{"id":343825,"date":"2019-12-28T07:30:59","date_gmt":"2019-12-28T06:30:59","guid":{"rendered":"https:\/\/hashtag.al\/?p=343825"},"modified":"2019-12-27T15:01:34","modified_gmt":"2019-12-27T14:01:34","slug":"kreditimi-i-ekonomise-frenohet-rritja-per-muajin-nentor","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2019\/12\/28\/kreditimi-i-ekonomise-frenohet-rritja-per-muajin-nentor\/","title":{"rendered":"Kreditimi i ekonomis\u00eb, frenohet rritja p\u00ebr muajin n\u00ebntor","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

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Kreditimi i ekonomis\u00eb frenoi rritjen gjat\u00eb muajit n\u00ebntor, p\u00ebr her\u00eb t\u00eb par\u00eb pas gjasht\u00eb muajve. Megjith\u00ebse q\u00ebndroi n\u00eb vlera t\u00eb p\u00ebraf\u00ebrta me tetorin, portofoli ngelet bindsh\u00ebm n\u00eb rritje krahasuar me vitin e kaluar. Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb n\u00ebntorit, portofoli i kredis\u00eb kishte vler\u00ebn e 568 miliard\u00eb lek\u00ebve ose rreth 4.6 miliard\u00eb eurove. Me baz\u00eb vjetore, rritja e kredis\u00eb ishte n\u00eb rreth 6.2%, nd\u00ebrsa duke p\u00ebrjashtuar efektin e kredive t\u00eb fshira dhe t\u00eb forcimit t\u00eb lekut n\u00eb kursin e k\u00ebmbimit valutor, rritja ishte n\u00eb kufijt\u00eb e 8%, raporton Scan-tv.<\/span><\/p>\n

N\u00eb frenimin mujor t\u00eb kredis\u00eb mund t\u00eb ket\u00eb pasur nj\u00eb efekt t\u00eb kufizuar nga t\u00ebrmeti i m\u00ebngjesit t\u00eb 26 n\u00ebntorit. Me gjendjen e krijuar, \u00ebsht\u00eb e arsyeshme t\u00eb mendohet se disbursimi i kredive n\u00eb proces mund t\u00eb ket\u00eb p\u00ebsuar minimalisht nj\u00eb ngadal\u00ebsim. Megjithat\u00eb, efektet e para t\u00eb t\u00ebrmetit n\u00eb ecurin\u00eb e huadh\u00ebnies do t\u00eb jen\u00eb m\u00eb t\u00eb qarta pasi t\u00eb dalin statistikat e muajit dhjetor.<\/span><\/p>\n

Edhe p\u00ebr n\u00ebntorin performanc\u00ebn m\u00eb t\u00eb mir\u00eb e shfaqi segmenti i individ\u00ebve, q\u00eb u rrit p\u00ebrs\u00ebri dhe iu afrua vler\u00ebs s\u00eb 197 miliard\u00eb lek\u00ebve. Portofoli i kredis\u00eb p\u00ebr individ\u00eb \u00ebsht\u00eb n\u00eb rritje vjetore me 7.1%. Ky segment vazhdon t\u00eb jet\u00eb i preferuar nga sistemi bankar, q\u00eb ka si objektiv afatgjat\u00eb nj\u00eb ulje t\u00eb p\u00ebrqendrimit t\u00eb kreditimit n\u00eb segmentin e biznesit dhe nj\u00eb shp\u00ebrndarje m\u00eb t\u00eb mir\u00eb t\u00eb rrezikut kreditor. Normat e ul\u00ebta historike t\u00eb interesit vazhdojn\u00eb t\u00eb mb\u00ebshtesin nj\u00eb rritje t\u00eb huamarrjes n\u00eb k\u00ebt\u00eb sektor.<\/span><\/p>\n

Nga ana tjet\u00ebr, huaja p\u00ebr biznesin p\u00ebsoi nj\u00eb r\u00ebnie t\u00eb leht\u00eb gjat\u00eb n\u00ebntorit, por krahasuar me nj\u00eb vit m\u00eb par\u00eb tendenca ngelet duksh\u00ebm pozitive. Rritja vjetore e portofolit ishte n\u00eb nivelin 4.4%. Kredia p\u00ebr bizneset private ngelet shtylla kryesore e kreditimit t\u00eb ekonomis\u00eb, me rreth 59% t\u00eb portofolit total t\u00eb huas\u00eb.<\/span><\/p>\n

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  Kreditimi i ekonomis\u00eb frenoi rritjen gjat\u00eb muajit n\u00ebntor, p\u00ebr her\u00eb t\u00eb par\u00eb pas gjasht\u00eb muajve. Megjith\u00ebse q\u00ebndroi n\u00eb vlera t\u00eb p\u00ebraf\u00ebrta me tetorin, portofoli ngelet bindsh\u00ebm n\u00eb rritje krahasuar me vitin e kaluar. Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb n\u00ebntorit, portofoli i kredis\u00eb kishte vler\u00ebn e 568 miliard\u00eb lek\u00ebve ose rreth 4.6 miliard\u00eb […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":32,"featured_media":315981,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,13],"tags":[],"class_list":["post-343825","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/343825","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=343825"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/343825\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/315981"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=343825"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=343825"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=343825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}