{"id":315182,"date":"2019-08-12T07:15:10","date_gmt":"2019-08-12T05:15:10","guid":{"rendered":"https:\/\/hashtag.al\/?p=315182"},"modified":"2019-08-12T07:15:59","modified_gmt":"2019-08-12T05:15:59","slug":"bie-me-5-fitimi-i-sistemit-bankar","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2019\/08\/12\/bie-me-5-fitimi-i-sistemit-bankar\/","title":{"rendered":"Bie me 5% fitimi i sistemit bankar","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"
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Business concept – Stacks of coins on various bar charts<\/p><\/div>\n

Fitimi i sistemit bankar ishte 10.5 miliard\u00eb lek\u00eb n\u00eb 6 mujorin e par\u00eb t\u00eb vitit, me nj\u00eb r\u00ebnie prej 4.8% n\u00eb krahasim me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb, sipas statistikave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, e cila i raporton t\u00eb dh\u00ebnat n\u00eb baz\u00eb t\u00eb stadardeve lokale t\u00eb kontabilitetit.<\/span><\/p>\n

R\u00ebnia e fitimeve erdhi si rrjedhoj\u00eb e uljes s\u00eb t\u00eb ardhurave nga interesat dhe rritja e shpenzimeve p\u00ebr provigjionime, q\u00eb n\u00eb kahun tjet\u00ebr jan\u00eb amortizuar nga rritja e ndjeshme e t\u00eb ardhurave jo nga interesi.<\/span><\/p>\n

Sipas t\u00eb dh\u00ebnave t\u00eb publikuara nga Banka e Shqip\u00ebris\u00eb (BSH), t\u00eb ardhurat neto nga interesi ran\u00eb me 7.6% n\u00eb 20.5 miliard\u00eb lek\u00eb. Teksa bankat po veprojn\u00eb n\u00eb nj\u00eb mjedis me norma t\u00eb ul\u00ebta interesi, si rrjedhoj\u00eb e politik\u00ebs monetare leht\u00ebsuese t\u00eb BSH-s\u00eb, q\u00eb ka ulur norm\u00ebn baz\u00eb t\u00eb lekut n\u00eb 1%, nd\u00ebrsa dhe kthimi nga euro \u00ebsht\u00eb minimal, kjo po reflektohet dhe n\u00eb t\u00eb ardhurat e tyre. Guvernatori i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb deklaroi n\u00eb daljen e fundit publike se politika lehtesuese do t\u00eb vijoj\u00eb, madje ai paralajm\u00ebroi se mund t\u00eb ket\u00eb nj\u00eb tjet\u00ebr ulje p\u00ebr shkak t\u00eb performanc\u00ebs s\u00eb dob\u00ebt t\u00eb ekonomis\u00eb, q\u00eb \u00ebsht\u00eb rritur m\u00eb pak sesa pritej n\u00eb gjysm\u00ebn e par\u00eb t\u00eb vitit.<\/span><\/p>\n

N\u00eb kahun tjet\u00ebr, bankat iu g\u00ebzuan p\u00ebrmir\u00ebsimit t\u00eb t\u00eb ardhurave jo nga interesi, t\u00eb ndikuar nga fitimet nga instrumentat financiar\u00eb (kryesisht bono). Ky i fundit ishte pozitiv prej 443 milion\u00eb lek\u00ebsh nga -6.5 miliard\u00eb lek\u00eb q\u00eb ishte n\u00eb janar-qershor 2018.<\/span><\/p>\n

Shpenzimet p\u00ebr provigjione ishin minimale, por gjithsesi n\u00eb 6 mujorin e nj\u00eb viti m\u00eb par\u00eb kishin qen\u00eb negative prej gati 7 miliard\u00eb lek\u00ebsh.<\/span><\/p>\n

Pavar\u00ebsisht r\u00ebnies s\u00eb fitimeve, treguesit e performanc\u00ebs jan\u00eb p\u00ebrmir\u00ebsuar. Kthyeshm\u00ebria nga kapitali (ROE) u rrit nga 11% n\u00eb 6 mujorin e par\u00eb 2018, n\u00eb 14.7% n\u00eb janar-qershor 2019. Kthyeshm\u00ebria nga aktivet (ROA) u rrit nga 1.2% n\u00eb 1.6% p\u00ebr t\u00eb nj\u00ebjt\u00ebn periudh\u00eb.<\/span><\/p>\n

VINI RE:<\/span> Ky artikull \u00ebsht\u00eb pron\u00ebsi intelektuale e Monitor.al<\/a><\/span><\/span><\/strong><\/p>\n

\"\" \"\"<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Fitimi i sistemit bankar ishte 10.5 miliard\u00eb lek\u00eb n\u00eb 6 mujorin e par\u00eb t\u00eb vitit, me nj\u00eb r\u00ebnie prej 4.8% n\u00eb krahasim me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb, sipas statistikave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, e cila i raporton t\u00eb dh\u00ebnat n\u00eb baz\u00eb t\u00eb stadardeve lokale t\u00eb kontabilitetit. R\u00ebnia e fitimeve erdhi si […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":30,"featured_media":315183,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-315182","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/315182","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=315182"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/315182\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/315183"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=315182"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=315182"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=315182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}