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K\u00ebshilli i Ministrave ka miratuar Vendimin \u201cP\u00ebr miratimin e garancis\u00eb shtet\u00ebrore t\u00eb huas\u00eb me bankat e nivelit t\u00eb dyt\u00eb p\u00ebr pagat e bizneseve, aktiviteti i t\u00eb cil\u00ebve \u00ebsht\u00eb prekur nga vendimet e qeveris\u00eb n\u00eb kuad\u00ebr t\u00eb menaxhimit t\u00eb situat\u00ebs s\u00eb krijuar nga COVID-19, si edhe p\u00ebr p\u00ebrcaktimin e kushteve dhe kritereve t\u00eb marr\u00ebveshjes s\u00eb garancis\u00eb dhe marr\u00ebveshjes s\u00eb mir\u00ebkuptimit\u201d.<\/span><\/p>\n N\u00eb vendim integrohen dy draft marr\u00ebveshjet, q\u00eb do t\u00eb b\u00ebjn\u00eb t\u00eb mundur zbatimin e Grancis\u00eb Shtet\u00ebrore p\u00ebr Huan\u00eb:<\/span> Marr\u00ebveshja e Garancis\u00eb do t\u00eb ket\u00eb n\u00eb Aneks t\u00eb saj Marr\u00ebveshjen e Mir\u00ebkuptimit, n\u00ebnshkrimi i s\u00eb cil\u00ebs do t\u00eb jet\u00eb kusht p\u00ebr kualifikimin e huas\u00eb n\u00eb skem\u00ebn e garancis\u00eb p\u00ebr bizneset.<\/span> \u2013 Q\u00ebllimi i p\u00ebrdorimit t\u00eb fondeve t\u00eb Huas\u00eb do t\u00eb jet\u00eb vet\u00ebm p\u00ebr t\u00eb paguar pagat e punonj\u00ebsve t\u00eb Huamarr\u00ebsit, bazuar n\u00eb list\u00ebpagesat e procesuara pran\u00eb Bankave n\u00eb muajin Shkurt.<\/span><\/p>\n \u2013 Vlera e Huas\u00eb e vendosur n\u00eb dispozicion nga Bankat p\u00ebr \u00e7do Biznes pjes\u00ebmarr\u00ebs mund t\u00eb varioj\u00eb n\u00eb p\u00ebrputhje me k\u00ebrkes\u00ebn e paraqitur nga Biznesi, por duke mos tejkaluar vler\u00ebn e 3 pagave mujore bruto t\u00eb punonj\u00ebsve t\u00eb deklaruar prej Biznesit n\u00eb p\u00ebrputhje me Legjislacionin Tatimor n\u00eb fuqi, por n\u00eb asnj\u00eb rast vlera mujore bruto e pag\u00ebs p\u00ebr punonj\u00ebs nuk duhet t\u00eb jet\u00eb m\u00eb e lart\u00eb s\u00eb 150 000 lek\u00eb.<\/span><\/p>\n \u2013 Termat dhe kushtet e Huas\u00eb do t\u00eb p\u00ebrcaktohen n\u00eb Marr\u00ebveshjen e Huas\u00eb, e cila do t\u00eb n\u00ebnshkruhet nd\u00ebrmjet Bank\u00ebs dhe Biznesit, n\u00eb p\u00ebrputhje me Marr\u00ebveshjen e Garancis\u00eb.<\/span><\/p>\n \u2013 N\u00eb cdo rast dh\u00ebnia e kredis\u00eb do t\u00eb realizohet sipas politikave t\u00eb brendshme t\u00eb cdo banke n\u00eb lidhje me riskun e kredis\u00eb, por bankat e nivelit t\u00eb dyt\u00eb do t\u00eb sigurojn\u00eb procedura t\u00eb thjeshtuara dhe koh\u00eb shum\u00eb t\u00eb shpejt\u00eb t\u00eb procesimit t\u00eb kerkeses s\u00eb kredis\u00eb.<\/span><\/p>\n \u2013 N\u00eb instrumentin e kredis\u00eb s\u00eb garantuar nga kredia sovrane, biznesi mund t\u00eb p\u00ebrfitoj\u00eb nj\u00eb periudh\u00eb pa pages\u00eb principali, jo m\u00eb pak se 3 muaj.<\/span><\/p>\n \u2013 Marr\u00ebveshja parashikon edhe shqyrtimin e nevoj\u00ebs s\u00eb k\u00ebrkes\u00ebs s\u00eb ristrukturimit p\u00ebrgjat\u00eb koh\u00ebs s\u00eb shlyerjes s\u00eb kredis\u00eb, me aprovim t\u00eb Bank\u00ebs n\u00eb momentin e analiz\u00ebs s\u00eb riskut p\u00ebr k\u00ebt\u00eb k\u00ebrkes\u00eb.<\/span><\/p>\n \u2013 Bankat e nivelit t\u00eb dyt\u00eb nuk do t\u00eb aplikojn\u00eb kosto administrative mbi kredin\u00eb dhe do t\u00eb ofrojn\u00eb nj\u00eb norm\u00eb interesi preferenciale, t\u00eb barabart\u00eb me norm\u00ebn mesatare t\u00eb interesit t\u00eb tre ankandeve t\u00eb fundit t\u00eb bonove t\u00eb thesarit 12 mujore plus nj\u00eb marzh prej 0.5%, por n\u00eb asnj\u00eb rast jo m\u00eb t\u00eb lart\u00eb se 2.85%.<\/span><\/p>\n \u2013 Subjektet private duhet t\u00eb p\u00ebrcjellin k\u00ebrkesat e aplikimit p\u00ebr kredi pran\u00eb nj\u00ebr\u00ebs prej bankave t\u00eb nivelit t\u00eb dyt\u00eb, jo m\u00eb von\u00eb se 30 dit\u00eb nga data e n\u00ebnshkrimit t\u00eb Marr\u00ebveshjes s\u00eb Garancis\u00eb Shtet\u00ebrore mes K\u00ebshillit t\u00eb Ministrave dhe Bank\u00ebs p\u00ebrkat\u00ebse.<\/span><\/p>\n <\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":" K\u00ebshilli i Ministrave ka miratuar Vendimin \u201cP\u00ebr miratimin e garancis\u00eb shtet\u00ebrore t\u00eb huas\u00eb me bankat e nivelit t\u00eb dyt\u00eb p\u00ebr pagat e bizneseve, aktiviteti i t\u00eb cil\u00ebve \u00ebsht\u00eb prekur nga vendimet e qeveris\u00eb n\u00eb kuad\u00ebr t\u00eb menaxhimit t\u00eb situat\u00ebs s\u00eb krijuar nga COVID-19, si edhe p\u00ebr p\u00ebrcaktimin e kushteve dhe kritereve t\u00eb marr\u00ebveshjes s\u00eb garancis\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":32,"featured_media":331036,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,13],"tags":[],"class_list":["post-365908","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/365908","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=365908"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/365908\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/331036"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=365908"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=365908"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=365908"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n\u2013 Marr\u00ebveshja e Garancis\u00eb \u201cP\u00ebr miratimin e garancis\u00eb shtet\u00ebrore t\u00eb huas\u00eb me bankat e nivelit t\u00eb dyt\u00eb p\u00ebr pagat e bizneseve, aktiviteti i t\u00eb cil\u00ebve \u00ebsht\u00eb prekur nga vendimet e qeveris\u00eb n\u00eb kuad\u00ebr t\u00eb menaxhimit t\u00eb situat\u00ebs s\u00eb krijuar nga COVID-19\u201d;<\/span>
\n\u2013 Marr\u00ebveshja e Mir\u00ebkuptimit, e cila do t\u00eb n\u00ebnshkruhet nga secili biznes q\u00eb do t\u00eb marr\u00eb kredi.<\/span><\/p>\n
\nDuke qen\u00eb se n\u00ebp\u00ebrmjet miratimit t\u00eb Garancis\u00eb Shtet\u00ebrore risku i kreditit i transferohet qeveris\u00eb, bizneset pjes\u00ebmarr\u00ebse n\u00eb skem\u00eb do t\u00eb ken\u00eb mund\u00ebsin\u00eb t\u00eb p\u00ebrfitojn\u00eb terma preferenciale p\u00ebr kredit\u00eb q\u00eb do t\u00eb merren p\u00ebr k\u00ebt\u00eb q\u00ebllim, krahasuar me kushtet aktuale t\u00eb tregut:<\/span><\/p>\n