00eb q\u00ebndruesh\u00ebm dhe t\u00eb pavarur nga burimet e huaja t\u00eb financimit.<\/span><\/p>\n

K\u00ebt\u00eb vit, raporti i depozitave ndaj PBB-s\u00eb pritet t\u00eb rritet akoma m\u00eb shum\u00eb, sepse depozitat po vazhdojn\u00eb t\u00eb rriten, nd\u00ebrkoh\u00eb q\u00eb ekonomia po p\u00ebson nj\u00eb tkurrje t\u00eb fort\u00eb, q\u00eb pritet t\u00eb jet\u00eb t\u00eb pakt\u00ebn 6%.<\/span><\/p>\n

Sipas statistikave nga Banka e Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb muajit shtator totali i depozitave n\u00eb banka arriti n\u00eb 1.294 trilion\u00eb lek\u00eb ose 10.4 miliard\u00eb euro. Krahasuar me nj\u00eb vit m\u00eb par\u00eb, depozitat u rrit\u00ebn me 79 miliard\u00eb lek\u00eb ose rreth 6.5%.<\/span><\/p>\n

Depozitat n\u00eb valut\u00eb t\u00eb huaj dhe kryesisht n\u00eb euro vazhdojn\u00eb t\u00eb dominojn\u00eb, me rreth 54% t\u00eb totalit. Pandemia e Covid-19 ka krijuar pasiguri dhe ka nxitur akoma m\u00eb shum\u00eb prirjen e qytetar\u00ebve drejt kursimit. Q\u00eb nga shkurti e deri n\u00eb fund t\u00eb shtatorit, totali i depozitave bankare \u00ebsht\u00eb rritur me rreth 36 miliard\u00eb lek\u00eb.<\/span><\/p>\n

VINI RE:<\/span> Ky artikull \u00ebsht\u00eb pron\u00eb intelektuale e Monitor.al<\/a><\/span><\/span><\/strong><\/p>\n

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Shqiptar\u00ebt jan\u00eb populli m\u00eb kursimtar n\u00eb Ballkanin Per\u00ebndimor. T\u00eb dh\u00ebnat krahasuese nga Fondi Monetar Nd\u00ebrkomb\u00ebtar (FMN) tregojn\u00eb se n\u00eb fund t\u00eb vitit t\u00eb kaluar depozitat bankave t\u00eb shqiptar\u00ebve ishin sa 68.8% e Prodhimit t\u00eb Brendsh\u00ebm Bruto (PBB). Me k\u00ebt\u00eb shif\u00ebr, Shqip\u00ebria \u00ebsht\u00eb bindsh\u00ebm para vendeve t\u00eb rajonit. M\u00eb i af\u00ebrti \u00ebsht\u00eb Maqedonia e Veriut, ku […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":30,"featured_media":413318,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-413316","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/413316","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=413316"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/413316\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/413318"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=413316"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=413316"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=413316"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}